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Two current accounts
I have a current account with my bank. Is it perfectly legal to open a current account with another bank and use both of them ? I have a "Buy to Let" and would like to use the new current account for the "Buy to Let" stuff and keep my main account for my general banking.
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Transfering money to Italy
Hi, Hope i haven't posted in the wrong place. I am getting married in Italy next spring and need to send the wedding planner a deposit. She will only accept bank transfer or Western Union (unfortunately not credit card). Which is best. I have never used Western Union so i am thinking bank transfer. My bank barclays charge…
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Alliance leicester/Santander
Hi. Just a quick question. I bank with A&L who have migrated my on-line account over to Santander, this was done a while ago and thankfully i have not suffered like some of you have recently. I am soonish to move to an area where the nearest alliance leicester branch will be 20 miles away. However there is a santander…
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Nationwide - 'Payment Outcomes'
This is something which is genuinely useful to have - and is necessary because Nationwide's online banking can't show full details for transactions taking place today - except on their 'mini-statement' page. I had a future-dated payment set up to Capital One to leave on 21st of the month. But the 21st is a Sunday [and not…
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Nationwide problem, complaint online ignored
October 2009 Nationwide offered £50 reward for those agreeing to let Nationwide transfer Direct Debits to Nationwide flexaccount from another bank. I took up the offer. The transfer process was a nightmare quite contrary to Nationwide's assertion that 93% of customers found the transfer ran smoothly. I found it did not! I…
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Co-Op Privilege Premier switching - will I be charged for first month?
Hi, I opened a Privilege Premier account with Co-op recently in view of using their free packaged account benefits for a year. I applied online on 15 Nov, and on 16th got an e-mail saying I had been accepted (without any indication of my sort code/Account number). But I had yet to receive any welcome packs. I'm just a bit…
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Nationwide charges
I had a claim in the courts for bank charges totalling over £3000 this went to court and as you will know it got thrown out,i tried the hardship ruling and failed that as well.My question is now i have just been charged another £120 of charges for returned direct debits and over overdraft,not only that but they have just…
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Bank Account With Forged Documents
Does anyone know what offence(s) someone is likely to be charged by the police with for opening accounts fraudulently with the aim of using the obtained overdrafts/cheque card to run up thousands of pounds of debt?
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Help big time plzzz
Hi .... really not sure what to do any-more been on and off work since April this year back at work but have lost money because of it ... on sick pay, paying for pill's to start with now free .. taxi's as live were there is little bus's (can not drive for a year ) and more all this because i had a fit 4x over this time ...…
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Santander e-Banking
Hi, I'm trying to move some money from a flexible saver account to a picr account on e-banking. It won't let me. Is this possible between these two accounts? Regards, Rare
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RBS Personal Annual Statement
Today I recieved a 10 page A4 booklet from RBS detailing everything about my current account for the last 12 months, all my monthly balances, direct debits, dates of online activity etc etc. This document must have been costly to produce, time consuming & in my mind totally wasteful. There is nothing in this that my…
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Moving out soon
So me and my gf are moving out. I am currently saving money and just need tips? i have some items in my room like a small shoe money box that i have never seen before. I need tips on budgeting such as bills, pots and pans and just setting it all out. Thanks
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Lloyds tsb Cash card Account
Good morning Does any body know what the Cash account debit card looks like and what the general review of the account and card is like? Many thanks in advance!!1:D
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Banks with cheapest bank charges?
I'm thinking of changing my bank account and I'm sure Natwest maybe a cheaper bank in the case of bank charges? Is it still only about £5 per unpaid direct debit? Or are there any other extras?
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From hsbc advantage to halifax ultimate rewards
Wondered what do you think of this. my wife s got hsbc advantage , almost 13 pounds per month and pays 10 quid for phone insurance . If going to halifax, its few pences cheaper per month, plus she ll get 5 pounds a month from halifax, and the phone insurance is free, so instead of paying hsbc13 quid and 10 pounds insurance…
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Cashpoint error/problem?
Hi, bit worried about this- DS went to a link cashpoint yesterday to draw out £250, the machine only gave him £20. He checked his statement which stated that he'd had the full £250.:mad: He never got a receipt either which he'd requested. He went to his branch who said they will look into it & he'll hear within a…
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Moving Direct Debit
Hi, wondered if someone can help with a very quick question. I want to move a couple of DDs from a current account in my name to a joint current account with myself and OH. Both accounts are with the same bank. Do I need to contact the people who collect the DDs or will the bank do this for me? Thank you.
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Halifax have lost all our personal details!
Hi, Bit of a long rant I'm afraid! So the story begins on the 18th of October when we went into our local Halifax branch to open an account for our newly born son that arrived on the 11th of October and we wanted to pay in the money he had received as a gift from people. I have been with the Halifax for approx 18 years, my…
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Credit Rating & Vantage?
Ok two questions here so bare with me. The history, well I bank with RBS traditionally but set up a classic vantage acount with Lloyds as i nedded a second current account. I have been putting money into the vantage account via bank transfers from my RBS account or via cash deposits when I have them. I have since realised…
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Secure method of paying out a large amount of money!
I have found a motorhome I wish to buy. I suggested paying by bank draft, however the seller has suggested a bank transfer. Once this money is in their account they will bring the motorhome to me some 300 miles away. While I'm not suggesting there is anything untoward with this, (we have met and spent time with the…
