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Nationwide - overdraft charges - can I get them back?
Some background.... I opened up a Nationwide flex account before I went away travelling for a year as it was meant to be the best one to use abroad. I also became a joint account holder on my boyfriend's flex account at around the same time. To be honest, I only opened an account in my own name as a back up (incase we were…
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Is this Cheque Ok?
I received a cheque from an online company the other day, I was in a rush when I came so I didn't properly look at it, but I noticed firstly its not of a normal size, I've never seen one like this before but I assume maybe its because its a company cheque? Just now I noticed on the back it has been stamped with the date…
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Problems setting up Direct Debit from Alliance & Leicester current account
Has anyone else been having problems with Alliance & Leicester since they changed over to Santander? My daughter started nursery in August and at the time I filled in a Direct Debit Mandate so that the fees could be paid each month. Since then, every month I get a letter from the nursery saying the Direct Debit has not…
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Transferring money from UK to foreign bank account
I've been with Nationwide for about three decades, but since it taking Flexaccount foreign ATM withdrawal tips for itself, I'm looking at transferring money (£1,000 or more each time) into a bank account in Singapore I opened. Nationwide charge £25 for a CHAPs transfer. Just wondering if there's a cheaper way of getting…
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Help! I lack the life skill of money managment =(
Hi guys, some advice would be really appreciated, I've found myself in a situation where in my late 20's I don't have the necessary skills to be able to properly manage my money, which is shameful I know. But the thing is I've never been taught this.. I can't be alone in this surely? But I have a desire to learn, but just…
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RBS transfer form
Hi, I hold an RBS account and have requested and received the form to stay with RBS. My question on the form is that it specifically asks which branch you want to change to, is this actually necessary or can you let them choose? There is a branch of Nat West not far from me, so I assume it would, or should, be the closest…
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Companies which insist your account details are wrong!
Having recently moved to Metro Bank I am switching all my direct debits and am irritated by three companies who insist I am not giving them correct details for my bank account. Most companies are fine, but Severn Trent Water, Anglian Water and Virgin Media 'do not recognise' my bank. They seem to do some sort of auto check…
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Change of graduate account
Dear All I have a Graduate Account with Barclays, with an overdraft of £1000. There is a £7 monthly fee for the account and I also get charged interest on anything over £200. I am at the limit of the overdraft so I am paying interest on top of the account fee each month. Does anyone know of another graduate account or…
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Student Overdraft Urgent Advice Needed
Hi guys, Firstly, what a wonderful forum you have here. :beer: Now to my problem. I'm in 2nd year Uni and currently with the Bank of Scotland. My overdraft is currently £300 but friends I've spoken to have vastly bigger ones than this. Last year I was at college so I'm not sure if that had something to do with it but I was…
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Santander - duplicate refund
A warning and anyone else had this? I wouldn't be surprised, it looks like a form letter, it has had a paragraph, signature and contact small print photocopied onto the bottom of the page In September 2010 I tried to pay 3k to another persons account, Santander then blocked my account due to suspected activity. They…
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unauthorised taking off money from current a/c by mortgage dept.?
Hi Not sure if this is the right place, but maybe someone can direct me. Our mortgage and current a/c are with Natwest, Big mistake! as they are now taking money from current a/c, even though our arrears are paid off. We set up a D.D. to pay the extra each month (shortfall between benefit payment(husband has leukaemia) and…
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can I use an Alliance & Leicester branch?
visited my Santander branch fir the first time today.. didn't like it. the paying in machines were very old, A&L machine's would know what value cheque you were paying in and print a copy of it. Could I use their branch to fund my santander account?
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MSE News: Post office bank plan rejected
This is the discussion thread for the following MSE News Story: Read the full story: Post office bank plan rejected
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I want a joint account but internet bank says 'No'!!!
I've had an internet account for many years together with my mortgage etc. I'm a perfect customer who has never gone into overdraft or missed a payment. I got married earlier this year and we decided that it would make sense if we made our sole accounts joint. He, too, is a 'perfect customer'. No problem with his bank…
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First Direct £100 incentive
Hi, Was just looking at this, is it possible to switch from an HSBC account and still get the £100 for switching?... Thanks for any help...
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Santander daily limits faster payments £300
Dear all Just wanted to advise people who rely on the faster payments system on something that Santander do not make transparent anywhere. They only allow you to transfer £300 a day using this system, unlike other Banks who have much larger limits. When they were A&L the amounts were higher. Anything over this limit now…
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Santander card declined for no reason!
I tried to put petrol in from a asda pay by card pump... My Santander card declinded... there is over 100 pound in the account and no bills are due out this month... so i tried a cash point (lloyds) the point told me that the card issuser had declinded the transaction... so i went to a Santander cash point.. this one still…
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Old Natwest GoldPlus and unsecured overdraft?
I've had a Natwest GoldPlus card for the last 20 years. One the the main benefits was availability of an unsecured overdraft of up to £10k at an excellent rate - it used to be 2% over base. I've now received a letter from Natwest advising me of some "helpful changes to my current account" which will introduce a daily…
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NatWest Current Account Application Success But Worried !
I have applied online and have been offered a CurrentPlus account, I am worried as I have read on here of people getting the account only to have it closed down later on by the AVU department. When will (If ever) will I be safe as I dont want to transfer all my DD's, salary etc only to have it closed in a few weeks !. Is…
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Santander withdrew my overdraft facility on my pay day with no warning!
mmmmmmmmmmmmmmmmmmm
