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banking in europe
Hi everyone, I'm new here so apologies if this has been answered a thousand times: I will shortly leave the UK to move to Europe. I am freelance through my own limited company and most of my work will still be in the UK, but I will produce the work in mainland Europe, flying back once a month to meet clients etc. At the…
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delayed chaps payment
Hello, not sure if this is the right forum to ask this question, but has anyone come across huge delays with the chaps / faster payment system before? A family member instigated a UK money transfer from a Santander account to my Natwest Account [£100K]. The transfer was requested on Wednesday 27th April and the money left…
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Barclays Bank!! NO help, new to site....
hey , i am just wanting to vent and find some answers to my current situation... barclays i owe about 10k to in 4 different places. i had a meeting with the bank manager and he tried to helo re consolidate and cancell of accounts.and it all come back ''unable'' now i am really overdrawn and struggling i need there help as…
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Halifax: trouble getting a tax certificate
I'm in need of a tax certificate as I need to prove my income for the previous tax year. I wrote to Halifax at the end of the tax year requesting one for all my accounts (which I stapled to a letter requesting something else). They responded to one of the letters, but simply ignored the tax certificate one. Phoned up…
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Nationwide overdrafts
Hi guys Anyone know how often overdrafts are reviewed with Nationwide? When I log in it says it can't offer an increase but can be decreased thanks tiger
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overdraft charges
hi is this case still on going to get back what you have been over charged or not? just wondered if it was still worth sending the letters off to try get my money back ? cheers
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new account from nowhere
hi. i was just wondering if it was legal for a bank to open a new account in your name without your consent. i have got no paper work for this account, and no card. they also have taken £20 out of my usual account and put it into the new one???
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Alliance & Leicester website down?
Keep getting an error message when I log onto the homepage. Can't access my online banking :(
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xe.com
any feedback? need to convert euros into sterlings
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Halifax Student Account
Halifax state that they offer an interest free overdraft for 1 year after graduation. I graduated almost 3 years ago now, and it still says I'm using a student account and that I have the interest free overdraft (never been charged overdraft fees). Is it possible that if they work out their mistake I could be back-charged…
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3 Weeks for Debit Card Transaction?!?
Hello, Sorry, this seemed the most appropriate place to appeal for help! My friend purchased some items on a return flight (Thomas Cook) on 16th April 2011. The transaction, a total of £84, was taken on 3rd May 2011 (appearing on statement on 6th May 2011). Obviously she has the goods and should expect to be charged for…
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Premier accounts in UK
Hey everybody. After not caring about what kind of account I had in the UK (Student), I became aware that my HSBC Passport was an account I intended to use for a few months before getting a normal one. Here is my question: For which Premier Account (of RBS, Nat, HSBC, Lloyds, etc) would you go for? Which has the most…
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Paying for Goods in Cash (£25k)
Hi I wish to buy a large item, from a person I don't know, and have agreed a price of £25k. I have the money in my high street bank current account. What's the best way to exchange money for goods both with a formal trail for the money and no opportunity for the person or goods to disappear? Bankers draft doesn't work as…
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Which bank account will be best?
Hi I'm looking for a current account that will offer me a debit card and an account I can set direct debits up. I'm currently looking for work do I only have my JSA at the moment. I was looking at nationwide but people said they don't like to hand out debit cards and would rather give cash card+. And to get a full current…
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HSBC Current A/C/Equifax Problem
How long should I expect it to take to get an acknowledgement from HSBC about a complaint/mistake - not a resolution, just the fact that I have complained. Briefly, I ordered an equifax report. Hsbc have provided information of a non-existant address. I'm pretty sure it's nothing fraudulent, they've 'mistyped' a postcode…
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Ltd Company overdraft? with bad credit
Hiya New to this forum. I have a Ltd company and im thinking of applying for an overdraft. I have assets but a bad credit rating. the company account is currently always in the black but starting to feel I need a little back up. What are the changes of obtaining an overdraft on the Ltd Company account. Will they check me…
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business bank account
hi there, I am looking for a business bank account, if all goes well I should open in 8 weeks. I need a free or low interest overdraft facility. Any ideas or recommendations would be greatly appreciated Thanks
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Missing payment
My lodger pays me every month by direct debit, however for a 2 month period I received nothing from her, tbh I didnt notice til the 3rd month as I have been stupid busy and she had been reliable for years This happens to be about the time her bank (Lloyds tsb) upgraded her account, she "claims" that on her account is shows…
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Santander new overdraft charges- 200%!
Hi, I have banked with Abbey as was, Santander as now is, for more than 15 years. Good customer, as well as current accounts, the children all have accounts with them, and Mrs G and I also have various savings accounts/products with them. The account in question is not any longer our main currrent account, but an account…
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Direct Debit help
Hi My Mum has Alzheimers and is in a nursing home. We have her bank statements which have 3 direct debits that go out monthly. All 3 are to insurance companies and are all for around £15 pm but we have no idea what they are for. We have contacted all 3 and told them the situation and given them as many details as we can,…