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Direct debit- Indementy Claims.
Good morning to all, I am writing this see if anyone can help me? My wife and i are having problems understanding the Direct Debit Indementy Claim thing. Recently our local council Took a direct debit mandate to early which caused us to go overdrawn and inccur bank Charges. We contacted our local Council to find out why?…
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credit card for an 18 yr old?
hey does anyone which credit card i would be most likely to be accepted for when i turn 18? cheers
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Lost bank card question
Hi, hopefully this is in the right forum. i lost my bank card yesterday and rang to get it canceled with halifax and the woman told me that the card had been blocked and account information transferred to a new account with identical details. She mentioned that i should contact any companies who i make regular payments to…
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HSBC What user name!!
Has anyone suddenly found when they try to log on to their HSBC current account , that they are now being asked for a 'user name' (which youve never needed for the last number of years) The help paragraph says it was what was used at the beginning when you first went on line. GROAN -Ive no recollection of one so no doubt…
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Barclays Reserve Fee?
I was just wondering when Barclay's take the fee out? Is it on a set date or does it vary? Thanks
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Halifax online statements no more
Hi Sorry to be angry-faced on my first post! Despite being signed up as 'online statements only', Halifax have stopped mine. After an hour on the phone, hearing 3 different reasons from 3 different people, I dragged myself into the branch. Although it was news to the info-desk lady, she found on her intranet that due to…
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Withdrawing cash by walking into a bank
I need to take £2,600 in cash out of my bank account. Would I be able to just walk into the branch and ask for it on the day, or is that the kind of amount that I would need to order in advance? It's Lloyds TSB, if that's relevant.
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Metro bank - new customer review
Decided to open a joint current a/c with my wife, as the new Borehamwood branch had opened down the road from us. Like the idea of a new player, want to support it. Seated with a worker at a nice new desk - no screens - horrible smell of poo coming from the mulch on the plant holders. Freexing cold as the automatic doors…
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first direct problems
In the process of switching my banking from HSBC. Sadly not as painless as I had hoped. Already had missinformation on a CC. Was informed I could have one, given my limit etc then on a later call advised that advice was incorrect. Few other minor issues but the main one now lies with the £100 transfer incentive. Following…
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Natwest Closed my Account!
Hey guys, My name is Michael, I just turned 18. I had a Natwest Adapt account for under 18's. Earlier this year my card got stolen and people used it to do some sort of illegal activities. Before realising my card had been used (I was on holiday), When I get back I received notice that my accounts had been closed. Along…
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New and need advise ...Please - Overdrafts -
Hi, Thanks for looking at my pleas for advise. We are trying to get ourselves sorted. We had a rough year with one thing and another sprinkled with times af being a little careless. Our bank accounts had small overdrafts on them and they kept getting larger and we asked Barclays to capp it so we could pay them off. They…
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RBS Query
Are RBS or any banks allowed to trransfer overdrawn balance from two other accounts to 1 single account and make that overdrawn by the full amount.
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Some serious help
OK I really need some help please?? I took out a payday loan absolutely stupid I know, but you have to learn by your mistakes, anyway the interest they were putting on was pathetic and i couldn't afford it, so what I did was stop my salary going into my co-op account and i set up a barclays basic account (got accepted and…
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Advice on Switching Current Accounts
Finally had enough of Lloyds tsb, decided to switch to halifax for the £5 a month and £50 switching bonus (dont earn enough yet for first direct). Just had a few questions on the best way to go about it: Will applying online or in branch make any difference? Want to make sure it goes smoothly and I actually get the £50…
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Deposited Cheque - no show online - Lloyds
Cheque deposited yesterday. Hasn't shown up online today. I'm just used to cheque deposits showing up the evening following deposit. When should I start to worry and contact bank?
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JD Williams Catalogue
Hi Hope somebody can help me. I have had an account with brilliant gift shop for a year with a good credit limit and have never missed a payment. On thursday I made an order after 6 months but it was not delivered. Today I received an email with just my account number on it from the Investigation Enquries dept asking me to…
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HSBC log in
Anyone else having problems logging in to HSBC on-line banking at the moment?
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Abbey - One Time Passcode, what a joke
Anyone had any experience with this piece of s**t ? I remembered I needed to amend a standing order on my busi account so did it about 1am before I went to bed. Message comes up saying to enter my OTP which had supposedly just been sent. Checks my moby, nothing.. Waited a few mins, nothing.. Went into the settings to find…
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Openning a vantage account with lloyds online
İ have managed to open an additional 2 classic accounts but cant seem to get them upgraded to vantage classic--my main account has had it applied ok--i thought you could have 3 accounts upgraded?--the only upgrade i seem to be able to get up is to silver advantage. What am i doing wrong?
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USA Business Bank Account for UK Company ?
I work for a successful UK company, working in the financial sector. Although most of our business takes place in the UK and EU, we are approached by and deal with customers around the world. Many would like to trade in US Dollars (USD), as it is the global currency for business. Our company banks with HSBC in the UK, and…