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Increasing overdraft - decision not made in branch
I went into branch to increase my overdraft on my graduate account. The branch staff entered my request onto the system, and print the paperwork. The staff said that the paperwork needs to be sent off somewhere for a decision, as they can't do overdraft increases in branch. The staff said that I will know the outcome, if…
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SANTANDER GIMMICK "0 % 12 months and match your O/D"
Hi I recently opened a new account with santander from hsbc. And it has been absolute hassle. I used account transfer service, when transferring they messed up my direct debits first. After sending my overdraft proof from my current bank, I rang santander they go it has to be approved by underwriters, i further rang abbey…
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Intelligent Finance.
Does anyone know if Intelligent Finance do current accounts? I have been browsing the savings accounts on the website but couldn't find any links for current accounts. :)
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NATWEST online banking - rapport safety software not so safe
Hi, Just thought I would alert all fellow natwest online customers to an issue i had a few weeks ago. After installing (on natwests recommendation) thier rapport security software supplied by trusteer, the software gives you a green "go ahead" when you sign into online banking that the page is indeed natwest and secure…
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HSBC Premier Invitation - junk or
Hi, over the last few years ive been trying to rebuild my credit rating. I used to be with Lloyds and they wouldnt even give me a debit card. Im now with Natwest with maestro card, two credit cards with them including a gold one, and a gold barclaycard. Just got home from work today and i have a personalised invitation…
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Please help!
Hi, I've got a worry that I'm really hoping someone can help with. I'm not sure if this is the right section, so sorry if it's in the wrong place. Basically, I'm a student, so I live with my parents during holidays and in a student house during term time. I've always considered my student house to be a "temporary address",…
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Had just got used to the new Halifax charges.....
.... and then got this letter (no money in account for DD to go out): "We are writing to tell you that we have refused to make a payment (or payments) from your account as you did not have enough money available. As a result we will take the following fee (or fees) from your account.We charge an Unpaid Item Fee when we…
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Faster payments - which banks are actually doing this?
Hi Im with alliance and leicester and my payments to non a and l accounts always take 3 days. When is this faster payments service actually going to happen?
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What happens to First Direct customers when they lose their job?
First Direct sounds OK if you have the 1500 a month coming in. So, I sign up, pay in my > 1500 per month, then lose my job. So I cancel my account, because I can't pay the ten quid a month. What is supposed to give me confidence that I'll be able to get any normal bank account? Maybe all the banks suddenly find themselves…
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Natwest Overdraft Refused !
I opened a Current plus account a few weeks ago in Joint names with my wife, well actually she opened it and named me as the 2nd account holder. Now my credit is BAD in fact when I applied for the Current plus account it offered me Step or Cash only, so I was quite surprised when she applied and got it (Although her credit…
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NatWest new Visa card replaces Maestro
I have received my new NatWest Visa card today and been instructed to destroy my old Maestro card. No problems with that, and apparently I can use my existing PIN for cash withdrawals etc., but what about Direct Debits? Will I have to inform everyone that I have a DD with that I have a new card with a new number? There are…
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Faster Payments
Hi Everyone, Would sending a payment via a barclays current account to a halifax credit card go by faster payments? Cheers
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Future of Cahoot
I have a Cahoot current account but recently I noticed that they are not accepting any new accounts. I read somehere that Santander are intending to put all their internet bank brands in europe onto one IT platform and of course they're currently rebranding Abbey and A+L. Does anyone know what's going on at Cahoot?
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Can't use Nationwide Card overseas
Anyone else get a letter from Nationwide talking about the introduction of their Cashcard+ from June? After beginning the letter with "At Nationwide we're always looking to improve our products to meet our customers needs......" and so therefore are introducing Cashcard+ they move on to say "please note that your new card…
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Halifax Ultimate Reward Account
I applied online and recieved a letter today saying my application was successful, and I needed to send two original forms of ID and also credit the account with £100 for it to have the debit card sent out. Now I'm popping into a local branch next week to give them the necessary ID to fax off as I can't be without my…
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Whats best - A+L or Haliax
I want to swicth my current account (currently with RBS and PAY £6.95 p/m for the privelage:mad:) but am looking to do something better. I have seen two accounts which have caught my eye: Halifax Reward current account - pays £5 p/m to me, ovedraft is £1 per day tho.... no interest as they pay you the fiver obviously or…
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Bank of scotland arranged overdraft charges??
I got a letter from bank of scotland telling me that they will be charging £1 per day that i am in my overdraft. I got charged £7 on the 30th jan for this however i have had a look at my statement and i have had no further charges out my bank and i have been in my overdraft. Are they still charging for being in the…
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Account empty, payday monday, can I use a VISA debit today?
Hi, I get paid monday, but there's only £7 left in my account and need food. If I use a VISA debit, which I believe doesn't do a balance check at point of purchase, can I safely buy food assuming that the transaction won't go through until Monday anyway? Ta.
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who as best free insurance
im often offered free travel insurance by my banks, im sure its not free , but what bank is offering the best deal,,,my travel this year may involve a cruse to say Jamaican Mexico etc so it will be out side Europe,, my reason to ask is i have medication for high blood pressure,,, in the past Ive never thought to mention…
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Paying off overdraft after closing account
Ive just switched bank accounts from Barclays to A&L. I was under the impresion that they would match my overdraft but this hasn't happened. My old account has been closed but i still have an outstanding overdraft. Will i be able to pay it off in installments as i'm beginning to panic and am regretting swapping.
