We're a friendly community of MoneySavers sharing our experiences and tips to help each other out
Budgeting, Banking, Cards and Loans, Credit Scores, Reclaim fees & charges
Making money, Debt-Free Diaries, Bankruptcy, IVAs & DROs
Consumer Rights, MoneySaving, Deals, Vouchers & Discounts, Freebies
Tax & Benefits, Jobs & Training, Pensions, Redundancy, Charities
Buying, Renting, Selling, Energy, Household Bills, Home Improvement
Insurance & Life Assurance, Disability, Weddings, Children, Death & Probate
Holidays, Days Out, Flight Delays, Parking Tickets, Public Transport
Competitions Time, Old Style MoneySaving, Techie Stuff, Crafting
Need help using the MSE Forum, or want to share feedback about how this website works?
Entertainment! Entertainment everywhere! We're truly living in the miracle age of consuming content. From our telly faves, blockbuster movies and entire series available to stream on demand. But our smaller screens are also fighting for our attention, with constant pings and notifications from friends and from around the…
For some meal deal fans, it's the best time of the year! The usual offerings are being replaced with this year's selection of creative Christmas alternatives. Christmas dinner sandwiches, pulled pork wraps, brie and cranberry baguettes and sides of pigs in blankets in pastry. There's weird combinations and old favourites…
For those of you who are chocolate lovers, this week's poll is seeking your votes on how you like your confectionary treat... or more specifically, what temperature? Does it taste better a little on the chilled side, or do you prefer a more melty experience with a room temperature choccie? Fridge or cupboard? Or is there…
I’ve got a very complicated situation as I’ve discovered in the last year that I’m quite ill and the prognosis is not good. My pension arrangements had been to retire at 65. I’m 60 now but it’s almost certain I will have to retire now due to ill health. This is means a change to my plans. Obviously can’t get my state…
Hi forum, I have around £25k credit card debt, with excellent credit and payment history (no misses or defaults). However, it's unmanageable. I can only pay the minimum payments and am still using the credit cards for expenses. It's a vicious cycle. I am considering cancelling my direct debits and waiting for the defaults,…
Hi, Is this a reasonably simple thing to set up? I’m looking for long term lowish risk investment. I can’t actually find much about it on their website which doesn’t seem to bode well. Thanks in advance
Let's assume that I have a SIPP that can comfortably handle annual withdrawals of more than £70k - if I could ask that you just accept this assumption for now. Also assume my annual post tax income need is £50k. Finally, the SIPP is the only source of income but I have an ISA too. No state pension for another 12 years.…
Hello everyone. This is my first post. I closed my Sainsbury's Savings account in May. Received a Closing Statement from them on the 2nd of June. Today I received an activation pin from NatWest for online banking. No idea why I received this, because my account has been closed for nearly 6 months. Everyone else had similar…
This is the place for questions around your rights as a consumer, including reclaims, faulty goods & more
It looks like you're new here. Sign in or register to get started.
Join other MoneySavers in taking part in one of the Forum's most popular challenges with the aim to save £667.95 by the end of 2025
How many days this month can you go without non-essential spending?
Big screens, little screens! Everything wants your attention and we're becoming expert multitaskers. So how often do you watch your TV screen at the same time as using a second screen (phone/tablet/computer)? Let us know your thoughts on TV and scrolling
Millions of households in England, Scotland and Wales will soon receive a letter from the Government confirming their eligibility for the £150 Warm Home Discount. But sadly this inevitably means scammers will be taking advantage of it.
Up to 15.6 million O2 mobile customers are finding out their bills will rise by 40% more than they were told. The unexpected price hike does give you the right to leave penalty-free if you act quickly, and millions will likely be able to find cheaper deals elsewhere
Free and available on iOS and Android
Tip Email