We're a friendly community of MoneySavers sharing our experiences and tips to help each other out
Budgeting, Banking, Cards and Loans, Credit Scores, Reclaim fees & charges
Making money, Debt-Free Diaries, Bankruptcy, IVAs & DROs
Consumer Rights, MoneySaving, Deals, Vouchers & Discounts, Freebies
Tax & Benefits, Jobs & Training, Pensions, Redundancy, Charities
Buying, Renting, Selling, Energy, Household Bills, Home Improvement
Insurance & Life Assurance, Disability, Weddings, Children, Death & Probate
Holidays, Days Out, Flight Delays, Parking Tickets, Public Transport
Competitions Time, Old Style MoneySaving, Techie Stuff, Crafting
Need help using the MSE Forum, or want to share feedback about how this website works?
Hi everyone, We love hearing your MoneySaving success stories! Whether it's down to the Forum, the main MSE site or the Money Tips email, it's always great to read about how you've been able to use MSE's news articles, guides, tools or online community to help save money or reclaim it. So let us know below if something…
New Year’s Eve is around the corner, and for many of us, it’s the big question: how will you be ringing in 2026? Whether you’re planning a night out on the town, hosting a cosy gathering, or keeping things low-key, everyone has their own way of celebrating. Some people love the buzz of fireworks and parties, while others…
With the festive season in full swing, many of us are feeling the pinch of rising costs – but others might be finding ways to cut back or keep things steady. From gifts and food to travel and decorations, Christmas can quickly add up. We’d love to know how you think your spending for this Christmas compares to last year.…
I have received a tax code notice letter but am confused by the entries Less untaxed interest, is this meant to be tax on interest during 2024/25 tax year as the amount is approximately what I thought it would be. Is is the next line I find confusing Les adjustment for estimated tax you owe (this year) is that meant to be…
I bought by F&F railcard on 1st May and my daughter turned 16 on 19th May. According to the T&Cs, I understand she can still travel on the discounted fair until my railcard expires. My daughters friend turned 16 on 20th August. Can I assume she can also get the discounted fair on my railcard if we travel together?
My property is a "chalet-bungalow". The downstairs is traditional brick construction. The upstairs is partially wooden frame with hanging tiles (see picture) and is much colder than downstairs. I recently had to get up on the roof and found that behind the tiles is a black membrane (torn in places), then some very thin and…
Both DH and I have reynauds so insulated gloves are a must. Unfortunately we also have three teenagers who lose things so need more gloves. The last lot I bought from a market stall on holiday, they were thinsulate so very warm. I don't have a market near me at all so where would be the cheapest place to get several pairs…
Welcome to Joyous January's No-Spend Days Challenge! This challenge is all about helping people to save money by setting aside days every month where you deliberately don't spend unnecessary cash. Over the short term, it can help you have a more frugal month. Over the long term, if you stick with it, it can help change…
This is the place for questions around your rights as a consumer, including reclaims, faulty goods & more
It looks like you're new here. Sign in or register to get started.
Join other MoneySavers in taking part in one of the Forum's most popular challenges with the aim to save £667.95 by the end of 2025
Join in for tips and advice on keeping costs down with Christmas around the corner!
Some people love the buzz of fireworks and parties, while others prefer a quiet night in with a good film or an early bedtime. And of course, there are those who haven’t made any plans yet..! How will you be seeing in 2026?
Many mortgage lenders are cutting tracker and variable rates for existing customers as the dust settles on the Bank of England's decision to cut the base rate from 4% to 3.75% just days ago. If you're on one of these types of mortgages, here's what's happening to your rate.
Octopus Energy customers on fixed tariffs WILL see the proposed '£150 energy saving' announced in the Autumn Budget passed on to their bills, the provider has announced. Martin Lewis has been lobbying the Government in recent weeks to ensure the savings aren't just applied to those on standard variable tariffs, but to all fixes too.
Free and available on iOS and Android
Tip Email