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How do i satisfy bank salary transfer criteria to maximise interest?
Hello anyone! I am after advise on setting a bank account up to maximise the interest on my money.Can i & how do i set up an account to transfer money into & out of account to get better interest. I am told i can set up acc & transfer money in as a salary, & then transfer the money back & forth. Thanks.:)
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New Joint Account
Morning! :D OH and I moved into our new rented house 2 weeks ago and are looking to open a joint account. The plan would be that we'll keep our own current accounts (I'm with HSBC, he's with Nationwide) then transfer a portion of our wages each month to the joint account, from which our direct debits for rent, utilities…
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Cheque ''available 5/11'' but still not cleared?!? Any ideas why?
Hi all, OK, just wondering if anyone had any banking knowledge as to why this might be? Basically i paid in a cheque on Monday - into my Halifax Easycash (visa electron) account via the immediate deposit machine. Both the receipt and online state it would be available 5/11 which is today. Well still not available :( It…
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Is Halloween a banking holiday?
It may sound like a strange question, but...... For the purposes of a bank account, a relative has to fund their bank account with £xxxx per month. They did an instant transfer - showing immediately - on sunday night 31/10/10. now the money is not showing until 01/11/10 and so they have lost their interest for that month.…
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switch to a packaged current account and get access to over £600 of benefits for free
! Hi All Have not posted here before but found this tonight & thought I would put it here so you can all chew over it. Looks pretty good to me, but I haven't looked around. Follow your heart, switch to a packaged current account and get access to over £600 of benefits for free Travel and mobile phone insurance free for a…
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Non-dom bank accounts in euro zone
I have a pension from the Dutch Government. As a UK resident I have opened a Euro account in the UK to receive this money. The Dutch Government refuse to pay my Euros into my Euro account because the IBAN and BIC codes identify it as being in the UK. I spend much of my trime travelling in Europe, so I need a Euro bank…
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Managing money abroad nightmare!?
Hi :) (apologies in advance for posting in wrong place possibly...) I'm soon to go travelling for 6 months (south east asia, australia, south america). The page on this website has been really helpful but I still don't know what to do :( I wasn't going to get a credit card as I dont need one for the money. I have enough in…
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How long to wait between opening new accounts and credit cards?
I need to do some housekeeping on my current accounts and credit cards: This means closing 1 current account and opening 2. Closing one credit cared and opening another. I don't want my credit rating to get hammered with all the checks. How long should I leave between opening each one? Cheers
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LLoydsTSB On-line Glitch
Just a warning about when something appears to go wrong ..... Last weekend I transferred some money from my Lloyds account to my Yorkshire Bank account via internet banking. On the first attempt, the process stalled while the Faster Payment Clock-icon was turning and then a message appeared saying there was a technical…
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Hsbc business account charges?
Hi, can anyone tell the charges for going £30 over for 1 day?, also does the same policy of not charging if you are less than £10 over still apply as with personal acc?, and is there a £25 arrangement fee as with personal acc? Had a look and can't find anywhere + only got phone as laptops being fixed which doesn't help…
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Travelling SE Asia, which bank for minimal charges?
Hi all, great website for the people, I can't belive I have never discovered it before. I am travelling to Thailand, Cambodia and Vietnam for 3 months and currently have a RBS debit account. I have never had a credit card and have always coped. I have around £3000 in the account and no income as from the end of November…
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How to get name of CHAPS recipient?
Hi all, need some help here. I've had a disastrous building job at my house, one part of which involved paying £7,000 to my builder to get windows fitted to the entire house. I desperately need to contact the window fitter to get the relevant (Fensa) certificates from him, which have never turned up, however I don't know…
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hi i am new on here,someone fr hong kong and singapore stole money fr my bank account
hi i am wondering if anyone can help me someone fr hongkong and singapore stole money fr my account and my bank has just refused to pay it back to me as they said i took to long to make a claim,is there a time limit to claim ? i would be really grateful if anybody could give me some advice.it was taken via my debit card…
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Modular Budgeting or Potting Cash - A Sob Story!?
[/Long post-alert!] Hey all - It's about 5 months since I "got real", and started to actually pay attention to the amount of money I have coming in/going out, none of this comes naturally to me, it's hard work keeping it up! :p :D Anyhow, financial Viagra jokes aside, I'm a real beginner saver here, on a low salary, no…
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authorised payment over overdraft
HI ALL Well just checked my bank account and found out someone as scammed my debit card and made a purchase of £808.34. The thing thats miffed me is this is way over my overdraft but it as still been authorised by the bank. Having spoken to card services thay say there is nothing that they can do until the details show up,…
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Messed up my name
I dont renewed my credit expert account last night got my credit rating score which was 335 I know thats very poor. But i cannot seem to get a basic bank account with any bank even when i do get one they close within a week or 2. My credit sore 20/01/2009 was 284 and i could get any basic account sometimes credit accounts.…
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What is simplest/cheapest way to get Visa Electron card (for cheap UK airlines use)
Hi I am being forced by flybe.com to get a Visa Electron card (or pay an extra £9 - i.e. over 9%) per flight. What is the simplest cheapest way to do this? - I ONLY want the card for cheap UK flights. - I do not want to pay any regular payments into anything. - I only want to charge up the card online. - I want to minimise…
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Switch to FD / A&L Closure.
Hi all, Just looking for some advice, I have banked with A&L for the last ten years and frankly since the switch to Santander the whole infrastructure of the bank and facilities have become unbearable. I am currently in the process of switching to First Direct and everything seems to be going okay on that side of things.…
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Direct Debit
Hi, Anyone recognise Direct Debit to:- CRDTCRD DEBIT SUB Just checked all my DDs and it showing a recent DD being setup to the above? I do not recognise this company - anyone know what this CRDTCRD DEBIT SUB relates to? Thanks MS
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Cheque received, but no bank account anymore to put it in
Hi folks, My GF has received a cheque from HMRC, to get some tax money back. However, we are not living in the UK anymore, and she does not have a UK bank account anymore. We will be visiting the UK again soon, so can she just go into a branch and have the cheque deposited into some else's account? Or can it be paid out in…
