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For those of you who are chocolate lovers, this week's poll is seeking your votes on how you like your confectionary treat... or more specifically, what temperature? Does it taste better a little on the chilled side, or do you prefer a more melty experience with a room temperature choccie? Fridge or cupboard? Or is there…
Hi everyone We've just enabled a new 'Reaction'. You can now mark a post as 'Interesting': We’ve added this so you can mark a post as, well, interesting when ‘Thanks’ doesn’t seem quite right. By using a reaction, you’re helping the Forum Team and our systems surface the most useful threads and improve what you see across…
You've finally manage to find a date that works for everyone and even picked a venue for dinner. But, you've never been there before? Are you going to have a sneaky peek at their online menu, or do you just turn up on the night and take it from there?
I'm 6 months into my mortgage on my first home. I'm paying £1,000 a month with an interest rate of 4.6% on a 5 year fixed rate. I can overpay by 20% without penalty (I'm with Natwest) and I'm finding I can comfortably save a few hundred pounds a month currently. I'm putting some money into regular saver accounts that are…
Hi, I have read the Newbies post, but I'm still left confused on how to proceed. I received a 'Letter Before Claim' from Gladstones Solicitors for a PCN apparently I received on 19/07/2023 for £170 to pay. This is the first I have heard of this! There are no further details besides a street name as the relevant land (no…
Hoping someone can help, this is a subject that I have no knowledge of. My 79 year old brother has severe dementia and is in a care home. His wife has been taking care of everything. Sadly she had a stroke recently and died a few days later. My brothers social worker has contacted me to ask if I want to have POA, I think…
Do the regular competitions also appear in the online competition thread or are they kept separate?
Hi my Lovelies. This is my pensions spreadsheet working out weekend, so this may be the first of a few queries, and I'm hoping to pick your collective brains if you don't mind. So far I have calculated estimated costs going forward to 85 assuming 5% inflation each year - does that seem sensible? Now I am wanting to…
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How many days this month can you go without non-essential spending?
Does it taste better a little on the chilled side, or do you prefer a more melty experience with a room temperature choccie? Fridge or cupboard?
The State Pension is set to go up by 4.8% from April 2026 under what's known as the 'triple lock' guarantee – though the exact monetary increase you'll get depends on which version of the State Pension you receive.
Banks must offer people the tools they need to manage their money in safer ways – and this needs to be overseen by the Government.
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