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help choosing a current acount
Hi i have a habit of only stoping spending when the bank wont give me any more money. So im looking for a bank acount that i can transfere about 400 quid a month that way I will stop upseting my current, bank smile by being overdrawn. does any one have any recomendations for a account i could do this with I would quit like…
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current account
ive got quite a lot of ccjs and i need to get a curret account with a bank card now i know this is virtually impossible but ive seen on the web where you can a pay a fee and they can set a current account account or buisness account up for you ( what id like to know is this a con or genuine) thanks for the help in…
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We got £80 free from Lloyds
Probably not new, but just in case..... My daughter wanted a bank account so that she could have her wages paid in from her new w/e job in the Sainsbury. So We toddle off to Lloyds where I have an account, we open a simple account for her in 15 minutes and the advisor says. Because I recommended a new customer, we each get…
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Halifax, messed up on a standing order
Need help. I set up a standing order of 500 pounds to be paid to my landlord, once it was paid I cancelled the standing order online, via my internet banking with Halifax, however to my amazement the 500 pounds went out again the next month, as soon as I found out, I went into Halifax, they made me fill in a form and the…
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Is there anyone with HSBC internet banking about?
Is the site down? I cant get into HSBC.Co.UK at all. I can get into HSBC.COM but when I try to access UK from there I just get a DSN error. Now rationally I guess that might just mean the UK site is down but.....I'm a worry wort and we've just had XP and virus protection installed so I worry in case that is just causing…
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Help please with my bank account charges!
Can anyone help before I have a break down? Changed my bank account to First Direct who advised that all direct debits had been transferred. To my horror, none of the payments went through to the appropriate organisations so now I am in arrears with my creditors! Then, First Direct charged me for being a direct debit that…
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Business Bank Accounts – Lowest Bank Charges
My small business account has come to the end of its first 18-month period at NatWest and I am now having to pay hefty bank charges. Can anyone please recommend a High street bank offering reasonably low, maybe even zero, bank charges? Incidentally, I would much prefer to use a high street bank because harsh experience has…
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Student with 2 addresses
hi not sure if this affects my credit rating..Can you help??? When appling for any sort of credit, ie credit cards or a store cards, i use my home address. i have 2 student bank accounts, one of these is registered to my term address, i also have my credit card information sent to this address as well. I register for…
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bank transfers
Hi all, Have recently done some bank transfers, which got me thinking. If I make a mistake in entering the account details etc for the destination account, and the money therefore goes somewhere I don't want it to, could I get the money back, or is it a case of if you make the mistake in putting the wrong account details…
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Bank Charges for Foreign Cheques, could we make a list please?
Well it's that time again when I am due to get my 3 monthly cheque from Amazon, and since Amazon.com have absolutely no plans to offer direct deposit to anyone but those in the US (Amazon.co.uk aren't a problem) I thought it might be an idea to have a list of banks along with what they charge at each level for negotiating…
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New current account :s
I am a student and need a new current account but places are making it difficult for me. I am looking long term and so am looking for one with good CS. I have a current account already that I use and a student account where the overdraft is in a savings account. Ideally I want: 1) Current account for casino/bookie offers…
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International cheque payment / bank transfer
I sold an item on Ebay to a bloke in Germany. He said he needed my bank details to make the payment so I sent him my Bank Name, IBAN and BIC numbers. Five days later on October 14th he says he has gotten a friend to do the payment for him. The money is showing in my bank account alright BUT it is showing as a Cheque…
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Please help, post dated cheque...
Hello I was wondereing if anyone could help? I signed up to a card collecting subscription, Having babies in this case. I got a little behind with the payments and decided to cancel as it was all getting way to expensive. I didn't have enough money to pay the bill all at once at the time. Each shipment was twelve cards,…
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HSBC - only accept face-to-face ID?
I applied for an HSBC basic current account over the phone on 22nd September (4 weeks ago). I have never heard back from them since. Instead, I have been phoning after them trying to ascertain what's happening. When I applied, I was not assigned to a branch but to the headquarters as I live nowhere near a branch. 7th Oct:…
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Is DD cleared the same day?
I've just been charged £38 for a unpaid DD (tiscali broadband £15.65), which I agree is my own fault but I had 78P in my account & money that was going in the day after is a day to late so I paid in £15 into my account on the same day but it didn't help Did this once before and it was excepted so I phoned the bank who put…
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Direct debit problem, info appreciated
I've never had a problem with a DD before. A bit of info is all I'm looking for. My bank paid too much money out on a DD today. I rang them and they refunded the full amount back into my account today. What happens now as far as payment to the company concerned? Will they repay the correct amount? Or does the bank have to…
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Personal Accounting Software???
Hi, Does anybody know of some free, or low cost personal accounting software? I am trying to sort my finances and I'm looking for a cheap software solution. I was thinking maybe something excel based or maybe a freeware programme. I've done searches but most are trial versions and I don't know how reliable they are. Any…
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Cahoot Current account
Hi people Had a phone call from Cahoot marketing their account (have the credit card), told them not really interested as have Abbey current account which I am happy with. Then asked if they could send me information instead which I agreed to. I then received a letter asking if I could supply some information for the new…
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Who's at fault - me, HSBC or A&L ?!?!?!
I recently set up a standing order online with my HSBC account for money to go into my A&L account for when i was on holiday and knew i didn't have enough in there to cover what was coming out so did't want to go over my overdraft limit and be charged. Unfortunately when i got back off holiday i got 2 letters from Alliance…
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First Direct Current Account Incentive
Since I could do with the freedom of a cheque book and debit card, I'm planning to open a new current account with First Direct and transfer there my money currently in my HSBC savings account. The £50 incentive certainly isn't my primary interest in such an account, but I was thinking of doing this: 1) Open First Direct…
