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Halifax My Offers
I read a thread on this some time ago but cannot find it now! I've been with the Halifax about 4 1/2 months, I have the normal current account and a £250 overdraft (don't use it) when I log in I get that offers page before I even get to my online statement. So last night thought blow it will apply, it still asked me my…
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Natwest tried to steal my money
I mistakenly paid a cheque £5100, drawn from my Abbey account payable to me into an old closed Natwest account I closed 2 years ago. Instead of following banking rules and regulations laid down by the FSA (financial services authorities) they did not return the cheque or inform me of my error. I meant to pay the cheque…
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Student overdraft question
Hey Guys I'm a student in my final year at university. I currently have an overdraft limit of £1000, which I started using mid November 2009. I'm into around £800 due to the high costs that I am incurring. e.g bills (winter time), books needed for my course and having to purchase necessary software for my laptop. I want to…
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Joint bank account
Dear All Could someone please tell me whether if you have a joint bank account the other person can just run overdraft as they like it and can drag you into a debt? Surely I have to agree to that? Does the bank have to prove i.e. have signed agreement that I have agreed to that overdraft? What if the bank have no copy of…
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Santander online banking
God, just moved from Nationwide.. Santander's online banking is hideous! Do they have plans to make it look any better than what it is? I cant even see how to order a new card on it!
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HSBC security breach!
Hi, I'm new to the forum and would really appreciate some sound advice on this matter. Last week, I went to a HSBC branch to change my address as I've recently moved. To my horror, I discovered that the address that was on the system as my home address was an address I had never seen before! I had a correspondence address…
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Can my bank change my account terms retrospectively?
Would appreciate any guidance on this one from people who know what they're talking about! I've had a letter, dated 2nd November, from my bank (Co-Operative), to say they are changing my account from a Student Account to a Current Account as of 30th October (ie, two days before the date of their letter). They've done this,…
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Best Joint Account?
Hi everyone Me and my girlfriend are moving in together in December, and are looking to setup a joint bank account to pay all our outgoings from. After looking at the 'best bank accounts' section of the website, it all seems like a bit of a mine field with lots of different options and lots of different t&c's! We would…
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Great 'what do you pay more for if you're poor?' Hunt
Great 'what do you pay more for if you're poor?' Hunt We're doing some work with Save the Children, and one issue's the 'poverty premium', where being cash-strapped means things cost more. Examples include higher bills on gas and electricity meters, no web access so things are pricier and more expensive borrowing, eg,…
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Barclays Fraud Dept
Recently I have had my card stopped twice and had to confirm the transactions. Both times I had recently donated money to a charitable organisation on line. Is this a coincidence or do card cloners etc try a card out on a charity site? I've feel a bit put off as they stop my card immediately and the first I know about it…
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Paid money into wrong account!
In my online banking to set up a payment to a credit card it asks you to select the company the card is with and then to put the credit card number in as a reference. I had set this up to pay some money into the credit card account and after a week of it still not appearing as being paid off on my credit card (but the…
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Views on HSBC
Hello all. I currently have an U19's Account with Lloyds TSB, which I've had for about 18 months now. However, I now am wanting to switch to another bank, preferably with Internet Banking so I can transfer whatever I have left at the end of the month into a savings account. I like the look of HSBC's MyAccount (which has a…
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Finding "lost" bank accounts?
After a conversation with my gf, she said she has an account with the Royal Bank of Scotland, but hasn't used it in yonks, has no papers (to her knowledge) & no card, but she knows the account was never closed. The chance of getting into the bank is very limited due to work. Any way of getting to the account?
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Calling Santander current account customers moving £5000+ by BACS online
Can anyone tell me if you've paid out over £5000 using Santander online banking recently by setting up a new bill payment / personal payment ? Did you get sent an OTP and did you receive a phone call requiring authorisation? Thank you for your help
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bank mistaken identity!
My boyfriend received a letter from his bank on friday.It stated that he had given written permission for a citizens advice bureau at the other end of the country to collect all his bank account details for 4 accounts to sort out his debt.He would continue to accrue charges.They said that he should cancel all his direct…
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First Direct £100 incentive??
Hi all Thought it was worth mentioning I joined first direct a month ago and should soon get my £100 after 3 months salary has gone in. This is my sole account. I then also opened a joint account with my partner and they have put £100 in this account even though we have yet to use it!! Brilliant!! May be a mistake I don't…
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bank account for 14 year old
anyone recommend a decent, easy to use bank account for my step-son please? Saw Barclayplus looked ok, but his mum hasnt got the greatest history with Barclays, would this effect him getting an account? Thanks in advance
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Reliable foreign exchange brokers?
Hi All, I am new to the forum and posting here the first time so please pardon me if I make some mistake regarding the forum norms. I have to transfer a relatively significant amount abroad to buy a property, have been looking for some good foreign currency broker. On some other posts, MoneyCorp, HIFX, World First, Torfx…
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CIA Who are they??
After RBS closing all my accounts including my account with £1400 overdraft, i got a letter from a company called central intelligence agency asking me to send all chequebooks and cards back to them, i am wondering why they are asking me to do this, After closing accounts with other banks in past years iv never had this.
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why be loyal to your bank??
I have noticed that whenever you apply for a new product at the bank, or a new account at a new bank they ask "how long have you been with your current bank?" Is this important? Does your answer affect your credit score? What does it do...if anything!? Cheers
