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transferring money?
If i were to transfer money from lloyds to rbs would it transfer straight away or take a few days? Thanks Craig
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natwest advantage gold account and mobile insurance question
was wondering if anyone on here can help with a question i've got. my husband has got a natwest advantage gold account, and with that he gets free mobile phone insurance. he already insures his phone with another insurer so we were wondering if i can insure my phone on his account? it states that you need proof of purchase…
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Direct Debit switching
Various sources say that my old bank will reply with complete DD info to an authorised request from my new bank within 3 working days. I appreciate that time this is not part of the DD guarantee but is it a mandatory requirement elsewhere so that a formal complaint can be made against my old bank should they take longer…
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Bank account frozen?
Hello Im not sure if this is the correct place for this thread so forgive me if it is. Anyway I have funds, and i have just been paid from work in my HSBC account. However i cannot log on to online banking, i get an error reference number and a number to phone. I phoned that number and they said could be a problem with…
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Barclays - Theft payout????
Hi I lent a sum of money to a friend (not so close a friend now however) and she has claimed that her card was stolen, and my money taken also. (£700) However, do Barclays (her bank) pay back what is stolen or all bar the first £50 as I have read here and there? It's a debit card and "apparantly" her bag, and wallet in it,…
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Santander Bank charges problem
We opened up an A & L account, one direct debit didnt get paid so we put the money in to cover the bill and charge, the account read 0.00, so as far as i know it had been dealt with.I shut down the account on line. Then we started getting letters, saying we owed £85. we complained by phone and received a letter…
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Natwest misleading.
I moved home several months ago, and I recently turned sixteen and needed to change my address. On friday, after checking the website (which informed me I could do this over the phone), I called them, and was told I would need my customer number which I should have been given when I originally got my Adapt account. I…
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Start up business with default
Hi, I'm looking into starting my own business, which will be online so I require a bank account to process payments from customers. As it's a startup, and because of the nature of the business, I am not hiring any employees for now so I only have to pay for a virtual office and obviously the company website. Therefore, I…
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Visa Chargeback claim Faulty Car ?
Sorry if this is not the correct place as it was a Visa Debit card transaction I thought here is best. I bought a car 3 weeks ago from a dealer (2nd Hand) for £3500 paid with my LTSB Debit Card, the following week the drivers window jammed it would go down but not up, and 3 tyres were leaking air. So I returned it to them…
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Santander online banking
Just completed the process for getting access to my Santander account online - it's only taken 4 weeks but that's another story Anyhow can anyone suggest a sensible reason why 1) they require a user name - the rules for which are somewhat vague but seem to require at least several letters 2) they require a home phone…
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Visa Debit Chargeback
Hello everyone, I pre-ordered Halo Reach with 800 Microsoft Points (they’re basically used to buy things on Xbox Live) from HMV on the 12th of September for £37.99. On September the 15th the game arrived however I did not receive the pre-order code (the pre-order code unlocks a special helmet in the game) or 800 Microsoft…
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Smilemore account: DD switching
After 10 years of having a joint bank account, hubby and I have decided to have our own single accounts for a bit more financial freedom. We wish to continue using our joint bank account for payment of household/joint bills. I quite like the look of the Smile's "Smilemore" account; the one with the extra benefits like…
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Value share-dealing please
I have invested some money in unit trust etc. but resent paying charges to some bloated banker especially in a static/falling market who dispense confusing terms like bottom up,bottom fishing , fundementals and other anatomical references.Has anyone experienced a decent service which permits low volume trading;apparently…
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Bank ruined wifes credit rating.
After some advice what to do with this. Cutting a long story as short as i can, loan taken out with the bank in Jan 2009, been a customer for over 20 years and almost always had a loan with them. Payments made via DD so we thought and everything ok. In August this year no payment taken but various ammounts taken from 2…
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How do I reduce my overdraft limit?
How do I reduce my overdraft limit on my Natwest current account? It's currently set to £1000 but I would prefer it to be £800
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Are Santander adding DD in preperation to screw me over?
I've found 2 new direct debits have been added to my A&L (now Santander) account. I think this must have been in last few weeks, don't think there last time I checked about then. One is to ALLIANCE & LEICESTER the other is BIRMINGHAM MIDSHIR Thinking nice thoughts: I am moving from Santander, has the A&L DD been done in…
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Bankers draft
I will be going to the bank to request a bankers draft for a large purchase. Do I need to provide ID to do this, or just my PIN number for my debit to be entered on the card reader provided in branch? If I need to provide ID, is one enough?
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Surcharge for Non Direct Debit??!!
I currently have broadband with TalkTalk, and they seem to want me to pay an extra £4 on top of my bill for not paying by direct debit. I pay ALL my bills by manual transfer, this makes sure they get paid, and that I don't get charged a bank charge if something should go wrong (I.E. there is a delay in getting paid from…
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Direct Debit failure
Hi all, My brother called me yesterday to say that he had a demand from hastings direct car insurance for an 'outstanding amount'. My brother was under the impression that it was leaving his account via direct debit, so he checked his statements and sure enough it was leaving for the first 6 months and then it stopped. My…
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Is it possible my partner could have a gambling addiction?
Hi all, I'm not sure if I have the correct category for this but I'm hopeful that you can help me anyway. I was just checking our online bank accounts there and my partner and I's joint account has a really suspicious chain of withdrawals that are going towards The National Lottery. It looks like they've been playing those…
