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Treasurer bank account (Scotland)
Hiya, hoping this is the correct place to post this question? We are a group of campaigners trying to prevent cuts being made to a Specialist Rheumatology Unit in the Highlands of Scotland by NHS. We have just had a trip to Edinburgh to hand over 6370 signatures to Nicola Sturgeon. A very beneficial meeting with her we…
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Overdraft and credit card limits disappeared?
Hello, I wonder if anyone could help me, it would be reaaaaaly appreciated! I took out a loan about 14 months ago and was almost done paying it back. ( was for about 2500 and had about 800 to go) and the bank called me suggesting that i extend the loan to pay back my credit card and overdraft to take me back to nil. I…
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Payment by cheque changed to Direct Debit
Hello, Hope someone can help with this work related question. We have had 3 photocopiers for a number of years, contracts taken out at different times. Payments have always been made via cheque. We recently did a deal on a new 4th machine but agreed to pay via DD. We've just received invoices on two of the other machines…
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Joint Bank Account help please
Hello, I've just about paid off my student debts, now me and my boyfriend are both saving up to get a house together, only renting but we need the bond and some furniture and generally want to get a bit in front! We want a joint bank account to run alongside our separate current accounts that we can save into, but is there…
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Setting off- can money be taken from ISAs?
I'm thinking of opening an ISA with A&L. I already have a current account with them, with a large (free) overdraft. I know money could be taken from a normal savings account to 'set-off' the overdraft at the bank's discretion, but does the same apply to an ISA?
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Nationalwide Cashbuilder Book Savings Account
Dear All, I need some help about the Nationwide Cashbuilder Book Savings Account. As the website said : A summary statement is issued annually in April/May on request. I really need the original statement (not cash machines mini statement , not copy of statement) on March. Can I get the early statement if I willing to pay…
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Switching direct debits query
Have never had to do it before, so not entirely sure what to do I have 2x Flex Accounts with Nationwide and i no longer need both. I have direct debits set up on each of these, but would like to manage them off just the one. How do i bring across from one FlexAccount to the other?
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Help desperately needed - bank fraud!!!!!
Hi i hope someone can help us. In November 2009 my mam found that her current account card had been used in two restaurants in London she reported this and it was investigated and the money repaid to her and she thought she was extremely lucky to have caught it so quickly, obviously her card was cancelled and she was…
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Which bank ???
I’m looking at opening a new current bank account, not got the best credit rating but I do have two credit cards and a mobile on contract. My question is which bank do you think is the easiest to get a current account ???...
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HSBC - £350 gone from my account
Hi, I just have been called by HSBC fraud team and been asked about loads of transactions. Since yesterday someone went for a shopping spree with my card details over the net - it seems that they were only internet transactions, nothing else. I have been billed £120 for Travelodge, £215 for FastFood (Pizza Hut, Dominos,…
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Halifax/BoS Reward Current Account
Good evening! I am sure that I have seen something on these board previously about this idea but a wee search hasn't revealed anything. We all know that Halifax and Bank of Scotland have the Reward account which pays you £5 provided you pay in £1,000 each month. Would there be anything in the T&Cs or operational systems to…
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CIFAS fee?
Hi all, not sure if this is in the right place so moderators can move it if needed. In a nutshell, I had my wallet stolen last Tuesday at a convience store. It had my debit cards, my credit card and my girlfriend's debit card. We reported them stolen straight away so the cards are blocked and we've got replacements. More…
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Online Banking Accessing from Overseas
DH has to go overseas for a few months. Will it be possible for him to access his online banking (bank accounts and credit card companies) whilst aboard, and arrange transfers / payments onlline ? OR will this flag up ?
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how to calculate net rate interest on ISA
How do you calculate the net rate of interest for a basic rate tax payer on the AERof 5.06% on a ISA account
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Un-wanted debit card insurance..help!!
At some point a long time ago my partner must of signed for insurance on his card. The bank say they have no way of giving us details of this company who debit his account every year. He can't cancel the standing order because according to the bank it's something he has to contact the company about. It's a company that…
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Nationwide Debit Card refused
My son who is almost 19 has had a Nationwide Flexaccount plus a savings account for almost 3 years. He has just started working after a long time searching and has been having his benefits paid directly into the account. He went to the bank today to apply for a debit card and was told he couldn't have one because his…
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HBOS employ secretary staff for Security Management to Cut Costs
An IT contract working at HBOS has leaked that HBOS internal team is now using temporary untrained staff in access management to cut costs. The staff performing the access management internally have no expertise or understanding or operational risk and control. The staff are managing internal systems with Unix and although…
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Barclays account, fraudulent transaction.
Good afternoon fellow money savers! I need some help and advice, I'm new here, so please go easy on me :) I'll try to keep this as short and sweet as possible, however, it is rather a long story, and I'm unsure what to do now, I'm at the end of my tether. November 2008, I purchased 3 separate items from bid up/price drop…
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Fraud Advice - Personal & Bank info given to email scammer
Afternoon all, after a bit of advice re: my father. Essentially he was lulled into bidding on a scam ebay auction for a campervan. 'Spanish' overseas bidder, ending the Auction early then makes contact outside ebay offering to send the car over and give him a week to check it over so long as he deposits the £5,000 with a…
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Sneaky little Lloyds TSB!
Has anyone noticed with their Lloyds current account that all direct debits come out for the following day at midnight, but they wait to apply their charges until the end of the day. They've caught me twice, where I'd checked my account online, proceeded to spend the money I thought I had (completely forgetting that I had…
