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September is often a time for new starts and this week Forumites have been preparing for the next phase of educational and professional life, discussing name tapes for school uniforms, options for commuting to work and generally getting a better handle on personal finances. Read on for more about all that and the rest of…
This week Forumites have been giving thought to what happens when it's time to retire. MoneySavers have been talking about how it felt once they'd made their retirement date official, whilst another MSE Forum user is looking for tips on putting their affairs in order for a smooth transition.…
Out-of-date subscriptions, free trials that you forgot to cancel, unused gym memberships…these sorts of payments can be silently taking chunks out of your bank balance if you're not careful. Staying on top of them is a good way to keep your finances in check (and protect yourself from scams), but remembering to find the…
I have managed to settle all of my accounts over the last 6 months through negotiation even a mainstream original lender with the exception of one debt with Link Financial. Despite numerous offers they have countered with a figure which only represents minimal discount way off what my other creditors settled on. When I…
I’m 42, single, earning £55k and doing the usual MSE things: maxing matching pension contributions (and on-track to be comfortable) and regularly investing into an S&S ISA. I have a £50k interest-only mortgage fixed at 1.6% until November 2026. I’ve also saved £50k in Cash ISAs with the intention of repaying it. I’m now…
Been trying to sign up for Vodaphone broadband using the link on this website with free voucher. All goes well until you get to confirm, then Vodaphone says there's a problem and need to phone. when you call them they can't offer the deal with the voucher. Tried across 6 browsers and two device, exactly the same on all.…
Ok so I know it's just opinions but wonder if there's another option. I live on the moors and at the moment don't travel far but a breakdown is far from garages that do recovery. I've been with the AA for ages because of the pandemic and then disability though I am up and walking normally again now. Reliable car as far as…
See https://www.cornwall-insight.com/press-releases/energy-bills-forecast-to-hit-three-year-high/ ofgem regional average july dd rates vs CI oct predictions in above, not good news for those on gas. 26.11 p/kWh SR electric to 26.57p - a rise of 2.2% 7.33p/kWh Gas to 7.90p - a rise of 7.8% The difference - the 5% vat cut ??
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This means a change for those with substantial savings across M&S Bank and HSBC UK and/or First Direct. Here's what the transfer means for your savings, credit cards and more.
The Government has confirmed it has increased the maximum amount of support available to those affected via a loan from £10,000 to £20,000, but only for exceptional cases.
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