We're a friendly community of MoneySavers sharing our experiences and tips to help each other out
Budgeting, Banking, Cards and Loans, Credit Scores, Reclaim fees & charges
Making money, Debt-Free Diaries, Bankruptcy, IVAs & DROs
Consumer Rights, MoneySaving, Deals, Vouchers & Discounts, Freebies
Tax & Benefits, Jobs & Training, Pensions, Redundancy, Charities
Buying, Renting, Selling, Energy, Household Bills, Home Improvement
Insurance & Life Assurance, Disability, Weddings, Children, Death & Probate
Holidays, Days Out, Flight Delays, Parking Tickets, Public Transport
Competitions Time, Old Style MoneySaving, Techie Stuff, Crafting
Need help using the MSE Forum, or want to share feedback about how this website works?
Our shopping habits are constantly changing when it comes to how we get our groceries. Supermarkets are offering more online shopping and home deliveries, stores are increasing the use of self check-outs/scan and go and there isn't even an Eastenders omnibus window on Sunday afternoons to guarantee a quiet shopping window…
Entertainment! Entertainment everywhere! We're truly living in the miracle age of consuming content. From our telly faves, blockbuster movies and entire series available to stream on demand. But our smaller screens are also fighting for our attention, with constant pings and notifications from friends and from around the…
For some meal deal fans, it's the best time of the year! The usual offerings are being replaced with this year's selection of creative Christmas alternatives. Christmas dinner sandwiches, pulled pork wraps, brie and cranberry baguettes and sides of pigs in blankets in pastry. There's weird combinations and old favourites…
Hello A bit of a steer would be appreciated. I had (now now longer employed) a salary sacrifice work pension. Before leaving, I made a £12k lump sum payment into the scheme from my bank account. I also had my bonus paid into the scheme, direct. For my tax return, I understand I don't have to declare the pension…
Hi, I am looking to make a simple Will for just myself and looking at using Farewill to draw this up. Has anyone used them and can recommend them or had any issues with them? They state that for a £10 subscription per year you can make unlimited changes to your Will and if you opt out of this you would need to pay £100 per…
Hi, can someone confirm this for me please? I opened a LISA at the start of October, so I will get the 25% bonus in October 26. But is my 4k limit, and the 25% bonus, calculated by the tax year? So what I’m saying is can I put in the full 4k before April 26, and another 4k before October 26, and when the 12 months comes…
Hi I cannot find how to search the section so apologies if a post already exists. Thanks
A family member has died and he leaves 3 pensions. His children have been named as the beneficiaries in his will and by the pension trustees. He was separated from his wife for 2 and a half years and she was not financially dependant upon him. She works but also receives universal credit. The trustees of the pension have…
This is the place for questions around your rights as a consumer, including reclaims, faulty goods & more
It looks like you're new here. Sign in or register to get started.
Join other MoneySavers in taking part in one of the Forum's most popular challenges with the aim to save £667.95 by the end of 2025
How many days this month can you go without non-essential spending?
Big screens, little screens! Everything wants your attention and we're becoming expert multitaskers. So how often do you watch your TV screen at the same time as using a second screen (phone/tablet/computer)? Let us know your thoughts on TV and scrolling
Tesco is the latest – and last – major supermarket to open delivery slots to all customers, with bookings open from 6am today (Tuesday 11 November).
If you're flying with Ryanair from Wednesday 12 November, you'll no longer be able to use home-printed paper boarding passes. We explain what's changing and how this compares to other major airlines.
Free and available on iOS and Android
Tip Email