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Quick question re Halifax Rewards Account
Ive just applied online for one of these accounts (free fivers yay!) and was given my account number and set up online banking etc. How long should I wait for the account to be fully active before putting some money in there? I know that some people have paid some into it straight away, and have had issues with it…
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Telephone banking - audit trail??
Hi all Not sure if this is the right part of MSE. A question - if you call a bank to discuss an issue on your account and, in the process of getting through to a human being, type in your account number and answer all the security questions correctly, does it leave any kind of a record / footprint / audit trail on your…
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Subscribe to a Dummy Direct Debit?
I am planning to switch my citibank current account to First Direct and take advantage of the free £100 offer(one requirement of it is to have DD in the old account). However, the citibank account I want to close to is inactive and has no direct debits on it. I once tried to hook it up with Paypal, but paypal was unable to…
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overdraft cancellation
hey all have found out that Barclays have cancelled my agreed overdraft this evening however I have recieved no notification from them, are they allowed to do that? any help gratefully recieved
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Switching Nationwide to.........?
I am thinking of switching accounts from Nationwide to........? Basically I deposit £2500 to £3000 into my account from employment and interested in a new bank account. I don't want to pay for services - free travel insurance, mobile phone cover etc. But I do expect a service from a bank - such as Nationwide offered free…
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unauthorised overdraft fees
Hi I was hoping someone on her can help me my mom banks with nationwide back in august 3 network overcharged her on her direct debit and because of this she was charged £30 twice because 3 tried again the following day mom paid up the £60 (she was only 94p in the red )to clear it, now three months on they have charged her…
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Easy to access joint current account.
Hi, I'm looking for a joint current account. Sounds easy but we don't live together and we want a bank that is near to us both. I thought the post office would be a good idea as there is 2 post office's near to both of us. The trouble is that the PO does not do a current account. Please can anyone help. Regards.
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Removing a name from a joint account
Afternoon, Does anyone know if your spouse's name (with their agreement) can be removed from a joint account (this with the Halifax)?
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Subject access request – joint account
Santander have blocked access to our joint current account and refuse to explain why. As well as having sent in a written complaint, I want to do a Subject Access Request under the Data Protection Act. My question is how best to do this as it concerns a joint account, but we also each have accounts in our own name. I can…
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Yorkshire Bank - is it easy to get the basic account?
Hi all I've read all the basic account threads on here but was wondering how easy is it to get the basic account with Yorkshire Bank? I'm interested in it as I won't get another current account and am sick of being scored on that with other banks when that wasn't what I asked for, are Yorkshire the same and do they take…
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First Direct current a/c transfer-do I still qualify for £100?
Hi guys, I have begun a transfer of our joint bank account to FD. So far the transfer is going fine, just few minor glitches that I did not expect as they have such a great reputation. Has anyone else wondered why they send out so much rubbish? I swear we got about 20 letters between us from them so far - and most of them…
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Wht does it take so long?
My husband went into the branch of co op last weds to transfer money from savings account into my first direct account. Now it is Monday and still no sign of it appearing- originally he was told 36 hours, then when didnt have it Fri they told him it would be there Monday- aaarrrgghh. Seems strange, if i transfer money from…
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Santander consumer finance warning!
I have recently got a car on finance and felt I needed to share my experience I've had with them on here. Hopefully anyone who is thinking about taking finance out with them will think twice after reading this: The first problem I noticed with them was the only way to contact them was to call a automated phone number which…
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Santander consumer finance warning!
I have recently got a car on finance and felt I needed to share my experience I've had with them on here. Hopefully anyone who is thinking about taking finance out with them will think twice after reading this: The first problem I noticed with them was the only way to contact them was to call a automated phone number which…
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Santander consumer finance warning!
I have recently got a car on finance and felt I needed to share my experience I've had with them on here. Hopefully anyone who is thinking about taking finance out with them will think twice after reading this: The first problem I noticed with them was the only way to contact them was to call a automated phone number which…
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LLoydsTSB 'Keep the Change' - is it any good?
Hi. Are any of you out there using the 'keep the change' facility that LloydsTSB offer with their current account? Really like the idea of it (ie debit card spend of £7.50, Lloyds round it up to £8 and put the 50p difference in a savings account) but would like to hear from anyone using it before moving across from…
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overpayment on repaying a back account
Hi there I am wondering if anyone can help me, might be long this but here goes... I opened a Natwest account when I became a university student and basically just spent the overdraft and bled it dry, I was caught up with and offered 50 pound a month the NWBRecoveries back in 2008. anyhow I decided to give them a call as I…
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Best way to bank $ cheques in the UK
My bank, NatWest, charges a bomb if I want to pay in a dollar cheque to my sterling account - not to mention the interesting conversion rate they appear to use. So, can anyone recommend a different way of accepting these payments from the US ? The cheques tend to be small denomination (they're US royalty payments from…
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Overdraft charges adivce needed
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Lloydstsb Upgrade online
I tried to upgrade online just now and received a message stating unable to upgrade online and to ring their contact centre. Has anyone else had a problem today. Also I was just trying to upgrade from one of my classic accounts to the silver account. Thanks,
