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Advice for opening an account to pay rent
Hi everyone, I come on here often to read, but this is my first post asking a question(s)... At the start of next year I'm looking at renting a house with a couple of mates, for which I'd like to set up a new bank account to keep any money put towards rent/ food bills/ utilities seperate from any spending money and savings…
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Very disapponting service from Natwest PRIVATE Banking.
I phoned my Natwest Private Banking team today to request that my monthly direct debit for the Private Banking service be collected from my account a day after it is currently. This is to co-incide with my salary being paid in a day later than in the past and I did not want to go overdrawn - (as experience has taught me…
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Trying to close HSBC bank account of late father
My Father passed away in October last year. Since then we have been dealing with HSBC trying to close his bank account and pay off the creditors of the estate. HSBC sent a form for me to fill in listing the amounts he owed on credit cards etc which I did however they say they never received it so we had to go into the bank…
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clydesdale bank using courier to deliver cards
Hi there. Was wondering if anyone had experienced this and how they resolved it. My Clydesdale bank debit card is due to expire at the end of this month and I have been trying to get hold of my new card for about a month. They have used a courier service called the dx, who are useless. I have tried to have my card…
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Overdraft and credit report....
Hey folks, Im looking to up my credit score and sort out all my finances and I just need a little help. I have an overdraft of 3.5k in which I was deeply in ALL the time, but now, thanks to my very kind parents I am now (for the first time in years) in the positive. Now I want to just cancel my overdraft so I dont get in…
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Santander Access
After just under a fortnight I actually have full access to my account again. I think the reason that things broke was they moved the A&L internet banking to the Santander version, I say this because transferring money has changed (odd that my first action after checking for random double direct debits and charges, was to…
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Cahoot System Down
Hi, first post - I have been unable to use my Cahoot debit card for almost two weeks now - the ATM said I had put in the wrong number 3 times (which I know I had not). When I phoned them they said to try it in another machine, which I did, and it still did not work. Cahoot then said they had systems problems arising from…
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open a second account
I already have one account, but I want to have another in the same bank. Is it possible? If it is possible, how to operate it?
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Santander "UPGRADED" my Debit Card
Today I have received a surprise letter from Santander with a Visa Debit card saying that because they have changed their name from Abbey to Santandrer and bla bla bla they are issuing me with the upgraded VISA DEBIT card that replaces my Abbey Electron card which will stop working as soon as I use this VISA DEBIT card for…
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Joint Bank Account
I recently purchased a house and my girlfriend has moved in also. We currently transfer money between individual accounts to ensure we half everything but believe it would be easier to setup a joint account for direct debit, food etc. Is this a god idea? Any idea which is the best bank/building society to use it will…
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Are overdrafts credit checked?
Been with A&L 5 years, when I applied I decided I didn't want an overdraft but since then I've wanted a small overdraft just in case, only of about £50, but any time you phone its an instant no without as much as even going to check, I assumed this was because I claimed back bank fees for an old account I had with them its…
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Lloyds tsb invalid address
Just tried to increase my overdraft limit online with lloyds tsb but everytime i try it keeps saying i must provide a valid address even though when i check my details my address is correct! Anyone else having similar problems or is it just me? Never had this problem before and haven't changed my address in years!
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Switching bank accounts
Hi, This is my first post here so hello and I hope someone can help with a query I have. I am trying to switch my bank account from A&L (now Santander) to Nationwide and I seem to be having issues with Santander releasing info to Nationwide on my direct debits and standing orders. I think they are being difficult as I'm a…
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Do Santander still issue Full Debit Cards?
I currently have a non embossed (flat numbers etc) Visa Debit card. I changed my account to a Student account at the end of August and went into my local branch today to enquire as to the where abouts of my new card and was told that one had been sent but seemingly got lost in the post. He seemed to suggest that this card…
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altered cheque
hi everyone, i post dated a cheque for the end of this month, but the cheque got cashed and therefore paid. however i asked the bank for a photocopy of the cheque and have found that the date has been altered. as a result of this a couple of my d/d haven't been paid. what can i do? any advice would be gratefully received.
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Paying chq into A&L (now Santander) current a/c
Wonder if anyone can advise. Following the takeover of the A&L by Santander, how does one deposit a chq into their account. Formerly, it could be done via either the Post Office with deposit slip and depositing same in preprinted envelope at the counter or of course, posting to them at Bootle. Has anyone had experience of…
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second graduate account?
This is my first post on MSE so Hello :beer: I have previously had a graduate account which has now been automatically updated to a current account with a bank from a previous degree. However I have recently graduated again from a second degree and am now wondering whether I can open another graduate account with a…
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Question re Santander account paying 5%
grrr Santander – their customer service IS as bad as everyone says, just wasted about 40 minutes calling them Does anyone know whether the 5% interest is dependent upon switching from another account – ie transferring DDs? (I know the £100 is) Or is the 5% for any new a/c as long as you pay in £1000/month? The web site is…
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overdraft/seperation
Just a quickie thanks. I have a joint account with my soon to be ex husband. We have an overdraft facility and are currently into that overdraft. I do have my own current account also. my question is do we have to clear the overdraft before I can have my name taken off the account. Its an ultimate reward account with…
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banks mistake what happens next???
Hi this is my first post so bear with me :) I had a phone call from my boss today to tell me that their bank have paid my wage for july into my account twice. I check online and sure enough i was out the problem is i didn't notice and i've spent it. :eek: Apparently the bank wil be contacting us all soon to ask for the…
