Halifax Ultimate Reward Account

teamcullen

I applied online and recieved a letter today saying my application was successful, and I needed to send two original forms of ID and also credit the account with £100 for it to have the debit card sent out.

Now I'm popping into a local branch next week to give them the necessary ID to fax off as I can't be without my passport, and was going to credit the account with £100 then.
However, the only thing that concerns me is what for any reason they turn the account down, what happens to the £100? Or am I guaranteed the account now I have applied and had the successful letter?

Thanks for any advice

alana171

Im thinking of getting this acount and have read their T+C's and the ID is so they can do the Visa Debit card - the £100 needs to be in the account for 24 hours prior to them giving you the card - you have been accepted so I wouldnt worry

alana171

How long after you applied did you recieve the letter out of interest.
I wanted to plan when to apply so I can arrange my wages etc to be switched, and also arange their switching

teamcullen

I think it was Monday I applied. I added the account to my online banking with my existing Halifax account, the £100 guaranteed overdraft was already there and available to use which was a bit strange too, considering they haven't had my ID or card sent yet!

opinions4u

teamcullen wrote: »

I applied online and recieved a letter today saying my application was successful, and I needed to send two original forms of ID and also credit the account with £100 for it to have the debit card sent out.

Now I'm popping into a local branch next week to give them the necessary ID to fax off as I can't be without my passport, and was going to credit the account with £100 then.

They'll register the ID there and have no need to fax it off.

However, the only thing that concerns me is what for any reason they turn the account down, what happens to the £100? Or am I guaranteed the account now I have applied and had the successful letter?

You've been accepted for the account. Nothing to worry about.