bank statement came today !!!!!

hannahsmamma

what a wake-up call that was ! where does it all go or in my case where has it all gone ? Am spending afternoon going through cheque book and drawing up a budget for next 3 months, looks like I wasted money on magazines, lattes, crafting supplies for my hobbies, had an unexpected tax bill too, what a b****y nightmare, all my fault too. won't let this happen again, too annoying.

quintwins

don't beat yourself up it happens to the best of us, atleast you relise it's a problem and are trying to fix it instead of ignoring the fact that your wasting money and possibly getting into debt

zippychick

as this is budgeting related ive moved it to the correct board

Zip

pmduk

It might be best to keep a closer eye on what you're spending as it occurs rather than wait for a statement. It'll alert you as soon as things start going awry.

Lokolo

You should use this for a budget

http://www.makesenseofcards.com/soacalc.html

You can post a copy in MSE format here, see if you have put too little or too much in some sections. Help you save some money and/or cut down on some debts if you have any.

But as above, online banking is a key part to budgeting, live account status is very useful.