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Tax Break Requires Overnight Loan With Low Set Up Fee
With 4 children, I was advised to operate as a limited company so I can take advantage of tax laws and Child Tax Credits etc. My accountant, before company year end, always insists that I reapay any personal drawings (over personal tax threshold) back into the company account. The monies are paid into the account on the…
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NatWest - I need another way
NatWest have tried my patience once too often, this time taking eight weeks to send an urgent money transfer to a supplier in Pakistan, hence I missed my Christmas sales. I need a business account, personal account and deposit account, all on line. I am self employed and usually keep around £5000 floating. If there were a…
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Need new bank account - help please
hi everyone i held a full halifax current acc for years and had no problems they downgraded it to cardcash acc as i stopped paying salary in for a while whilst going through divorce after the messy divorce i was left with loads of debt and unable to pay it, i therefore hav defaults and a CCJ which has been settled. when i…
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Account in name of business?
Hi, I'm not sure if this is the right forum to post this question so sorry in advance if it is. I'm a sole trader but trade under a business name. Occasionally, I get cheques made payable to my business name and not my name and I need to get the cheques rewritten to my name. I now would like to setup a bank account which…
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kids bank account PLEASE?
Hi i want to open an account for my son 10 years old he has about £100 saved up will be paying £10 a month for him i tried a search but nothing came up on the site anyone know which is the best for him? thank you
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Paying euros into a basic bank account
Hi, Fantastic forum! I contacted PayPlan (who have been excellent so far) last week. They told me to set up a basic bank account. I have looked at the list and done lots of research but I can't work out which bank is cheapest for paying euros into my account by cheque and by transfer from abroad. I receive a few foreign…
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Abbey Current Account
:hello: A first time poster after taking advantage of this website for a while now and would have to say it has helped me a great deal in understanding finances in general. Great Work Martin and other posters as well!!! After going through other threads regarding current accounts i was uanble to see any with information…
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Current Account to Travel with?
Hi guys and girls. Does anybody know what bank account to look for to use when travelling abroad in many different countries? I currently have a natwest account but would be looking to switch if there was a better option. Thanks,
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Upgrading HSBC debit card
I have held my account with HSBC since 2000, with a solo debit card, but now I want to upgrade it to a Switch/Maestro card. I there is regulars moneys going in the account over £1000 a month (not salary). I have also recently been granted a £400 overdraft and a £1800 HSBC credit card since Oct 2005. I have a cheque book,…
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Should I disclose my account number?
I have sold an item on e-bay. The buyer wants to pay me by direct transfer into my bank. Is there any risk giving him my account number?
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Current Account with no upper balance limit?
Hi all, I am looking for a new current account with no upper limit/high limit, and a reasonable interest rate. I have tried the link from Martin's mailing list, and it recommends Citibank, as being 4.07% and £500,000 upper limit (not gonna need that much!) but it seems now the account is closed? I earn well (£50k plus) but…
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Natwest Off-Set Savings?
Hi, Does anyone know if Natwest does an offset savings account so that any credit funds are cleared to savings account over night? Cheers Tim
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Any free Client Bank Accounts?
Hi, I'm starting a new business and several banks do good deals on current accounts such as the A+L business account. But I also need a client account on top of this to keep client funds separate to the business account for legal reasons and it seems the big boys back off at this point. Anyone got any brilliant ideas…
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ISO - Bank that actually lets a 3rd party administer account
This is a slightly unusual situation. I am trying to find a bank that will allow me, as a designated 3rd party, to act on behalf of my elderly mother. Currently, she has an account with HSBC, but despite being told (twice) that setting up a 3rd party mandate would allow me to manage her funds online, it turns out that HSBC…
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Angry at Myself
Usually pretty good with budgeting and money but have dropped a monumental clanger. Pay day on the 31st and no more direct debits to come out. so all the money is sweeped into the savings account. Went online to check everything tonight and i've forgotten the new direct debit for my ISP. With it being the first payment…
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New chip'n'pin deadline article
Please use this thread to discuss Martin's new article about the chip'n'pin deadline.
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£75 From Citibank
Check out https://www.citibank.com who offer £75 after you make your first lodgeemnt to their current account. Also has an interest free overdraft of £500
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Template for closing an account
Hi, I wish to close a few accounts I have with HSBC. Is there a template anywhere that I can use to close down an account?
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very urgent- advice needed on suing bank
wrote to bank using standard letter saying either refund bank charges or i'll sue you. bank said they contacted their legal dept and charges are a genuine pre-estimate of loss and legally enforcable- charges include depreciation of machinery (maintenance and replacement), staff costs to maintain system & business rates in…
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SMILE BANK reduces interest rate
I just had an e mail from smile bank. from the 5th January 2006 we've changed the credit interest paid on your smile current account from 3.25% gross p.a. to 3.00% gross p.a. fixed, until at least the 4th January 2007. :eek:
