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UC entitlement: ASU insurance, savings, child savings etc.
Hi all, I've always been in school or work and - apart from child benefit - I've never applied for any other type of benefits or tax credits. Some of my friends have recently lost their job due to covid-19 and pointed out to me that - if I lost my job next month - I would not be eligible for universal credit at all, and…
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Care home financing and buying mothers home at valuation price.
My mother has just gone to a rest home and has enough to self finance for two years, so I'm thinking of buying mothers home at valuation price less 10% to pay care home fees then carry out repairs to sell, to at least get some sort of inheritance (30k). I understand that I will have capital gains to pay but how would the…
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IS and “capital”
Hello, hoping someone will be able to give me some solid advice! So I am in receipt of income support and I also receive careers allowance, I’ve recently been looking into capital when on benefits and that you need to declare any savings/capital over £6,000.. now I have never had a lump sum anywhere near this amount…
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Finally awarded PIP
After a long battle. I've finally been awarded PIP. Enhanced for both it's such a relief. I do have a quick question of anyone can help. I've been told I can claim a disability premium on my ESA I'm currently in the support group. How would I do that and would it be backdated to date of my pip claim. Any advice would be…
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Student benefits when husband works
Hello all, Hope this is the right place to post this. My wife has decided to return to Uni to study Radiography with the intention of working for the NHS for the rest of her working life. She is 40. I work full-time, and earn approx. 40k. I know she is entitled to a student loan to cover the tuition fees, and we have been…
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ESA Contributions Based - ni credits allowable?
Hi, My wife has blood cancer, diagnosed in Apr 17. She immediately got 6 months SSP then went onto New Style ESA support group until Nov 19. She recommenced work in Dec 19, and was on (accrued) holiday pay for a month and physically went back to work In January 20. She was almost immediately taken seriously ill and…
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VR benefits & childcare
So my redundancy letter said my contract ended 23.10 but I’ve received all my redundancy pay & my P45 dated 31.07 so I guess I’m free to look for a job & claim benefits I’ve hung on for now as awaiting if qualify for nursery funding for my three year old as I’d already applied for that before redundancy took place Then…
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Help with first claim UC and childcare costs please
Hi, I’m making my first universal credit claim and it asks if I pay for childcare the amount I pay and the date. I haven’t been paying childcare since March but I will pay on the 01 September. Can I still make the claim in now? If I put I don’t currently pay a provider can I add the provider and costs later? It won’t let…
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Income for new stay at home dad
My partner and I are expecting our first baby on 25th October and it is looking highly likely that he will be made redundant as of 1st October. Our plan had been to take shared parental leave but this won't be possible as he won't be employed when he would start the first block of leave, which is one of the eligibility…
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2nd property
I am a single working parent claiming tax credits, working and child. I own my own home and have overpayed my mortgage. I currently have less than 8 years left on my mortgage. I am able to pull the money back out of my mortgage without any costs apart from the obviously larger monthly repayment. I am considering buying a…
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Uni cred & new style JSA (back dated)
I Was removed from furlough on July 31st as no longer possible for employer to maintain ..so I had no job or income after that. had a new informal job due to start in August but it fell through. I applied for both uni cred & jsa two weeks into August & asked to back dated from aug 1st explaining this. Uni cred have denied…
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Single mum with mortgage unable to work due to Covid
I have a young child and claim universal credit. I work part-time as a teacher (contract work - which means I only get paid if I work), but due to the virus the my courses have been cancelled or postponed. Because I have a mortgage, I can’t claim housing benefit so all of my universal credit goes on paying for my house and…
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JSA, Premium Bonds and Grants
Hi all, I'm on JSA currently and was hoping someone could help me with a few questions I have. I recently moved some money from my bank account into premium bonds - should I have notified anyone of this? The amount I have in savings is unchanged, so hopefully that was okay... :# Also, if I won something from premium bonds,…
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Help needed - Didn't complete Universal Credit Form in April but tax credits were stopped
My brother is a self-employed lone parent but lost work overnight when the schools were closed as he had to look after his kids (aged 8 and 11). I went just before lock down to help him as his partner's child was in his last few weeks of life and he was supporting her and helping with daily care. He died, aged 10, in…
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Are NI contributions made if you claim Pension Credit?
We have been claiming Pension Credit since 2014 My partner just went to Gateway and reviewed her contributions and in the last 5 years it says "Year is not full" and asks her to make a contribution of £765 per year to rectify. I assumed her NI contributions were being kept up. She is 61 and due a pension in 5 years but…
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Will selling my home and moving effect me and my partner's Pension Credit?
Hi. I'm 68 and my partner will soon be 61. We receive Pension Credit ((PC) but we are thinking of moving. We are home owners and will likely make a profit on the sale. What is the maximum savings you can have before PC is not allowed? Although my partner not registered disabled she is mentally and physically not able to…
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Not had benefits decision in months
I am on ESA support group and had my WCA months ago, a few weeks before the lockdown began. They still haven't got back to me with a decision, and I've been continuing to receive the normal payments. Has anyone else had to wait this long? Should I contact them or just wait until they inform me? Is there a chance I've been…
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Care of my husbands neice and nephews
hi , just want some info on to what we are entitled to we took on my husbands niece age 5 and to nephews 2 & 4 there mum as been paying for them but she is now stopping her claim for them we don’t no were to start on to what we can claim for them any help would be grateful thanks 😊
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Moving to Universal Credit from legacy benefits?
Hi, I'm currently trying to work out how much actually earned on legacy benefits & UC respectively and any helps on this would be greatly appreciated! Currently on JSA, Housing benefit & council tax benefit. Have one non dependant living with me and he is earning quite a lot. Non dependant deduction is about £103 a week…
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Schemes to help people into work?
I have never applied for benefits before but I'm running out of savings and could do with knowing if there is a support scheme that can help people to get into and stay in work. A scheme that works with you to find suitable employment, (so for me I wouldn't last a second in retail) a scheme that could keep in touch with…
