very urgent- advice needed on suing bank

homersimpson_3

wrote to bank using standard letter saying either refund bank charges or i'll sue you. bank said they contacted their legal dept and charges are a genuine pre-estimate of loss and legally enforcable- charges include depreciation of machinery (maintenance and replacement), staff costs to maintain system & business rates in which system housed. Are bank correct? should i sue them? cannot afford to waste money. thanks

mjanet

I think you should look at ' illegal bank charges ' in the thread MoneySavingExpert.com Forums > Pure Money > Budgeting & Current Accounts > I think you will find what you need to know there and people who can advise you.Good Luck

sorry I don't know how to do a direct link