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Club Mandate Advice Needed
About 2 years ago I signed a club banking mandate to become a signatory on the account. Sometime later, a considerable amount of fraud was committed on the account. I have now requested a copy of the original document I signed, to see if the document had been correctly filled in by our club secretary and was genuine (no…
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Bank closed account
Hi all, I hope you can advise on an ongoing issue. I last posted back in June and thought everything was sorted but it just keeps getting worse and now I am in tears trying to work out what to do. I graduated last year with an overdraft of £1500 up to its limit. I was out of work for a while and nothing was paid into the…
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Halifax reward - beware
Hi there, I'm a newbie and would like to tell you all that I have just tried to upgrade my halifax current account to the reward one £5.00 per month they give you, however reading the terms and conditions they want to charge me £12.50 per month to administrate it. I rang them and they confirmed it but I was wondering if I…
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Closed account all off a sudden open with charges & natwest have transfered money it?
I have been a natwest customer for 10+ years. I had a current account which i recently changed to a student account. 3 yeras ago I opened a business account, as I was self employed, I never actually used the account, so 3 months later I went in and filled out a form to close the account, seemed pointless having it when i…
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Have i done a lot of damage to my credit?
Hello, I finished my a levels in July and am going to Uni next year, i had a job and was going to travel but unfortunately i was laid off, so now i am on JSA and looking for work until next year. Today i got through another letter from my bank about lack of funds in my account, and they are charging me a fee for a…
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Can the bank take money without telling me?
Basically iv missed two monthly payments on my loan totalling about £185 and they suspended my other current account (the account i use for wages, bills, food etc etc.) As soon as i realised my account had been suspended i called them and they said i needed to bring my loan account upto date asap and in the time being i…
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Bank account for 3k+ a month
I get just over 3k a month after tax and am looking for the best bank account to get the best benefit of this from. I also save between £250-£500 a month any suggestions??
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Any bank account that provides...
Send and receive faster payments AND will email or text you (in real time) if a lodgement/deposit/FPS etc is received in your account. I have Cahoot, and can set up texts for these deposits, but 1. the texts don't get sent until the next day, and 2. no chance of them having FPS anytime soon. CHeers, Des.
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Contact Details at Halifax
I would like to send a letter to the Head of Personal Banking at Halifax and the Head of Customer Services there too. I do not want to waste time contacting the general Customer Services department. Any info out there - names and addresses please. Why is this information so difficult to find, surely our banking industry…
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Natwest Step
HI Guys Quick question, I applied for the Natwest Step account on Tuesday, I have the forms come through today to sign and return or to take to the branch to complete, does this mean I have the account or could they still decline the application? Many thanks
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Cheque payment
Apologies is this is in the wrong thread I wasn't really sure where it should go. Basically I lent a friend a some money to borrow for short term, she's recently received a cheque from someone else so it is in her name, she was wondering if it would be possible to give me the cheque to pay into my bank account directly or…
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Overdrawn and charges
I'm wondering if anyone can offer me some advice. A couple of months ago my Husband withdrew £20 from a cash point without realising there was not £20 in the account. It may have been that the bank did not have any £10 notes in the machine, he cannot remember. But obviously he wouldn't have withdrawn more than was in the…
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HMRC being nosey?
Hi One of my colleagues just surprised me by saying that UK banks are required to notify HMRC about deposits even into personal accounts above a certain limit. They're welcome to my meagre amounts LOL and I suppose it's to combat crime, but is this really true? Surely there must be some kind of data protection/privacy…
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First Direct branch location?
First Direct account holders, what is the First Direct branch location? I am trying to add my bank account to Paypal and it requires a Branch location. As it's First Direct this isn't so obvious, I'll call them tonight unless someone knows off the top of their head?
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Bank Account
Hello, I need a advice about possibly closing account. i have had current account with halifax for almost 20 years and have been generally in good credit with them. Presently I have an overdraft facility of £650. They charge ridiculous charges for getting overdrawn. i dont have a habit of going overdrawn and it has…
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Overdraft being used on current account. Whats the best way to get out of debt
I have about £4K on a bank account overdraft and wanted to do a balance transfer onto a credit card so I could manage the debt in one place but apparently I can't do this. What's the best way to manage this debt rather than paying the overdraft fees? Loan?
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Best bank account for paying direct debits
Hi all, New here so bear with me. Like a lot of people I'm in financial dire straits. Bank is HSBC !! My bank account was well over-overdrawn so they stopped ALL direct debits. We managed to get back to within our overdraft limit and re-instate a couple of direct debits. However, if I try to re-instate any more, they throw…
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euros to sterling
where is the best place in england to get a good rate for my euros?.i can only give a days notice at the most.(but mite need it on the spot)i will be bringing cash,around 13k euros.:beer:
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Dollar Bank Accounts
I'm about to sell all the shares I own due to a change in circumstances. The share price is good right now but the exchange rate isn't. I've been advised that it would be beneficial to open a dollar account and hold it there to see if the rates change in my favour over the next few months. Has anyone got any advice?
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re: nationwide log on issues
Hi I wondered if anyone else had mystery log on issues with Nationwide. I have tried to log on and the system says I have used the wrong log on password - which is strange as I'm using egg money manager plus I have tried it manually. Nationwide have advise applying for a new password - this takes 5 days. This has happened…
