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What's been going on in the MSE Forum this past week? Let's explore some of the topics that have generated debate and MoneySaving insight. Seen something on the Forum we should include in next week's highlights blog? Let us know in this thread.
Whether it's films, TV, music, books or video games, we live in an age where we can stream or buy our favourite media digitally. For many of us it's certainly convenient - we can access content wherever we are with just a few taps or clicks...unless the wifi goes down, or the platform decides to remove something from their…
Planning a purchase? Bothered by badgers in the garden? Got a culinary conundrum? Whatever dilemma you're facing, the MSE Forum will dispense practical wisdom with a MoneySaving twist. Read on to find out what Forumites have been talking about this week. Seen something on the Forum we should include in next week's…
Hi all, Just been informed by my dad that he's gotten a claim letter for waiting in a car park at Tenpin Bowling. I've filed the AoS already, but now to deal with a defence. To no one's enjoyment, my dad has none of the letters he was originally sent and I only know he had pulled up in a safe place to check his phone and…
Wanted to ask anyone who has a property abroad a few questions. As much as I welcome all comments, please do not use this to bang on about Brexit! The limits on time being at the property is not an issue for me. Due to health reasons which are not going to change I'm considering buying a place mainly for winter sun, just…
I was talking to an IFA (about something unrelated) and he said that the largest portion of their work now is generational wealth planning, as so many people are now caught by IHT. I wondered what this usually involves, especially for 1m to 3m wealth, rather than the super wealthy.
My thinking is that withdrawals from my DC pension are effectively taxed at 15% (assuming I don't go over 256k of TFLS) so I would need the funds in the pension to grow 15% faster than the interest rate on the mortgage (lets call it 4% fixed) for it to be better to keep the mortgage. So if I can get a nominal return of…
Hi, I'm asking on behalf of my friend. My friend has started a small charity and is looking to arrange permanent health insurance/income protection insurance for the few employees (probably one or two only) that they may have in the future. Does anyone have any experience with this as an employer and can suggest which…
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