We're a friendly community of MoneySavers sharing our experiences and tips to help each other out
Budgeting, Banking, Cards and Loans, Credit Scores, Reclaim fees & charges
Making money, Debt-Free Diaries, Bankruptcy, IVAs & DROs
Consumer Rights, MoneySaving, Deals, Vouchers & Discounts, Freebies
Tax & Benefits, Jobs & Training, Pensions, Redundancy, Charities
Buying, Renting, Selling, Energy, Household Bills, Home Improvement
Insurance & Life Assurance, Disability, Weddings, Children, Death & Probate
Holidays, Days Out, Flight Delays, Parking Tickets, Public Transport
Competitions Time, Old Style MoneySaving, Techie Stuff, Crafting
Need help using the MSE Forum, or want to share feedback about how this website works?
Our shopping habits are constantly changing when it comes to how we get our groceries. Supermarkets are offering more online shopping and home deliveries, stores are increasing the use of self check-outs/scan and go and there isn't even an Eastenders omnibus window on Sunday afternoons to guarantee a quiet shopping window…
Entertainment! Entertainment everywhere! We're truly living in the miracle age of consuming content. From our telly faves, blockbuster movies and entire series available to stream on demand. But our smaller screens are also fighting for our attention, with constant pings and notifications from friends and from around the…
For some meal deal fans, it's the best time of the year! The usual offerings are being replaced with this year's selection of creative Christmas alternatives. Christmas dinner sandwiches, pulled pork wraps, brie and cranberry baguettes and sides of pigs in blankets in pastry. There's weird combinations and old favourites…
Hello MFWs I'm de-lurking after living vicariously through you all for a very long time. I've exchanged on my first house today! So now I'm a MFW too. My context: I'm a divorced, single mum (1DS). We'll be moving into a little 2-bed house with our moggy. I've taken out a 95% repayment mortgage over 27 years, which takes me…
My wife and I run a small business together and are registered as a partnership for tax purposes. Profit from the business is our only source of income and the share of profits is split 50/50. For the purpose of this post, let’s assume profit for the last tax year was £50,000 in total. We’ve completed a partnership return…
I applied for a £25k loan to buy a car as it was cheaper than the finance from the car dealership (loan rate 6.2% Tesco). They text to say it had been accepted but the rate on the letter than has come through is 8.7%. The letter says they will do some final checks once they get back the paperwork. Do I risk applying for…
Hi everyone, my wife and I (59 and 61 respectively) are both civil servants looking to take early retirement next May, but now I’m starting to get worried about they delays being caused by the MyCSP strikes and the proposed transfer to Capita. We’ll have another 5 years to wait before my State Pension kicks in, and we have…
Hello Forum, I was recently issued a parking ticket by UKPC for leaving the shopping area where the car park is situated. I have read through the newbies forum and the successful appeal cases, however most of them seem to be for relatively minor offences, e.g overstating by a few minutes or briefly leaving the car park…
This is the place for questions around your rights as a consumer, including reclaims, faulty goods & more
It looks like you're new here. Sign in or register to get started.
Join other MoneySavers in taking part in one of the Forum's most popular challenges with the aim to save £667.95 by the end of 2025
How many days this month can you go without non-essential spending?
Big screens, little screens! Everything wants your attention and we're becoming expert multitaskers. So how often do you watch your TV screen at the same time as using a second screen (phone/tablet/computer)? Let us know your thoughts on TV and scrolling
Tomato Energy has gone under. If you're one of its 15,000 household customers, your supply won't be affected and any credit balance you had with the firm will be protected – but you should take meter readings now. Here's what you need to know.
The Bank of England has held the base rate at 4%. We explain why, the latest predictions for when it might change, plus what it means for your mortgage and savings.
Free and available on iOS and Android
Tip Email