We're a friendly community of MoneySavers sharing our experiences and tips to help each other out
Budgeting, Banking, Cards and Loans, Credit Scores, Reclaim fees & charges
Making money, Debt-Free Diaries, Bankruptcy, IVAs & DROs
Consumer Rights, MoneySaving, Deals, Vouchers & Discounts, Freebies
Tax & Benefits, Jobs & Training, Pensions, Redundancy, Charities
Buying, Renting, Selling, Energy, Household Bills, Home Improvement
Insurance & Life Assurance, Disability, Weddings, Children, Death & Probate
Holidays, Days Out, Flight Delays, Parking Tickets, Public Transport
Competitions Time, Old Style MoneySaving, Techie Stuff, Crafting
Need help using the MSE Forum, or want to share feedback about how this website works?
For those of you who are chocolate lovers, this week's poll is seeking your votes on how you like your confectionary treat... or more specifically, what temperature? Does it taste better a little on the chilled side, or do you prefer a more melty experience with a room temperature choccie? Fridge or cupboard? Or is there…
Hi everyone We've just enabled a new 'Reaction'. You can now mark a post as 'Interesting': We’ve added this so you can mark a post as, well, interesting when ‘Thanks’ doesn’t seem quite right. By using a reaction, you’re helping the Forum Team and our systems surface the most useful threads and improve what you see across…
You've finally manage to find a date that works for everyone and even picked a venue for dinner. But, you've never been there before? Are you going to have a sneaky peek at their online menu, or do you just turn up on the night and take it from there?
My son and his girlfriend bought their first home together a few months ago. They ordered ultrafast broadband from Sky which they ideally need as she works from home. When Openreach came to install, the neighbour who parks on the road, refused to move his car and has continued to refuse to do so ever since - this also…
My wife’s sister died in 2013. Her will left half of a jointly owned house shared with her husband to my wife. I’m not aware of any valuation on the house at that time. Her widower remained living in the house until his death in 2022. His estate was left entirely to charity with my wife as executor. Shortly after his…
Hi all, I applied for PIP back in 2022 due to Dyspraxia. Sensory Processing Disorder, ADHD and severe anxiety and depression. I was awarded enhanced mobility due to not going out without my partner and the anxiety/depression - but I got nothing for my other conditions/daily living at all. I asked for a mandatory…
Is it possible to get a mrotguage whilst in a DMP? Debts are over y6 years old and not on credit file. If I decided to manage the creditors myself, and leave PayPlan Technically would no long be in a DMP, but still paying the low amount each month to keep court action away. But would any lenders ask about any debt…
My employer offers a BAYE and SAYE savings scheme and I can’t work out which is better for me. Buy As You Earn - buy shares before tax and NI contributions. If you hold onto your shares for at least 5 years you won’t need to pay Income Tax or National Insurance on the money you get back. May lose money if share price…
This is the place for questions around your rights as a consumer, including reclaims, faulty goods & more
It looks like you're new here. Sign in or register to get started.
Join other MoneySavers in taking part in one of the Forum's most popular challenges with the aim to save £667.95 by the end of 2025
How many days this month can you go without non-essential spending?
Does it taste better a little on the chilled side, or do you prefer a more melty experience with a room temperature choccie? Fridge or cupboard?
The State Pension is set to go up by 4.8% from April 2026 under what's known as the 'triple lock' guarantee – though the exact monetary increase you'll get depends on which version of the State Pension you receive.
Banks must offer people the tools they need to manage their money in safer ways – and this needs to be overseen by the Government.
Free and available on iOS and Android
Tip Email