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Bank Statements?? Charges, Missing Transactions.
Hi Guys, I was wondering if you could help me. I have two topics which need answers. The first relates to banks statement charges and the other about missing bank transactions. My first question. I closed an account with Smile Bank in 2007 and have recently needed to get 2 months worth of bank statements for 2007 from…
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Bank Account Debt Collection
Hi Hope somebody can point me in the right direction. I have a debt company chasing me for a debt for a bank account I closed in 1999. Reading some of the postings under section V of the CCA they don't need to provide me with any proof of this bank account...am I correct in thinking this or do they have to show me…
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Voters Roll. Which should I go for
As we all know banks are fanatic about us being able to vote so on my recent house move I had yet again to send a form to Council for them to register me on that stupid roll. In the form you have to fill out it asks you if you want to be included on the edited register, which is available for general sale. Obviously I have…
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Cheque query
Hi, Hope this is the right part of the forums! I cashed a cheque in with NatWest on Saturday and I was in a bit of a hurry so I put what the assistant gave me back in my coat pocket. I've just noticed today, however, that she has given me the cheque back? Is this normal? Thanks! Ian.
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Beware of dodgy Colin and Nationwide's unconcern
My Flex account debit card expires this month. A few days ago, I get a phone call from "Colin" claiming to be from Nationwide. He says they are sending out my new debit card but need to check my address is correct. He tells me my address and asks if it is correct. "Sure" I reply. Asks my DoB - I give him this - it's…
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Overdraft Review Date
Like a lot of people, I am slowly trying to reduce my overdraft however its review date is coming up in Jan (Lloyds TSB) and as much as I would like it to start reducing by £100 per month until I no longer need it (Limit is £1000), I dont think I could afford it if Lloyds decided to withdraw the facility completely on the…
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Large Payment in USD... whats the best method
Hi all, I will be making a large purchase from the US in the next couple of weeks (~$7000usd) and I would like to know what is going to be the best method to pay, should I set up a USD bank account, stick with my current bank or is there another method out there that will get me the best exchange rate? I get a 1.5%…
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Natwest Online banking card reader changing PIN?
Natwest sent me a card reader and card to use with my esaver. The card is not a cash or debit card just for the card reader and online banking The card will not go in to normal cash machines and I can not find any instructions on how to change the pin. Does anyone know?
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Euro Bank Account
Need some advice as I am pretty clueless on this issue; I receive Euro payments from abroad through bank transfers and I was wondering how to set up an account so I don't get charged by Barclays everytime these payments come through? The payments are not very big (less than 100Euros each time). I've heard about Euro Bank…
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anti-fraud and money-laundering procedures
When Santander blocked my account without warning, refused to say why, and basically said ‘see you in court, sucker’ when I tried to complain – see my thread https://forums.moneysavingexpert.com/discussion/2866788= I thought this was just Santander and their famously appalling customer service. But then I read…
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A&L/Santander - ignoring complaint
Hello I complained to A&L 'Let's Work it out' (what a ridiculous patronising title) and got a reply from someone who obviously hadn't even read the letter properly or looked at my notes and what correspondence they had already sent me. Their complaints procedure advised me that if i still wasn't happy to write to their…
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Maths/Percentages help needed
I need to write a letter tomorrow morning concerning a rent increase. I need to get my facts correct about how much it has risen as a percentage. For an increase from £66.22 to £436.56, how much of an increase is this and how do I word it? Another two increases are from £65.48 to £458.38 and from £130 to £934 (this is the…
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First Direct & internet banking?
Just got my FD card through today, so i was thinking brilliant, i can set up my 8% account now. I try to sign up for internet banking & it doesn't let me. I click on the proceed button & it then asks me to enter support ID & access ID. I've never seen these terms before at all. So how do i get started for internet banking…
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Outrageous Bank Charges
Firstly apologies if this question has been covered elsewhere. A friend of mine is struggling to get 2 x bank accounts into a positive state and seems to be persistently hit with rididculously high bank charges. For example each month both accounts hit him with; Unpaid Direct Debit Fees - Approx £150:eek: Unauthorised…
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first direct
just a quick one guys, am first direct said that 100 pounds would only be payed once they recieve a payment from your work over £1,500 pounds , so u could not just do a manual payment of £1, 500? thanks in advance!
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Anyone remember these bank accounts from the 80's
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Free tickets to the future of banking debate
What? Consumer Focus and the Independent Commission on Banking debate which Martin will be taking part in. When and where? Monday 13 December 2010, 6pm for 6.30pm start, finishing at 7.45pm. One Great George Street, Westminster, London SW1P 3AA What's it all about? As part of the Government sanctioned Independent…
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Select bank
Got a loooong phone call today from someone from Select bank offering to open a bank a/c for me online. The details, terms etc looked good and I was having such lousy returns from my own bank (The Northern) that I had been thinking of changing anyway. They set up an a/c and I have two weeks to cancel if not happy with the…
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Help!! Being robbed by Santander.
Hi all, I really hope you guys can give me some advice, tips and ideas. On the 5th of November I tried to withdrew £300 from a Santander ATM (my account is at the same branch). The machine wasn't working properly so I cancelled the transaction, my card immediately popped out and no cash was dispensed. After some further…
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what % of your income is used on a home
I worked out what percentage of our monthly income was used on our home and wondered what everyone elses was. By home I mean rent or mortgage, gas, electric, water and council tax compared to your post-tax income and any benefits. Mine is post-tax income for family of 3 = £1543 (1 wage, tax credits and child benefit)…
