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One week two days - no word from Co-op

Applid for a co-op cash card account thingy and my application was differred, said it usually takes about 4 days. It was last Tuesday, still no word... Do I wait or chase them up? I dont have a co-op near me so I cant go in branch.
Bankruptcy Supporters Club No.179

Comments

  • fiveyearplan
    fiveyearplan Posts: 10,145 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    If you were deferred and they said it would take 4 days, yes, why don't you chase them up? It could be you've already been approved and the card is on its way.

    :j :j


  • can't you phone the branch?
  • fatou256
    fatou256 Posts: 1,289 Forumite
    hi purple kylie i had soe problem with the co-op at first they refused me point blank then i tried again few days later . same as you i was defferred they haven't;rang me back after 4 day so rang them back and they told me that i was approved and i will received everything next week..
    give them a call with your reference number
    BSC number 183
  • shadowdragon
    shadowdragon Posts: 1,686 Forumite
    Its weird how some people get refused some deffered some accepted straight away, I would imagine seeing everyone is saying there BC, they will have the same borked Credit Rating anyway??? I got mine accepted straight away and just had to visit the nearest branch so they could check my ID. Very strange if you ask me.
    "Well, that sounds like a pretty good deal. But I think I got a better one. How about I give you the finger, and you give me my phone call"
    "There is no spoon
    "

    ~~MSE BSC member #172~~
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Its all down to I.D verification...money laundering checks...or just simple workload that causes verifications sometimes
    We all die. The goal isn't to live forever, the goal is to create something that will
  • k2nga
    k2nga Posts: 1,375 Forumite
    Part of the Furniture Combo Breaker
    Lets be honest i expect they are busy as us guys are always recommending them and they are good so i expect they are buried under applications.
    :cheesy: K2nga :cheesy:

    BSC Member 176
    BR 23/06/08
    ED 22/01/09
    Credit file BR fall off date: 24/06/14 :beer:
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    24 hour UK call centre - give them a bell :)
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • Well.. I rang, I got accepted yesterday!!!

    Everything is in the post apparently so I just need to wait. The guy on the phone was so helpful and.. English was his first language! It was so nice to be understood without needing to repeat myself 10 times! Yey!
    Bankruptcy Supporters Club No.179
  • shadowdragon
    shadowdragon Posts: 1,686 Forumite
    congratulations. I went and flashed my ID at em yesterday so im just waiting!!
    "Well, that sounds like a pretty good deal. But I think I got a better one. How about I give you the finger, and you give me my phone call"
    "There is no spoon
    "

    ~~MSE BSC member #172~~
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Well.. I rang, I got accepted yesterday!!!

    Everything is in the post apparently so I just need to wait. The guy on the phone was so helpful and.. English was his first language! It was so nice to be understood without needing to repeat myself 10 times! Yey!

    i love the Co-op Bank!! :j
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

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