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Charity Account over £50,000 threshold
:AHi, I'm hoping someone out there can save me some time. We are a charity run pre-school which has been growing steadily for years and has banked since opening in 1993 with Lloyds. We have received a letter saying from 18th May we will be moved to a business account as we have increased our threshold over £50,000. Can…
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Halifax internet banking not updated
Hello newbie here, Is anyone else having problems with Halifax internet banking? I'm missing transactions from Thursday, one a standing order from my current account coming in and one my mortgage payment going out. I can see the transactions clearing on the other side, so they have been made, but even the available funds…
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Scheduled payments around bank holidays
Hi, Which date is it likely a bank account payment scheduled for Tuesday 3rd May will reach the recipient account because of the bank holidays? Normally one scheduled for a Monday reaches the account on the Friday or Saturday before, so should it be received on Thursday 28th April? Thanks
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Moving current account from HSBC to First Direct
Does anybody know of any issues transferring current account from HSBC to First Direct? I am never happy with HSBC's level of service in branch or over the phone, plus I tend to want to do my banking when I'm sat up at night, and I like the fact that First Direct is available 24/7 on the phone, and so I would like to…
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Halifax increase counter withdrawal limit by over 100%
I recently noticed a sign in my local Halifax branch that says the maximum cash withdrawal (which doesn't require any notice) has increased from £1200 to £2500. Not sure if it's related to the fact that my branch recently underwent a refurbishment and got an extra counter position installed. Any idea what prompted this…
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Sending € to Spain from UK € acc.
Hi I have a Barclays Business Euro account as well as sterling one. Couldn't withdraw € from local branch on a Saturday because International team are not working w.e. and will be leaving Monday for Spain. I rang the regular business line and was told that business foreign currency accounts have a facility that allows cash…
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Bank Accounts and Credit rating
Hi, Apologies if this is covered elsewhere (i've had a look around but can't seem to find an answer to my question). I am looking to switch from my current bank - terrible customer service - so am looking to open a new bank account. However, I am also looking to apply for a mortgage in the next 6-8 months. Will opening a…
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Recipients on funds transfers
I wanted to send my friend some money and am sure that I have done this transfer previously. I have just logged into my Coop internet banking and his details are not on the list. Do they get removed as I have only sent him money once before.
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Lost faster payment
I paid our window cleaner £20 a couple of months ago. Both our accounts have faster payments (I'm with A&L and he's with Lloyds). The payment left my account immediately but never appeared in his account. I called A&L who investigated and then told me that they had successfully delivered the payment to LLoyds. They said…
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Second current account and minimum monthly pay-ins?
Hi - my first post go easy on me! :D I've currently got a Halifax reward current account and for reasons I can't go into here I am not in a position to close this. However I am very interested in opening an N&P BS Gold classic current account to allow commission free withdrawals abroad. My question is would be is it…
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Natwest Charges
Hello, couple of days ago I got a letter from Natwest saying I was overdrawn but it never said how much by, I don't have internet or phone banking so I was unable to check how much by so I thought oh well I get some money on Monday I will put it into my Natwest account, but today 23rd April 2011 I got a letter saying that…
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whose put this money in my account and can I trust the bank
Hi, somebody has put £1000 in my bank. I have no idea who. Anyway it appears to be "red lake proper" thats what the statement says. I'm in two minds whether to ask the bank who has paid this in, because they can't be trusted - how else can I find out? MB :j
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First Direct - the fastest bank in the world?
I made a payment to my Barclaycard Orange CC. It left my FD current account on 20th April and was credited to my Orange CC on 19th April. Impressive!
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Overdraft used a year ago - will this appear on credit reports now?
I have used an overdraft twice last year, and paid it off in full. I was wondering will this be shown on credit reports right now (£2 statutory report). I am applying for a credit card or loan sometime this yea. I hope the overdraft payment will appear on the credit report, so that the bank who credit checks can see that I…
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rbs coin counting machines
does anybody know if rbs have coin counting machines? if so, does anybody know of any manchester branches that have them? enquiring for a friend. t, x
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Is it time to end "Santander Bashing"?
I was reading one of the threads on here which was a query about how a specialist Santander product worked. The first reply back was the typical "Santander Bashing" that has gone on for a long time on here. It just felt unhelpful, counter-productive and unneeded. I personally move to them for the £100. There was one slight…
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visa electron card?
I have a Halifax cardcash account which I never use, it was opened years ago when the Halifax was a building society. Amount in that account 6p I just received, in the post today, a new card to use with that account. It says that it is a Visa Electron card. So does it have any advantage over my Visa debit card? I normally…
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Help please! advice needed on the best current accounts for me?
Hi all you moneygurus My dilemma is I have had a basic account with Santander for many years and am now thinking of taking the plunge and switching as I do not think this gets any interest so to speak off and due to a redundncy hit, to which I have locked away some and invested most in a tax free ISA for this tax year…
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student account overdraft
I found out this morning that Santander had seen fit to completely remove my overdraft :mad: when my card was rejected several times for having insufficient funds (cue a 1hr walk home from Kings Cross). I guess I have poor credit rating (been rejected a couple of time for credit cards) but I have never been close to…
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Direct debits show on bank statements?
Would like to know if when the money from your direct debit has been taken every month, does this information get put on your bank statement telling me how much you payed and when. Would like to know as I seem to have a direct debit from POLICY ADMIN SERVS even though I cancelled the phone insurance with them about a week…
