We're a friendly community of MoneySavers sharing our experiences and tips to help each other out
Budgeting, Banking, Cards and Loans, Credit Scores, Reclaim fees & charges
Making money, Debt-Free Diaries, Bankruptcy, IVAs & DROs
Consumer Rights, MoneySaving, Deals, Vouchers & Discounts, Freebies
Tax & Benefits, Jobs & Training, Pensions, Redundancy, Charities
Buying, Renting, Selling, Energy, Household Bills, Home Improvement
Insurance & Life Assurance, Disability, Weddings, Children, Death & Probate
Holidays, Days Out, Flight Delays, Parking Tickets, Public Transport
Competitions Time, Old Style MoneySaving, Techie Stuff, Crafting
Need help using the MSE Forum, or want to share feedback about how this website works?
Hi everyone, We love hearing your MoneySaving success stories! Whether it's down to the Forum, the main MSE site or the Money Tips email, it's always great to read about how you've been able to use MSE's news articles, guides, tools or online community to help save money or reclaim it. So let us know below if something…
New Year’s Eve is around the corner, and for many of us, it’s the big question: how will you be ringing in 2026? Whether you’re planning a night out on the town, hosting a cosy gathering, or keeping things low-key, everyone has their own way of celebrating. Some people love the buzz of fireworks and parties, while others…
With the festive season in full swing, many of us are feeling the pinch of rising costs – but others might be finding ways to cut back or keep things steady. From gifts and food to travel and decorations, Christmas can quickly add up. We’d love to know how you think your spending for this Christmas compares to last year.…
Could you please give me advice how to claim for repair or replacement and not be charged because it is still under warranty.Bought online 21 November 2024. I paid £104John Lewis is refusing to give free repair or replacement for Sony (WH-ULT900N) Headphones still covered by 1 year manufacturer warranty. Customer service…
I have a small company and am sole director and sole owner. It was incorporated in 2003. It is only relatively recently that I started taking advantage of the company director's pension option or paying significantly into my SIPP by that means. It was already a fairly healthy size a few years ago. I have read quite a bit…
Hi All, I earn approximately 25k Gross per year in my day job. I have sold shares in this tax year making a profit of approximately £50k. I know I have the 3k allowance. My question is would the profit on the 47k be taxed at 18% (basic rate income tax) or would it be added to my salary of £25k and mean it would be taxed at…
My lovely 21yr old son has been diagnosed with an inoperable brain tumour. Next step is a biopsy but we *think* it’s benign but has caused a seizure and we’re waiting for hospital appointments to start in the new year followed by chemotherapy. Obviously a total shock but having had discussions we want to plan for the worst…
Happy New Year! I thought we need a new Thread to discuss this - because not everyone uses Facebook. Has anyone else heard anything?
This is the place for questions around your rights as a consumer, including reclaims, faulty goods & more
It looks like you're new here. Sign in or register to get started.
How much did you manage to save in 2025? Let us know before the '26 challenge begins!
Join in for tips and advice on keeping costs down as the new year begins
We don't want to just find out what the best Celebrations chocolate is, we want the definitive order from best to worst. Can anything top the Malteser? Is a Milky Way better than a Mars? And is a Snickers really worse than a Bounty? Let us know in this year's Christmas poll.
Many mortgage lenders are cutting tracker and variable rates for existing customers as the dust settles on the Bank of England's decision to cut the base rate from 4% to 3.75% just days ago. If you're on one of these types of mortgages, here's what's happening to your rate.
Octopus Energy customers on fixed tariffs WILL see the proposed '£150 energy saving' announced in the Autumn Budget passed on to their bills, the provider has announced. Martin Lewis has been lobbying the Government in recent weeks to ensure the savings aren't just applied to those on standard variable tariffs, but to all fixes too.
Free and available on iOS and Android
Tip Email
