3-6 Month Emergency Fund Challenge!!

DreamerHelen · 24 January 2016 at 12:58AM

Evening All....

Well I'm doing an all-nighter at Work....kind of wishing I hadn't agreed to it but it's got to be done so I might as well just suck it up and get on with it

Nothing to Report moneywise, January was always going to be a difficult Month with regards to money....But I'll get there...We ALL will

carbootcrazy - I'm so so so so pleased that you're staying with us...and what a wonderful Friend to remember what you had given her and deciding to pay you back...I'm so thrilled for you!! I've Updated the First Page hun xXx

Dobbibill - Thank You for your lovely encouraging words...You're always so lovely!! xXx

[Deleted User] - I've Updated the First Page....You're doing a MARVELLOUS Job on your EF!! xXx

patman99 - I'm so sorry to hear that your Mum is in Hospital....I hope she is doing better now.....I've Updated your Total on the First Page...Did you want to set a Target? xXx

lexbubbles · 24 January 2016 at 2:16AM

Hi all

Sorry I've not been on this thread in a while. Still plugging along at the fund with the 52 week '50p saving challenge' (up to £5.50 now as transferred yesterday) but also yesterday marked the start of my £45-a-week internal direct debit so all in all I'm now at

£1,338.27 / 4,600

[Deleted User] · 24 January 2016 at 2:57AM

You're up late, lexbubbles, as am I:rotfl:

Had a brilliant book that I just couldn't put down until I'd finished it. I know you love gaming but give me a good book anytime:j. Keeping my eyes open is a struggle now though, been up since 5.30 yesterday morning to get myself organised for the tabletop sale.

You're doing brilliantly well with this challenge:T. Good luck with your other ones too:beer:

Bed calls. Night night.

DreamerHelen · 24 January 2016 at 9:35AM

Morning People

lexbubbles - I'll update the First page in a second...You're doing AWESOME!! xXx

carbootcrazy - Thank you for always being encouraging and supportive....You're a diamond!! xXx

ani*fan · 25 January 2016 at 4:15AM

Hi there DreamerHelen and everyone :wave:

That's another fiver in my EF bringing the total to £35.29. :j

Keep going everyone, we're doing it!

AFx

DreamerHelen · 25 January 2016 at 7:30AM

Morning Campers

Well it was a lovely Birthday few Days....I went out with a Friend for Lunch on Thursday...then to a Central London Restaurant on Friday Night....then out to a Restaurant with my Family last Night....so I'm feeling very grateful and happy....

Monday's always make me feel positive....It feels like there is another chance to make new Dreams and there are always new Possibilities with a new Week!!

ani*fan - I've Updated the First Page....Keep it going...You're doing AWESOME!! xXx

Keep it going everyone....We WILL all get there xXx

[Deleted User] · 25 January 2016 at 8:41AM

I'm so pleased you had such a lovely time on and around your birthday, Helen. Shows what a special person you are when so many family members and friends want to make it so fabulous for you:A

I know what you mean about Mondays too:T. I've never felt that sinking feeling of 'oh no, it's Monday' after a weekend off.

It's a bit like the positive feeling at the very start of a new year with a shiny new diary to start on;). I can't believe that we will soon be into February though, it doesn't seem five minutes since I was transferring all my memorable dates and info into my new diary:eek:

Have a great week everyone:beer:

stoplurking · 25 January 2016 at 8:55AM

Hello fellow challengers.

I have been keeping up with your progress so well done everyone. Helen, I'm glad you had a lovely birthday and I'm going to try taking your and CBC's positive attitude to Mondays on board and try it myself.

Good luck for the month ahead, this is a great challenge and even though I'm only getting started, it is started. I am helping a relative out with a loan payment every month and I think it finishes this year. It's about 5% of my EF every month so once it's done I hope to put that in my fund every month instead.

Thanks for doing the updates, Helen.

Pay day today so EF now stands at 280/4000

crimson.addict · 25 January 2016 at 2:44PM

carbootcrazy wrote: »

What a lovely car, crimson.addict:j

Sorry about length of this post:o. I've decided to put the £300 in my EF for this challenge which is purely my savings for a new-to-me car when the time comes. It will not be plundered for anything else, that's what the £1000 EF is for.

Thank you

I picked it up Friday and am already in love. I already hate the colour though. It's filthy already hahahaha.

That money must have meant an awful lot to your friend for her to remember it after all these years. I really hope this will be the beginning of getting back in touch with each other and becoming close again.

Good luck saving for the car

I'm so happy with mine and it's also slightly MSE buying second hand. My cars not even 3 years old and i've just bought it for half the price the first guy did!! I found his invoices

[Deleted User] · 25 January 2016 at 8:39PM

crimson.addict wrote: »

Thank you I picked it up Friday and am already in love. I already hate the colour though. It's filthy already hahahaha.

Good luck saving for the car I'm so happy with mine and it's also slightly MSE buying second hand. My cars not even 3 years old and i've just bought it for half the price the first guy did!! I found his invoices

About the only sensible financial decision I made in my life:o was to never buy a brand new car straight out of the showroom. Even in the days when I was working and earning a very good salary I never succumbed. I used to go for demonstrators and that sort of thing, hardly any mileage on the clock and a huge saving on new.

Nowadays a demonstrator will be way beyond my budget and even if it was owned by someone previously I could never manage anything as new as yours is:(. There are often little-used older car bargains to be had though:j

3-6 Month Emergency Fund Challenge!!

Comments

Categories

Get our FREE Weekly email full of deals & guides - and it’s spam-free