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Not so nice banking
A friend of mine, an unmarried mum with two children has housing benefit paid into her account with which she then pays her landlord the rent. Due to her once overdrawing her account she incurred charges which she could not afford to repay. The bank now take her housing benefit and she is now in danger of being evicted due…
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New bank account.....help please
Im looking at moving my bank account away for RBS. Ive had the same account for 25 years..... Im looking for a decent online banking service. Im sometimes in my overdraft especially before payday! I just want something straight forward, cheap-ish overdraft and half decent customer service. I dont need any additional…
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Where does the £1000 per month have to come from to fund Lloyds TSB Vantage account?
If I set up 2 Lloyds TSB Vantage accounts, can I put £6000 in A and £5000 B and then each month go: Transfer £1000 from A to B Transfer £1000 from B to A Or will I need to fund it from a completely separate account C which is not a Lloyds one: Transfer £1000 from C to A Transfer £1000 from A to B Transfer £1000 from B to A…
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Regular SO sent but not received...
DH & I have regular standing orders so that when our salaries come in to our sole account, set amounts of money get sent to various bills/ spends/savings accounts. It's been this way for about 10 years, with us making occasional changes to the amounts as either our salaries or our bills increase! We've not made any changes…
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HFC Bank
My friend bought a fridge freezer from Currrys and had the credit through HFC Bank, she has now decided she wants to pay the debt in full but can't find any paperwork so she went to currys to see if they could help but they told her that HFC had gone bust and there was nothing they could do. i told her i didn't think that…
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Sole trader looking for Decent Business Bank Account
Hi everyone I was reluctant to ask this question on the forums (as it's a rather subjective question) but after days of researching into business bank accounts my head is truly spinning. I am setting up as a sole trader in 3d visualisation. I am pretty much ready to go, have an accountant lined up, business plan, marketing…
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54p in credit AND THEN CHARGES!! totalling £154.40!!! A&L / Santander
I asked for my A&L Premier account to be closed as I was made redundant from my last place of work and no salary was going to be paid in monthly.. they agreed to closure. Underwent two major surgeries and forgot all about bank account. 18months later I am 54pence in credit but have been hit with a bill for £154.40 for…
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Halifax Online Banking
I've just had an email to say Halifax are changing their online banking siite. For me as a credit card customer, this will mean I will no longer receive online statements or be able to make online payments to my credit card! This is apparently an upgrade to their online system! I think it means I will be "upgrading" to…
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basic budgeting sheet
Hey all Anyone have a basic budgeting sheet that is printable that they would care to share with me? Many thanks x
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Budget account
We have a budget account which pays our monthly bills. We transfer funds into it each month & it covers the bills, however the account has gone to £4000 overdrawn & every time we pay in, the outgoings take it back to the above amount each month more or less. This was due to my hubby being out of work & as he is self…
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Cheapest way to pay £££ into French bank account
Hi, Does anyone know any cheap ways of paying money from an English bank (Lloyds) into Euros in a French account. My (French) partner and I are getting married in France and will need to pay for lots of things in Euros over the next 6 months? Transfer time is not an issue. Also could it work out better to change the cash…
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BACS Transfer to account has not cleared
I am quite worried. I posted before about my First Reserve account not clearing a BACS transfer but I am hoping for more replies please but I am now on the 6th day of no clearning and at my wits end. I was expecting a BACS payment into my First Reserve account and I was told it left the person's account on last Tuesday. I…
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Where will you be financially in 25 years?
Hi folks, I'm trying to do a long-term budget which takes into accounts "major" events over the next 25 years e.g. kids education, uni (£9k/yr!), daughters weddings to pay for, reducing mortgages payments, care homes for parents, desired pension amounts, savings, investments, inflation etc), as well as estimated income,…
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Card Payment question
Hello all, Im not sure if this is the right section to put this but I have a question regarding a payment I made I went on holiday last week and paid for it via my debit card, when I paid the transaction it showed in my unclear balance and I went on holiday no problem at all However when I have come back I have realised…
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New Lloyds CEO - The man from Santander he say "yes"!
Linky I usually hate these things .... but this warrants a :eek::eek::eek: It's the man from Santander!
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Lloyds TSB online banking; problems?
Is anyone else having difficulty today? Mine is hideously slow, sometimes logging me off spontaneously, and won't show the transactions or balance for my main account... Naturally HSBC is working a treat :D
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Basic Account w/ Phone Insurance
Is there a basic bank account which I can get phone insurance with? I tried to upgrade my Co-Operative account to Privilege but it wouldn't pass the test required. Is there anyway you guys can advise me off one that I could most likely be able to pass?
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First Direct Banking Disputed Transaction Fee
Hello all, Have just been going through various charges applicable to my First Direct First Account and noticed that they charge a fee of £10 for "Disputed debit/credit card transaction (no charge if first direct error)". I have not seen this before - do all banks charge such a fee? Does this mean if see a transaction I do…
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Joint Account For Wedding Funds With Easy Access.....
Can anybody please help ? I’m looking for a basic joint account for me and my girlfriend to fund our wedding that’s planned for next year. We have a lump sum of several thousand pounds to add to the pot to start with (more can be added from our own individual saving accounts), but we don’t want to have to pay a minimum…
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Natwest online banking email
Has anyone else received a strange email from Natwest lately? I have received the same email twice in the past few weeks to the email address I have registered with Natwest, and it says "Welcome to Natwest online banking" and gives information about various features, etc. The strange thing is I have not recently signed up…
