Officially bankrupt!

vscared

[FONT=Verdana, Arial, Helvetica]Filed for bankruptcy today with OH. We arrived early at court - had an 8:40 appointment. The clerk saw us at 8:40 and went through the forms with us. We had a panic moment when she handed the forms to us and pointed out that the dates and types of card were not filled in (although we had completed this on line!). Anyway, we sort of guessed and put in when we thought the credit was taken out. The clerk said to come back in an hour, which we did. We were handed our bankruptcy number and said that the Judge had stamped our forms and they would be with us tomorrow. She said that if the OR hadn't called by Monday lunchtime, we were to contact him/her.

So, all in all, a fairly painless procedure. The wait was the only stressful part as we were convinced that something would go wrong.

We came out feeling as though a weight had been lifted from our shoulders. I am sure it will get a lot worse from here, with OR interview and eviction, but I feel on the way to recovery if you know what I mean.......

Just want to say to anyone who is nervous about Court - don't be.

I will keep you updated re OR interview.[/FONT]

shadowdragon

Congratulations, the OR interview isnt that bad (well wasnt for me), 99% of the posts on OR experiences were very positive.

Keep your chin up, and welcome to your debt free life.

Shadowdragon.

fiveyearplan

Good for you vscared! No turning back now!! Glad it was easy.

philnicandamy

Congrats Vscared.....have to disagree with you on one point though
it certainly wont get any worse from now on the worse bit you've done! try not to wory about the OR interview as SD said 99% are pretty painless I had a face to face one back in march with mine & everything went fine! in & out in less that half an hour

k2nga

yeah well done and welcome to the club.

vscared

Thanks for that. I can tell you that I don't think I would have got through any of this without the forum. Although I don't post a lot, I certainly lurk!!!:T

fiveyearplan

My interview lasted just over 2 hours face to face but it wasn't a straightforward case. At no time was I nervous, I just told the truth on a need to know basis. I felt better when it was over but it wasn't bad.

Lurking is fine!

fatou256

well done vscared liek you i did the form on line and when i gave the form to the clerk he told me to fill in the part regarding the date and type of card ... it nmust be something wrong with their programme or so lol good luck with the OR i got mine next month.