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ORs recceiving forms in time
I would urge you all: even if your letter from the OR says not to contact them again, it would be very wise to do so to make sure they have received your forms, as then it would be quicker to undo any mistakes or get the wheels in motion again.
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A little advice appreciated
After months of weighing up the pros and cons I think I have decided the only way I can stop my creditors calling and to stop worrying is to declare bankruptcy. Its not a decision I have taken lightly and I know it will affect my financial future, I just can't see my financial situation improving within the next couple of…
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turnaround finance
Anyone heard of these jokers. Just been made BR and received this letter from turnaround finance offering to stop br being advertised and to cancel the BR. your thoughts please
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Helpful Advice for those in need
I thought I'd take time to share my experience with others as I know how very difficult things can become when you're faced with a mountain of debts and have no idea where to start looking for help. Without going into too much detail, after facing up to my situation I realised I couldn't continue to live of my credit cards…
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Selling a few bits on EBay
I'm a newbie so please be gentle. Can't say too much about my situation yet but I expect to be BR in the next couple of months. The debt will be very large as it is related to a failed partnership business. I have a fair bit of stuff I could do without to be honest and have started thinking about having a bit of a clearout…
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My story - very much appreciate advice
Relationship break-up, gambling, loss of job and subsequent compounding issues (stupidity, interest, bank charges etc.) all contributing to my situation - idiotic i know, so this doesn't need clarifying please. after hiding for a while, but now being threatened with a statutory demand under the insolvency act 1986, i've…
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Link for bankrupt history on a house?
A while back someone posted a link where you could enter an address, and it would bring up past bankrupt information... Can someone please give me the link.. Many Thanks
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I think bankruptcy would be the best road to take?
But my oh (soon to be ex - I think) doesn't. He thinks it'll affect his position at work and future career prospects. I can see us going down the repossion route if things don't change. What can I do?
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All DONE!
Hello just thought i would tell you all that i am now bankrupt!!! and what happend......... it feels so good to have that all gone. I was very very scared of it all but to be honest it was really nothing to worry about. Phoned the court and booked, filled out the forms and off i went. I waited to go in for interview not…
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Paypal visa debit card
Hi Everyone, Just received my paypal visa top up card. I already have a cashplus card but the paypal one seems better. Firstly it is a visa card, secondly it is free to use apart from atm withdrawals and finally it is free to top up from a paypal account. Seems good to me. Any thoughts on this? Phil
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Should I cancel my BR hearing
I have just been informed that after my books have been done I should be able to clear my VAT and with my previous yrs as PAYE I may be able to clear my Tax debts due to my losses. I will still have to go BR but would the OR be happy that I have sorted this and saved them a job. My issue is still the CCJ's who want to have…
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telling estate agents
i currently have a mortgage but am looking to going BK in the next couple of months. so i have been searching for a house to rent. is it wrong that i do not tell the estate agents that i am going to be going BK? and if i do not tell them, when i do go BK, are they likely to a: find out? and b: evict me? thanks.
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A few last questions...
My name is on OH insurance but I never drive it, too cared too (after a car accident), do I have to put the car down on the form? In my SOA I have a deficict, is this ok? On my SOA, do I just put my figures, or the overall costs? e,g, cost for both our cars tax, or just mine? all of the housekeepign or just my half? Did…
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Post Office Bank Account
If I open up a post office account to have my benefits paid into before I go bankrupt will it be closed or frozen by the OR when I go bankrupt. The type of account that I am talking about is for benifit payments only. Jaks
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fire service and bankruptcy
wonder if anyone can tell me if their is anything in fireservice contract of employment regarding a probationer declaring themselves bankrupt.many thanks.
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living with mum - a look out my I&E poss bankruptcy
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Is there any chance??
That I could get my bankruptcy bought forward,I am due to go br at the end of the month but have got a job on that means I'll be working away when it's due. I was hoping to move it forward a week so as I can still take the job,and also get ri of the continued stress of this hanging over me,is there a way of getting the…
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Wives wages
Hi, I rebooked my BR hearing to the judges not allowing me to pay my CCJ's off on a weekly basis and no three have started to try and get a charging order on my house. The reasons are that they are trade debts and not personal ones!!! So september the 10th its off to court to hopefully be declared BR. I have written to the…
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Assets?
Hi there I am considering bankruptcy as I have amassed a huge amount of unsecured debt (circa £80K), and my house is in negative equity as there is a loan secured against the property (value is around £150K and I have no equity in the mortgage plus a secured loan of £40K, if that helps). The only assets I have are my…
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Jaks road to Bankruptcy
My husband and I have been advised to go bankrupt at our CAB appointment this morning. We asked the CAB what would happen to our bank account and was told that our bank would most probably freeze it when we go bankrupt. We was advised to contact our bank (Nationwide) and asked them about it. We phoned Nationwide's…
