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Hi everyone, We love hearing your MoneySaving success stories! Whether it's down to the Forum, the main MSE site or the Money Tips email, it's always great to read about how you've been able to use MSE's news articles, guides, tools or online community to help save money or reclaim it. So let us know below if something…
New Year’s Eve is around the corner, and for many of us, it’s the big question: how will you be ringing in 2026? Whether you’re planning a night out on the town, hosting a cosy gathering, or keeping things low-key, everyone has their own way of celebrating. Some people love the buzz of fireworks and parties, while others…
With the festive season in full swing, many of us are feeling the pinch of rising costs – but others might be finding ways to cut back or keep things steady. From gifts and food to travel and decorations, Christmas can quickly add up. We’d love to know how you think your spending for this Christmas compares to last year.…
Hi Im currently doing some improvement to my rental (small extension, re-laying out the top floor etc). I might sell the house in 3 years or so. Am I right in thinking that I could use my builder's invoices to reduce any CGT that may be owed? Also, Ive had builders in to fix some render and guttering. On their invoice…
Hi. I am currently 37 (So is my partner). Always been financially savvy and earn very good money - Occupation - (Projects Engineer/Manager - O&G Pipelines). We live in our forever home and have two children, (Daughter 9.5y & Son 2y). Lived here since March 2014, over the years paid around £15,000 in overpayments. Our…
Hi all! I'm a teacher and my current salary puts me on the standard income tax rate currently. If all goes well this year, I'll be getting a pay rise so I'll be earning just below the higher income tax rate, by £50 or so. This means I'll be able to earn £1000 of interest tax free, which I've already planned out with my…
My etf portfolio has got pretty unbalanced as I've not been keeping an eye on it this year. I will need to rebalance soon. I am also thinking of taking the opprtunity to potentially do a bit of tidying up, particularly the bond part. I currently hold these bond etfs with these corresponding target allocations (which have…
Hi there. My partner will be paid around £9.5k in interest this tax year. She receives no other income, does not work and does not claim any state benefits or pension. Does she need to complete a self-assessment tax return for 2025-26? My understanding is that if total interest is under £10k then you don’t complete a…
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Join in for tips and advice on keeping costs down with Christmas around the corner!
Some people love the buzz of fireworks and parties, while others prefer a quiet night in with a good film or an early bedtime. And of course, there are those who haven’t made any plans yet..! How will you be seeing in 2026?
Many mortgage lenders are cutting tracker and variable rates for existing customers as the dust settles on the Bank of England's decision to cut the base rate from 4% to 3.75% just days ago. If you're on one of these types of mortgages, here's what's happening to your rate.
Octopus Energy customers on fixed tariffs WILL see the proposed '£150 energy saving' announced in the Autumn Budget passed on to their bills, the provider has announced. Martin Lewis has been lobbying the Government in recent weeks to ensure the savings aren't just applied to those on standard variable tariffs, but to all fixes too.
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