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Direct Debit woe
I have been forced by my bank, Bank of Scotland, to change my account to a Lloyds account, there didn't appear to be much that I could do about it due to legislative changes in Jersey and although very irritated at first :mad: as I have had the account for 23 years I have reluctantly accepted this change. However what has…
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RBS current account needs to be open to fund loan
Hi All, My wife has a loan with RBS and a royalties current account that is no longer used. She wrote to them askingg to close the royalties account to avoid the £6.95 per month charge as she no longer uses it or its benefits. They refused stating that it needs to be kept open to fund the loan. Can they do this? She wrote…
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Debt Advice Company Appointment
Hi, does anyone know of a company called Money Save Solutions?? Just had cold call and out of curiosity (and very tight budget) agreed to an appointment, on a no pressure basis , to save our precious pennies, at a fee of course ! All input will be appreciated folks.
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Great Basic Bank Account
I was struggling with getting a new bank account some 5 years or so ago,and took some advise form here which was.... to apply to Nat West for a savings account at the same time as applying for a basic account., I have to say i am more than happy:) with them generally! costs for returned DDM have been drastically reduced to…
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Online Account Budgeting Tool?!
Hi all. Just wondering if anyone knows of any bank accounts (current) that allow its users to directly budget their money within their account? for example... if I am saving up to go on holiday I'd like to set a portion of my balance aside in my account and label it 'Holiday' instead of opening up multiple online accounts…
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can my son open a basic bank account in Spain or from Spain
Hi, my son got in a mess with his overdraft(£500)at RBS after losing his job and being unable to pay his bills, and was advised to close his current account. He was refused a new bank account here in the Uk as his credit rating was too bad. He has now gone to work in Spain and needs a bank account to have his wages paid…
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Halifax Current Account Rewards
Hi All, Does anyone know if crediting a Halifax Rewards account from another Halifax account counts towards the £1000/month credit requirement to qualify for the monthly reward? Am currently looking to move our joint account away from the Coventry - the answer to this will probably decide whether we use Halifax for…
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Paying in to Classic Vantage
My husband has opened two CV accounts, the girl we saw told him that he only needed one debit card and cheque book, he has received one today for the account with most money in, the 2nd account he only opened with 1k intending to put more in shortly. If he isn't getting a debit card or cheque book with paying in slips in…
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Foreign receipt
In about a month I will be receiving approximately £100,000 in Norwegian kroner. Does anyone know which would be the best account to receive these funds into to? Any advice is greatly received.
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cash machine
monday evening i went shopping to asda store, before going into store i used the cash machine outside.Got my shopping instore and paid with my card. Tue morning i went to my purse and i didnt have any money. Unsure if i picked the cash up from the machine as kids were playing up.If i didnt and the person behind me didnt…
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Halifax Overdraft Mysteriously Increased?
I opened a new Halifax Reward account in branch in January. At the time of opening the sales agent said I'd been given a £1000 interest free overdraft for 3 months during the switching process. Last week I got a letter from Halifax telling me my "fee-free" overdraft they gave me when switching was coming to an end on May…
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Halifax Payment
I'm trying to make a payment for a deposit on a house. What is the fastest and cheapest way to transfer just over £15,000? Thanks in advance!
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Advice needed
Hi everyone, im wanting to find out about opening another bank account im not sure where to start or which account would be good, all i really want the second bank account for is to set up loan vdd and transfer money to this account to keep some by and seperate from my normal account, can anyone point me in the right…
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HBOS Retail Collections Number??
anyone have this?? i got a letter through saying they havent recived my monthly payment that I pay each month to get my overdraft paid off and letter was dated 4th may but i checked my bank and know for afact my payment has came off ..it does say "if you have paid in the last 7 days ignore this letter" but i really do wnt…
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Santander Direct Debit
I set up a direct debit with AA Hutton last month, requesting that payments be made on 11th of every month. Recieved confirmation from AA Hutton and thought everything was fine. I have checked my account this morning and no money has came out, I called AA Hutton who told me they have requested it from my bank and I have to…
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How many bank accounts/credit cards do you have?
Oh, and just for fun? what do your cards look like? I'm always curious :) I have only the one bank account and one credit card, enough for me but do most people have more than that? I find it easier to manage just having the two of them as I'd have trouble remembering all those pin numbers and passwords with my memory as…
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Why is my credit rating still bad?
Hello all, Ok little back history. at 16 bought a TV on credit, payed off on time in full. Did the same with a laptop. Then went to university, opened 2 student accounts, used both over drafts, didnt have money to pay the balance, so ended up with debt collectors on my case. Eventually paid off my debt by the end of 2009.…
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'One' Type Current Account(s)?
Does any body know of a bank that provides account services that work like some of the mortgage one accounts you can get but for linking your current and savings accounts? What I mean by this is an account that lets you have multiple accounts (savings, current, joint etc) but treats them all as one account as regards…
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HBOS new online banking actually factually PANTS!!
Posted before saying I quite liked it. Now I do not. I follow the good interest rates so have a number of open (dormant) accounts with 56p here and 4p there sort of thing. I added them all in an attempt to rationalise things and take advantage of their new Guaranteed Saver Reward a/c. Now I can't get these redundant a/cs…
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My debit card has disappeared from online banking - potentially blocked - Help please
Hi there Basically, I have a Natwest student debit and credit card. However, when I go into my online banking soon, only the credit card is displayed, and I cannot make any transactions with the debit card. I still had £30 of my overdraft left on my debit card, and whilst being slightly over my credit limit, there was…
