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Business Account - reclaiming charges
I have business account with Bank of Scotland. I worked out that they charged me nearly £250 for: - charges for late payments, exceeding overdraft etc. - additionally, on the top of interest for using overdraft they charged me £100 for using overdraft facility !!! I sent them the template letter asking to refund me the…
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Lloyds TSB and Credit Check
Hi all, I was hoping for some advice! I applied for a Lloyds TSB Current Account as a way of getting their ridiculously high regular saver rate, as championed by Martin :money: . However, they have turned me down for an account based on my credit rating, something which has never happened to me before, as I have no debt! I…
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Best Joint Current Account Please?
I am looking to open a joint current account for my wife and me so that we can pay our bill money in, please can anyone let me know who is about the best at the moment. Many Thanks. Sandeze..
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Lloyds TSB: Another Victory for the Whingers
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Been Refused
Hi everyone, I am trying to claim my bank charges back from Natwest and thought that I should open another bank account just in case they decide to close mine down. I applied to Nationwide and they refused me!! Said my score was too low :-( I dont know where to go to now, can anyone suggest anything? Thanks
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Logging in to A & L
Hi guys, has anyone having problems logging in with A & L this morning? I've tried 3 times but no luck. Cheers
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A&L Financial Adviser £25.00
I've just signed up for the A&L premier account. In addition to the £50 invite a friend they are currently offering a £25 incentive to attend a session with a financial adviser. They say this can last up to 1 hour. Worth doing if your not the sort of person to be convinced to invest in products you don't want/need
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Account holder in hospital
My husband has been rather ill for the last few weeks. Because of that and living down stairs as getting up the stairs has been rather painful and virtual impossible. He has not looked at his internet banking because of course his mind is on other things. And we don't have wireless internet. My husband was admitted to…
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bank charges on current accounts
heard on the radio yesterday that it is inevitable that the big banks will start charging for current accounts .. even if they are not overdrawn . this sound like something to get steam coming from martin's ears
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Help needed...£3 a day charge
Hi All I have not used my Woolwich account since last year, there was balance of about £5 in it. Today i went in to change my address, i had been living at the new address for about 10 months, when i got a statment out it said -£147.88:confused: .The amount was not £5 but £3.91 that i had left in there 15/10/05. I phoned…
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money taken out of account
Hi This is for my 17yr old He signed up to an online game using his visa debit card. The site on his bank statement is "square enix playon". Anyway, he cancelled within time as he had a months free trial. However, on his statement they have taken 2 months out amounting to £17.68. This made him go overdrawn although the…
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Giving out bank details - security
I'm considering setting up a web page which will have a PALPAL "donate" button to allow visitors to make a donation if they wish. I'd like to offer an alternative in case someone does not have a Paypal account. It strikes me that I could just open a savings account and publish the sort code and account number then anyone…
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Advice: - Halifax Bank of Scotland charges
My girlfriend has had nearly £2000 worth of bank charges over the last few years. We followed the advice of people on here. They have now offered her £575 in return, what do people think on here, should she accept that or should she threaten them with going to small claims court?
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A+L - failed transaction charge
Well, I WAS happy with A+L.... but not any more !!! I've just received a letter informing me that I had 'Insufficient funds to cover transaction(s)' and a failed transaction charge of £34.00 has been raised. Basically the story goes like this.... sorry if its a bit long ! On Wed 20/9 I Deposited a cheque for £16500 (from…
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Advice for claiming charges from abbey.
Hi I basically want to claim charges from abbey. I have a student account with them and I am not entirely sure about the best way to go about it. This is what I am thinking of doing. I have opened another student account and I am going to pay off the abbey overdraft and close the abbey account. This is where I am…
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A/L Need a Referer
Hi Just had my account accepted today so i will be looking to claim my £50 shortly i need any willing volunteers to be my "refer a friend" Does anyone know the policy for claiming the £50? i.e form to fill etc? Please PM me 1st to do it get the doe! ta Phil
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Cheque 'lost in clearing'
Recently I paid a cheque for £500 into my account. When it didn't clear I contacted the bank who told me that it had been lost in clearing. They said I had to get the person who wrote the cheque to issue another. That person refuses to do so unless I reimburse them for the cost of stopping the first cheque (£10). It seems…
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Barclays Additions price hike
I have a Barclays Additions current account - the one where you pay £5 per month and there are several benefits you can get. Just got a letter through saying that they are going to be putting it upto £6.50 per month - thats a rise of 30% - can they put it up so much?
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Credit Limits on Credit Card
I have a credit card which I no longer use or need. I have better cards now, this one is one of my earlier credit cards as a student so has high rates anyway - although I have used it up till the start of this year but it was always paid off each month in full so the APR never made a difference to me. It currently has a…
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Does anyone know if RBS close down accounts after claiming back charges?
? As I'm claiming back a couple of charges but I get paid into that account, so might wait until I've got paid (Friday) and then change my banking details with work! Also, if a company closes your account, what happens to the money? Thanks!