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Requesting bank statements from bank in Spain
Hi I've a family friend who has moved back to the UK after living in Spain for years after the death of her husband. She needs the last two months statements in order to claim some benefits (she is over 75 so not going to work!). Her previous bank is in Spain and I'm wondering if anyone has been in this position before or…
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Cheque question about Bank Holiday
I currently bank with Northern Bank and so do the company I work for (although at different branches). I expect to get my wages cheque tomorrow, but it always takes a full working day to go into my account. So on a normal week I'd go to the bank on Wednesday and the money would be through on the Friday, obviously thats a…
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Bank Accounts for Teams/Organisations & Groups, etc
Hello, I have been asked to set up a bank account for an amateur rugby team who have asked me to be their treasurer. Has anyone got any hints,tips or advice as to how one goes about opening a team account, what is required in order to do so and any potential pitfalls? Also, as an aside.... has anyone out there got any…
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april 29th
hi, would anybody know if 29 april is being classed as a working day by the banks please, i have payments due to go out aand wages to go in on that day. thanks
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Debit Card Fraud
Hi, I recently had some fradulent activity on my debit card :mad:, mainly mobile phone top ups to o2 (online). My bank contacted me fairly quickly and have since cancelled my Debit Card. My question is, is this enough? Should I be looking into cancelling my account or doing anything else. Thanks
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Joint bank account
Myself and my partner are having a baby later this year. We're keen to sort out a joint bank account which we can use for household bills and groceries, though we will each keep separate current accounts for our salaries, and personal outgoings, plus our own separate savings accounts. Really we just want something we can…
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Reclaiming fraudulent direct debits
I've just wasted several hours reclaiming fraudulent direct debits so I will unvent my anger slightly by explaining how to do it. Basically what happened was that direct debits to O2, Vodafone, and TMTI (a phone insurance company) turned up on the bank statements of a charity account I am treasurer of (NB memo to…
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Business Bank Account
Hello I am about to start up a wee consulting business to make a bit of extra money at the weekends / evenings. I want to keep everything seperate from my normal joint account so a new back account is in order. Do I have to have a business account for this or can I open up a normal account ? I will only be paying in one or…
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Piggybanking
I am thinking about moving my accounts around slightly. Currently I have one account with money for car tax, holidays, Xmas etc in and a spreadsheet to track what all the money is for. I was thinking of changing to have an account for each thing, so I didn't have to update a spreadsheet all the time, the balance would be…
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Beware Paypal
Have had an issue over the weekend with Paypal. Paid for something on ebay via this account only to be emailed by Paypal to say that my payment had been declined. Utter nonsense. Paypal told me to contact my bank, which I did. My bank advised that this was incorrect and that Paypal were having technical difficulties. The…
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MSE News: Warning over bank holiday cheques
This is the discussion thread for the following MSE News Story: "Consumers were warned today that cheques could currently take up to two weeks to clear because of the high number of bank holidays ..." Read the full story: Warning over bank holiday cheques
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Adding husband's name to my current account
I am at that stage of my life when I need to review my finances. :rotfl: I have a current account and savings account in my sole name, which I have held for 10 years, and wanted to add my husband's name so that he can run the account if necessary. We saw a member of staff who took all our details (my husband had a previous…
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Co-Operative Cash Minder Application
Hi Guys, I have applied for the above and provide my ID etc and have received a letter asking me to call them. Is this normal? What would it be regarding? Would prefer to be forewarned before calling them. Has anybody else had this? Thanks
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Student overdrafts and credit rating
Hey guys. I'm a student in my first year at uni. I've got a £1000 overdraft on my student account, and was just wondering whether it is bad for my credit rating to be using this? It's just it makes sense to use as it's 0%, as opposed to taking money out my savings account, as I could be earning interest on that. Unless…
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student bank account
put this in the wrong section apologies been lurking here along time, this is my first thread though i think. just a general woundering relly about a few things. first when you apply for a student bank account with over draft when do you get it (i have offers from uni's that ive accepted) does credit history/age/debt…
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Debit refund showing as money out?
I bought some goods last Thursday on my Santander debit card. I then returned 2 items as they weren't suitable 2 days later. I received the debited refund slip and thought no more about it. On checking on-line banking today I noticed the refund was showing as a debit not a credit. I rang the bank and was told as it was…
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Contacting Norwich & Peterborough at weekends
I need to contact N&P if I'm to use my debit card tomorrow in Europe. Unfortunately, it seems that their Contact Centre, unlike almost every other bank/BS, only works a five-day week. The only 24/7 number I have found is for lost cards and that's an independent agency, not N&P. Anyone know a number? Anyone know if I will…
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Debit Card Payment
Hi, Just wondering.... I made an online purchase in January this year with Game. The money usually comes out of the bank account the day they post the game. This time round they didn't even put a hold on the money and no money was taken. In March I phoned Game and told them the money hadn't been taken and was there a…
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Natwest Advantage Gold Bank Account
Hello, I am after some advice:- My nephew opened a Natwest Advantage Gold bank account a while ago which was £12.99 but he has been in a out of work and not had any money in there. He recevied a letter last week from them to say that he owed them £600 plus more in interest as he hasn't been paying the £12.99 per month for…
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Credit checks for new bank accounts
Hello, Firstly, appologies if this is in the wrong forum area but I couldn't work out which one it fitted into; and appologies if this has been posted elsewhere - I did look but couldn't find anything! Anyway, myself and my girlfriend recently applied for a joint bank account with a well know high street bank and were…