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Under 19 Lloyds Account
Hi, I have a Lloyds Under 19's account and have used that card to apply for olympic tickets. I went a bit mad and ended up applying for £1,200 (as it was very last minute and didn't realise you HAD to keep them if you were given them). Anyhow, due to unforeseen expenses, I have £0 on my account now. As far as I am aware,…
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barclays additions plus + accidental death cover
Hi i dont know if anyone can help this is quite hard to write i recently lost my 25 year old son in an accident , he had an additions plus account because of the accidental death cover , now i went into the bank today to let them know and close the account and put in a claim to cover funeral expenses and was informed…
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Barclays Overdraft Reserve
I am constantly being forced to use the overdraft personal reserve for my Barclays account due to my tight financial situation, and every month getting charged £66 for being over my overdraft limit for at least 3 weeks. These fees are preventing me from slowly reducing my overdraft to the point where I will be able to…
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Transferring USD to English Bank Account
Hi, I am currently working in Dubai and getting payed in USD. I have an English bank account with both HSBC and Barclays. I also have an Emirates NBD account out here, which I currently get payed into, as the USD and AED exchange rates are capped. However, I now want to start saving some money back into either one of my…
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Bank charges
Hi everyone i am new to this but would like some advice about online shopping and bank charges. I shop at asda on a weekly basis as i am disabled and on benefits and find this the easiest way for me to do my weekly shop. however, when asda deliver my shopping they then take the correct amount of money out of my account but…
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Paypal & HBos Electron card
Does Hbos charge you for using Paypal , I have just added by elecron card paid for an item for 3.89 but 6.89 has been reserved in funds ? If anyone could confirm as i will remove the card and add a different card if so Thanks in advance
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Transaction approved with incorrect card dates
Hi, So at the weekend I booked a flight, and, because I was tired (and feeling particularly lazy, and slightly arrogant), I thought i wouldn't even check the details on my card (a visa debit card) before entering what i thought where the correct details. No sooner than I had clicked 'confirm' or 'book' or whatever the…
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Lloyds TSB current a/c charges
aarrrrrggghhh!!!!!! Just discovered (should have read the garbage they sent me with my last statement but couldn't be bothered!) that they are now charging me £5 if I go over £10 on my overdraft, even if I don't go over my overdraft limit!!!!! So now, I'm paying £13.95 a month for the 'pleasure' of banking with them, and I…
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paid item fee
Hi ive just checked my bank statement and it says the above and 15 quid has been took out. i cant think for the life in me what it could be. any ideas please? Thanks
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Has anybody here banked with Barclays Wealth International?
I have been an Expat for last 3 years and find that my current UK bank is letting me down a bit too much. Mainly this is because of blocking debit card payments either online or by telephone to a Funds Supermarket. I was looking at Barclays Wealth International and thinking of opening an account there, as I could switch my…
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Repaying Halifax student overdraft
I am just about to finish my final year at university and have a £2500 overdraft of which I am currently -£2000. I have found that Halifax offer 1 year after university to repay this before they start to add interest. Does anyone know what this interest rate will be? Thanks in advance!!
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Options for £500k for 6-12 months
Hi, We're about to sell our London home and head back to Oz, and should end up with about £500k. Given the Oz dollar is at a record high, and shows no sign of coming down any time soon, thinking we'll leave the money in GBP for the next 6-12 months until we need to buy a place in Oz and hopefully the rate will have come…
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After eight years, shouldn't my basic bank account have been upgraded?
Hi there, I've had my Halifax basic bank account for over eight years I think now and it's always been kept in good order, never been overdrawn, never bounced a payment, never had any problems whatsoever and before I took ill, my salary passed through it every month and there was always a sizable balance mantained in the…
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Cheque Guarantee
If I was to receive a cheque that was guaranteed by a cheque guarantee card would i be able to pay this into a personal account? would it also be a secured payment in line with the guarantee? Thanks in advance.
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Working for a Company in the R.O.I and a mobile worker
Hi, i may hopefully be gaining employement with a company based in the republic of ireland,i am classed as a moblile worker as my job will be a driver, so regular trips to other countries in the euro zone will be the norm, but i will still live in the uk (when i'm home) Advice is needed, as my wages would be paid into my…
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Software for budgeting money - Windows & Android?
Hi there, I'm looking for some software which will allow me to put in what I spend as I spend it mainly to keep track of how much I'm spending as I seem to forget my bank account isnt a bottomless pit! It would be great if I could run it at home on Windows and also have an app on my android phone for putting in stuff while…
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Santander recovering an indemnity claim
Hi I have today received a letter from Santander stating that I am not entitled to a partial indemnity claim I made in August last year and that they will be debiting my account in 2 weeks time. I made the indemnity claim on my gas companies instruction after they raised my bills too much. The letter says that they are…
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Compensation for Breach of The Data Protection Act 1998
Hi All just need some advice on what to do... Long story short I took out a loan with my bank and moved address. I informed them immediately. 12 months after I moved they issued a default to my previous address. My ex partner resides there and we are undergoing a "battle" of sorts over the mortgage. I didn't know about the…
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hsbc charge, is it legal?
I wrote a cheque out this afternoon to my friend for £50, she has just phoned to say she has lost it. I phoned HSBC to try and get the cheque stopped and was told there would be a charge of £12. I declined, is this even legal?, What do they have to do to justify the charge? does anyone know. thanks alot pink
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Retailer odd behaviour.........?
I paid for some shoes in a national retail outlet yesterday, as the transaction was going through on my electron card, the cashier called his supervisor over, queried something that I couldn't hear, and the supervisor said "Its ok you can do it at the end". The transaction went through fine, and then the cashier looked at…
