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Barclays Wealth ibank Or any help please
Hi, just wondering if anyone has used barclays wealth international i bank account, i am an overseas student in the uk and will be returning to my home country in 2years time once iv completed my studies however i am looking to open a US dollar and sterling account that i can keep my money in, sometimes my parents also…
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Basic Bank Accounts - Struggling
I currently bank with Halifax with the easycash account due to adverse credit. The branch moved town so need a local bank. I have a debt with Natwest that I am disputing for a couple of hundred as I have no recollection of it - so they are a no go. Lloyds TSB have rejected me for Cash card account - even the co-op…
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help! my BARCLAYS account have been closed but i still got money in it
I lived in UK in 2008 and i have opened barclays accounts. however i decided to come back to Thailand at the end of the year and didnt check my bank account since. However I called Barclays today and asked about my account and they said that my accounts have been closed and they couldnt tell me the reason why it has been…
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Current account for someone not in paid employment
Hi Sorry if there is already a thread for this, I have had a long look but not spotted anything. I want to change my bank account which I have had for years but I am not currently working. I am not unemployed as I am looking after my kids so I have no income apart from child benefit. I enquired informally at a few banks a…
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I feel i have been conned by Barclays...
Basically i was with barclays for over 10 years, but moved my accounts over a year ago to the Halifax (for the £5 rewards). I was unhappy with the service from Halifax and i kept my Barclays accounts open with small balance. So decided to move back. I contact Barclays Phone Banking and explained what i was going to do and…
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Do you use the piggybank method of budgeting?
I am trying to sort my finances out but am currently in an overdraft but have started this method: Has anyone else tried it or uses it to sort their money out: The Piggybank Technique Now you know what money you have, you need to ensure you stick to it. This requires discipline, but it's much easier to do if you organise…
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Perhaps it's about time
we had a sub-forum to deal with the myriad of different Santander threads?
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Lloyds Faster Payments Broken ?
For the last year I have had 3 x Standing orders go out on the 15th of the month, 1 to a Lloyds savings account, 1 to a barclays account and 1 to my Bank of Scotland reward account. These have always credited instantly in the other accounts. This morning only the Lloyds one has credited instantly and the other two have…
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Switching Direct Debits
I recently switched a few of my direct debits from one account to another, within the same bank using online banking. Now I want to switch the Direct Debits back to the original account, but HSBC won't let me switch them back to the original account so I have had to go to each company involved and ask them to change my…
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How easy is it to switch bank accounts nowadays?
We currently have a Halifax account with an arranged overdraft. As some of you probably know Halifax recently introduced an overdraft fee of £1 per day. We aren't currently overdrawn, but that's not the point - the charges are too much. Anyway we want to switch. Most banks offer to do it all for you but something tells me…
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Bank Account Advice please
Due to historical reasons my wife and I have always had two current accounts - both joint accounts. Again historically my pay has gone in to one (Halifax) and hers in to the other (Abbey National) but due to recent hassles we're looking to close the Abbey one and move but after suggestions. Do we put it all into one? Do we…
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First Direct rejection - Too many current accounts?
Hey I applied for a first direct current account and savings account and got a rejection letter saying that my application was rejected because I did not clear First Direct's "internal hurdles" and not because of a bad credit rating. Is it possible that I got rejected because I already have 4 current accounts (RBS,…
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Bank demanding £1800, no way to pay it at all.
I'll try to keep this short: I started my course in January 2009, at the time I had a son who was 16 and was classed as a single parent. I got an NHS bursary of £750 a month which just about covered all costs. Now we jump ahead to July 2010. My son turns 18 and now doesn't exist anymore as far as the NHS are concerned. My…
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Unexpected replacement card from Santander
A couple of days ago Santander sent me a new debit card. The last one was a Visa Electron, this one looks exactly the same (it's flat rather than embossed) but it says Visa Debit rather than Visa Electron. But I didn't ask for a new card and the old one isn't expiring yet. Should I be worried? Why would they have just sent…
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Joint Account
Hi, me and my girlfriend have just bought a house and want to have a joint account for all the outgoings we was looking for a small overdraft just incase something happens. is there anything out there which is worth it? or best to stay seperate? halifax have offered us for £12.50 a month a £300 fee free overdraft and some…
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Closing Santander Account, quickest method.
I have a Santander current account, I just signed up to take advantage of the 5% interest. It's coming up for the year so might as well close it. Anyone know the best, hassle free option? I see you can go into brand or do it by letter/post. Thanks.
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help me hsbc gave my account details to somone now i keep getting my money stolen....
and the best bit is its not there fault but mine. bacicaly my OH and i are getting married and moving in together. before the move we set up a joint account on the call they said u live at 7 made up place and i said no not for years i live at 82 diffrent house the one u have sent my statment to for the past 3 years. they…
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Santander actually got it right!!
After all the bad press about santander on here I though i should do a quick post. Having been with santander on and off (depending on what deal they had running at the time) for a couple of years now i decide to sighn back up for their 5% in credit account with a £100 incentive. I knew what i was letting myself in for and…
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Do I give mother-in-law money?
Hi Peeps It's my mother-in-laws birthday is today. I had purchased a perfume gift box for her in the sale (not cheapo, Lancome from £45 to £28)but now I am thinking of giving her £200 cash! The reason is that it's my sis-in-laws wedding (her daughter) and my MIL has gifted me with lots of expensive outfits and gold. She…
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Insurance bloggers - anyone interested?
Hi, I'm looking for someone to write a blog about general insurance matters, from car to home, pet to health. If anyone considers themselves knowledgeable enough about insurance market to write a weekly blog then please PM me to discuss. Thanks, Oliver