-
The disadvantages of closing accounts you don't use anymore???
I'm sure my question has been answered before but I cannot find anything using the search function. Would someone kindly direct me to the relevant thread or provide an answer? I've had accounts with a particular bank for more than five years. I've moved all my banking elsewhere now. Will I be disadvantaged in any way by…
-
Paid into wrong account name
Anyone know what happens if I make a payment to someone with the wrong account name but correct account number? Does it still get credited or does the money get returned?
-
Halifax's difference in failed DD charges!
Hi :) My m8 today was saying he got a charge on his Halifax basic bank account for a failed direct debit of £15. I have the Halifax Ultimate Reward account and I get charged £35 if I failed a direct debit. What I can't understand is why the difference of £20? Can't be he's got a basic bank account and I have a full bank…
-
Free International Payments for 3 months... A&L but you don't have to bank with them
Not sure how this will actually work but got a flyer saying Free International Money Transfers for 3 months even if you do not bank with A&L. there is a web address www.internationalpayment.co.uk that shows no info about Free, or it says call 0800 015 416 quoting NT0220 Well if anyone can make use of this, please report…
-
First Direct, interesting dilemma!
I'm 18, and applied for a 1st account, savings account and credit card in March for First Direct. I didn't have much on my credit file, so got declined. I wasn't aware you had to wait 6 months before reapplying, so I reapplied yesterday for a 1st account and savings. I phoned First Direct up an hour after my application,…
-
Expired Dividend Cheques
Had a clear out here and am very ashamed to say that I have found 8 dividend cheques that have expired (1 was issued 7 years ago!!). Whilst the individual amounts are not great, they do total around £74 so I'm going to send them back and see what happens. They are all related to dividends received from my Friends Provident…
-
3rd Halifax Reward - Decision Poll
So my bf has just applied for his 3rd Hfax reward account. got the refer decision, will let us know within 7 days... He already has 3 current accounts with Hfax but one is a student account and one is joint so I thought giving a 3rd sole reward account a go wouldn't be silly.. What do YOU think halifax will do today!?
-
Standing Orders by Faster Payments?
Which banks are currently sending standing orders by faster payments? There's lots of information on which banks do one-off payments, but not much on scheduled!
-
Old BudgetPlus account
Hi folks - hoping someone can shed some light for me? (Please can I ask for simple answers as I'm dyscalculic so can't even attempt to work out anything involving figures.) I've (finally) been trying to go through all my finances and update/improve where I can. This morning I hauled out my bank statements and suddenly…
-
Teenagers bank accounts?
My 13 year old (soon to be 14, going on 25, LOL) son has been taking a lot of interest in our financial processes recently and has started to help me find good car insurance, house insurance, he understands credit cards etc. Hopefully we're educating him the "moneysaving" way. He now wants to open his own bank account and…
-
Executor Unable To Act
I am name as the sole executor in a relative's will. The relative died recently, but the immediate family have been intent on winding up the affairs of the estate themselves. While I have no obvious problem with this (it saves me a lot of hassle) I am concerned that there may be obligations left outstanding for which I…
-
Charged £71 interest on a paid-off overdraft
Hi all. I apologise if this is on the wrong forum, this is my first post here. I'll try to keep the story short! I took out a £300 overdraft with Abbey in (roughly) April last year. At the time I was working part time but had to quit in July, and was unable to find a new job until October. To cut to the chase, I ended up…
-
NatWest Behavior Score
I was thinking about opening up a Current Account and Savings Account with NatWest. Does anyone know what difference it makes to the behavior score if I open up the Savings Account before the Current Account??
-
Barclays Pin Sentry
Can anyone help with this please? The instructions are really vague. It says go to the website and log in, enter your online membership number. OK, done that. Then it says 'enter the last few digits of the card number on any of your Barclays debit cards as indicated, into the box on the screen'. What box? There is no empty…
-
Natwest - Interest not paid on Current Account Plus
Has anyone else not had the interest paid on their Natwest Current Account Plus this month? According to the Guide to Fees and Interest leaflet, section 8 says it should have been paid on 5th of May, but the online banking isn't showing this. I've checked with a friend who also has online banking and the same type of…
-
natwest horror-best new bank account
i am in the process of reclaiming bank charges on hardship grounds from natwest with whom i have an overdraft of £2000 which due to my poor financial situation is always almost at its limit (incidently the total of bank charges incurred over the past 6 years is more than £2000 so i see this debt as a direct result of those…
-
Lloyds TSB!!! S/O early-declined!!! want to leave!!
Hello All, Right...Todays happenings!! (im sooo mad!) I have been with LTSB for about 13 years..all my wages have always been paid into the accounts! I have 5 now for various things.. ACC 1 - saving towards Holiday/Xmas/NY & a friends wedding -£1450 ACC 2 - Bill account - as some bills have been reduced there is £1168 in…
-
Banks own mistake
I was recently paid 500pounds into my bank account, and 1month later recieved a personal letter from the branch itself asking me to in and we can sort the issue out. does anyone know where i stand, can they by law demand the money back??Thanks a lot
-
Abbey problem with £100 incentive!!!
I opened an Abbey account following Martins tip - switch, etc and we ll give you a £100 for switching over if u pay £500 in. (that was around Dec, January time ( I think) I havent had any money credited in and after probably 10 calls and 2 visits 2 the branch they are saying that i wont get anything cos I didnt pay in…
-
Hsbc
I have been a customer for about 12 years. My own fault really because I have never been that happy with them. Recently they have cancelled all my direct debits without asking me or contacting me. My mobile phone is not now working and as i am in the process of moving house, need to use it. Are banks entitled to stop…
