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Will not accept payment plan.
To cut a very long story short. Lost a court case and ordered to pay over 150k. Made an offer to the ********* of £600 but they declined the offer. Solicitor advised me to pay anyway as a gesture of goodwill, they wanted a charge on the house and solicitor advised to not contest to cut costs. We have now been served with…
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MY BK(I have some questions)
1. If I received a pay check from a company that went out of business, How can I get this ONE pay stub I am missing. 2.If I dont say anything about the one paystub will they find out. 3.what if you dont have receipts for your cash out on your investments and it just went to every day living 4.will they take Tvs,…
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Can Family sue me for br in Scotland?
Just a quick question for those who know a teeny bit about Scotland BR. If we owe money to family, can they sue us for br to speed things up? If they do, does it cost them anything? Do they have to have proof that we owe them money?
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Advice for a newbie needed please!
Hi there, I am a complete newbie at posting so please bear with me! i have lurked on this board for a while now while both myself and my husband contemplated bankruptcy, but now we have decided to forge ahead and do it i have loads of questions that i hope you kind people on here can help me out with! We have been on a DMP…
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One week two days - no word from Co-op
Applid for a co-op cash card account thingy and my application was differred, said it usually takes about 4 days. It was last Tuesday, still no word... Do I wait or chase them up? I dont have a co-op near me so I cant go in branch.
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how far back can OR go?
:confused: I was declared br on 7th May this year. In 2005 I repaid my daughter £11000 which she had lent me while I was struggling with my husband's death. I paidthe money back by Dec.2005 when I was not in my opinion insolvent as I had funds in the bank at that time and was up to date with all payments and had no arrears…
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Follow Up: Im in Such a MESS.. ur opinions pls
ok from last thread http://forums.moneysavingexpert.com/showthread.html?t=1050371 My friend has today offered me a Spare room for as long as required at a price we have yet talked about. tho i know it will be alot cheaper than rent with bills etc. as i only have 1x£700 at end of month and both Landlord and my solicitor…
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Officially bankrupt!
[FONT=Verdana, Arial, Helvetica]Filed for bankruptcy today with OH. We arrived early at court - had an 8:40 appointment. The clerk saw us at 8:40 and went through the forms with us. We had a panic moment when she handed the forms to us and pointed out that the dates and types of card were not filled in (although we had…
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Does my partner get involved?
Just a quick few questions if someone would be so kind of giving me some advice... 1. If I were to marry my partner does she become involved with all my debts. The debts were done by my ex wife. 2. If I was to go bankrupt would it be wise to get my mothers will changed? At present she has me down to receive some money if…
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Bankruptcy looming - first question of many!
Right, where to start. I’m sure there’ll be lots of questions from me over the coming weeks, but first things first…. My OH was issued with a Statutory Demand from HMRC yesterday. We are still trying to deal with that to get it set aside but are trying to sort out what will happen if they do make good on their threat…
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Statement of Affairs
For sequestration (Scottish banckcurpcy) For me and my two kids 4 + 5 Monthly Income Income Amount Net Monthly Salary £1,000.00 Benefits (Tax Credits child, child care and working) £1,213.00 TOTAL MONTHLY INCOME £2,213.00 Essential Monthly Outgoings Outgoings Amount Rent £280.00 Council Tax (This years one is included in…
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Has anyone challenged the OR decision?
Has anyone challenged the OR decision? I’m looking into disputing the OR decision (advice already received on another thread that they may be wrong) to take £533 of back pay for last years CTC but I’m worried this will annoy them. Can or will they make things more difficult for us?
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Good luck to those 'bankrupt' in 2009
Just thought Id post a link ive stumbled across. I've copied the first bit so you get the jist of it. I'm glad theyre making the process easier... (although i know people say its not so terrifying in reality) If its ok to send out pre-approved application forms to teens on their 18th birthday, and bombard them with adverts…
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Newbie Q's: Welcome Finance - Bankruptcy Fee - Pets
I would really appreciate some help with these questions. I've read many pages of the board (so reassuring actually) after discovering it this evening but still have a couple of unanswered questions. I know some of these probably sound silly but I have an anxiety disorder so they are genuine concerns. 1) After reading a…
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Gobsmacked
Anyone come across this before http://uk.zopa.com/ZopaWeb/Listings/
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another stupid question
Hi again I just wondering can the OR stop me from going bankrupt even if the judge agreed , Or am i just getting confused from lack of sleep and stresse :eek: :A BETTY BOOP :A
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Question About Or
Hi I have just gone Bankrupt,and i have got my interview friday with the OR , He said he needs 5 years worth of my work history . i am just wondering why they need to know this as i am working. :A BETTY BOOP :A
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bit of a wait..any advice??
hello all..was planning to go BR but after a chat with my sons mum (we are trying to make a go of things despite us not living together) i have delayed so that i can get her name off the mortgage prior to pettitioning fpor BR...this seems the sensible option as a precaution..id hate for something to go wrong with my OR and…
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tax credits help
Hello I will be filling for BR next tuesday. I have been chasing my joint tax credits claim since my partner moved back in. I called them yesterday and they told me we wasnt entitled to anything as i was overpaid on my single claim. I was previously told that my single claim was counted as completely seperate but they have…
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moving
Hi all Can anyone give me some advice? I went BR in January, and am unfortunately on benefits due to ill health. I am moving from a flat to a smaller bedsit which is cheaper, but am worried that the OR will then get suspicious and start searching again, which could be awkward for my landlord. I don't know why I feel so…
