New current account :s

mephisto_2

I am a student and need a new current account but places are making it difficult for me. I am looking long term and so am looking for one with good CS. I have a current account already that I use and a student account where the overdraft is in a savings account.

Ideally I want:
1) Current account for casino/bookie offers (Lloyds)
2) Student account for overdraft (Natwest)
3) Current account for spending (???)

I am finding it hard to keep track with alot of money floating around from the casino offers. I tried smile but they say I cant open a standard current account as I am a student. Can I open a student account even though I already have one?

I am also looking at first direct but I dont have a formal income (job) so thats difficult to get accepted.

Any ideas?

Darryl

mephisto wrote:

I tried smile but they say I cant open a standard current account as I am a student. Can I open a student account even though I already have one?

Martin's student bank account guide suggests that both Smile/Co-op and Yorkshire/Clydesdale Banks allow you to open a student account even though you have accounts with other banks.

http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1121700170,82362,

I can't comment on CS levels for these banks (as I don't have accounts with them), but Smile get good ratings on this and other sites.

I wouldn't worry about long term account holding. How long do you intend being a student? And how long do you think these casino/bookie offers are going to last?

HTH

Darryl.