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Invisible direct debit on my HSBC account
Hi Nearly a month ago i changed my main bank from Nationwide to HSBC and transferred all direct debits manually. 2 of these were from Scottish Hydro for my gas and electric; Hydro have a separate direct debit for each. Around the 15th Oct i called up Hydro to inform them of my bank change and gave them the new account sort…
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Lloyds TSB Collections Department - HELP
This is my first thread on here so here goes: For Personal reasons I went over my agreed overdraft and my account was sent to the collections department (I have an agreed ovedraft of £1000) Yesterday - 10th Nov 2010 - @ approx 3pm I paid enough money into my account so that I was only £300 pounds overdrawn, but within my…
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Metrobank - how long for payments to be credited?
Hi I transferred some funds from my Halifax to Metrobank account ahead of my holiday tomorrow for fee free spending. As the transfer took place a message appeared from Halifax advising the payment wouldn't happen straight away and could take up to 3 days to be credited. 1. Are these working days? 2. As the transfer was…
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Nationwide Internet Banking Down 1630 11/11/2010
Nationwide Internet Banking Down 1630 11/11/2010 Nationwide Internet Banking https://olb2.nationet.com It is possible to log on - but all accounts have disappeared :eek: phoned them and its a national problem , although telephone banking is still working ;) also http://www.nationwide.co.uk is unreachable , but sub pages…
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halifax cheque
I paid a halifax cheque into my Lloydstsb account last Saturday and it is still not cleared, i thought it took 3 working days, does anyone know when it will clear please
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Quick question about HSBC- Closed Account
Hi All, I closed my current account with HSBC at the beginning of September 2010. Got the confirmation about a week later. But it is still showing on my credit report as a open account, anyone have any idea when this will show as closed, or is taken off? I have no debt with HSBC, it was just a simple closing of a old…
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Switching Current Account
Hi there, I have been meaning to switch my current account for a while now, well since Halifax/Bank of Scotland started charging daily for overdraft facility! I was wondering if I go to another bank do they do all the hard work - changing my direct debits etc or do I need to do all this by myself? Thanks
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Halifax Reward account - £50 cashback
I have just made an appointment at my local Halifax branch to discuss transferring my current account from Natwest to a Halifax Reward account (link). After looking on the Best Bank Accounts guide on this site (link), I discovered the £50 cashback online application offer (link). Has anyone gone through the online…
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Current Account without the £1000pm Credit
I was just wondering if anyone knew of any current accounts you can open where you don't have to credit the account with £1000? I had a look in the banking section, but it is out of date. For example the Halifax Reward Account now says that you must pay in £1000pm into it in it's terms and conditions. I am currently…
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Escape prepaid card from Phones 4 U potentialy illegal requirement
I've got an Escape prepaid Mastercard fom Phones 4 U which was purchased purely to buy a Ryanair tickets. I have recently moved from Liverpool to London an have adviced all many of my banks and places like Post office and NS&I about a change of my address some of them online, some in branch, to some I had to send a written…
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Metro Bank Verification of address
I've just had a look on a T&C of this new Metro bank that has advertised itself as the bank where you need only one document to open an account. This is only a case if system identifies you electronicaly and this is normaly happens in but only in about 50% of cases. If not this is their procedure: In the event that we are…
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NEED HELP!!! got problems with 2 banks :(
hi all, i have serious problem ( i think) 3 years ago, i arrived to UK, i registered in one "agency" which name i don't remember :( they opened me account i LLoyds bank, and in Barclays too. What happened next - i received lloyds debit card (i still have it now) but didn't got barclays. that agency had to find me a job,…
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switching to santander - high interest current account
Hi I am with lloyds at the minute and wish to switch to santander. My question is they are saying that £1000 has to be paid in each month, however my salary is £880 a month, will i be able to withdraw £120 a month and pay it back it, thus paying in £1000 over the month. Will this qualify
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Getting out of a contract - please help
Hi everyone, Im in a situation, just found out my partner is expecting our first child, i joined the gym and have been paying £47.95 a month for 8 months, i can use the gym at work and obv i am wanting to save as much money as possible. Can anyone give me any information of possible loop holes to explore in the contract…
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Switching banks from HSBC to Santander?
Hi all, i am interested in taking up Santanders 5% interest + cashback account. (my current bank account gives only 0.1%) My question is can i still switch even though i currently have a loan, credit card and savings account with HSBC? I understand all standing orders switch over automatically but because these are…
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First Direct 1st account no fee qualification?
I am thinking of getting a first direct 1st account purely for a benefit of having an 8% Regular saver. I don't want to use it at all for anything else rather than to feed this regular saver on their website it states: Is there a charge to bank with first direct? Banking with first direct usually costs £10 a month, but…
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HELP - Lloyds Bank Online Banking Standing Orders
Hi, Last week I opened a Lloyds Bank Vantage Account (and 5% Monthly Saver). I want to setup a Standing Order from this Account to my Building Society Account, but when I try to Online it says it needs a valid telephone number, there is a number however it's shows as +44 01***, now if it's using +44 then the zero shouldn't…
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Help! Lloyds tab bank charge question!
Hi this is my first post, so im sorry if you guys have heard this all before or if I'm not posting in the right place. I'm helping my mentally disabled sister with her finances and I don't usually deal with Lloyds. One month she had a returned direct debit, so the following month she had a bank charge for the returned…
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Bank wont upgrade basic account to current..
Hi, i had alot of problems a few years ago which meant i jumped ship from the bank i owed £15,000 to, closing my current account with them in the process (now have a re-payment plan, no problems there) i have had a basic account with lloyds for about 3 years, a second basic account for 2 years plus opened 2 online savings…
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Banking Rights
New publication by the FSA here.
