loancheck/solicitors claiming ppi

lesley65 · 24 October 2009 at 3:27PM

hi
wondered if anyone culd give me any advice, i started trying to reclaim ppi on 5 loans i had taken out with a single ppi attached, when i was getting no where fast i was advised to go through loancheck, which i did and they sent out a gntleman that acted on their behalf to help me fill in all the paperwork, this was then passed onto a solicitoe back in may 2008. i was told bby this solicitor that he would write to me every 28 days with a report of what was happening with my claims, which he did do to start off with but since february of this year i can't get hold of him, i have made several phone calls and he is never in the office, sent lots of e mails and letters but never get a response. i even contacted loancheck and was told that a manager would call me back to discuss this matter but no one ever called. i'm at a complete loss as to what to do now as i was told by the solicitor originally i had a good case but when i last spoke to him he told me that a barrister would have to be used and now it wasn't looking that good. any advice would be much appreciated.
thanks inn advance

di3004 · 24 October 2009 at 3:49PM

lesley65 wrote: »

hi
wondered if anyone culd give me any advice, i started trying to reclaim ppi on 5 loans i had taken out with a single ppi attached, when i was getting no where fast i was advised to go through loancheck, which i did and they sent out a gntleman that acted on their behalf to help me fill in all the paperwork, this was then passed onto a solicitoe back in may 2008. i was told bby this solicitor that he would write to me every 28 days with a report of what was happening with my claims, which he did do to start off with but since february of this year i can't get hold of him, i have made several phone calls and he is never in the office, sent lots of e mails and letters but never get a response. i even contacted loancheck and was told that a manager would call me back to discuss this matter but no one ever called. i'm at a complete loss as to what to do now as i was told by the solicitor originally i had a good case but when i last spoke to him he told me that a barrister would have to be used and now it wasn't looking that good. any advice would be much appreciated.
thanks inn advance

Hi there

I would then ask to withdraw, tell them you don't want this going any further, they "should not" charge you anything if you not been successful anyway, do make sure on this, if this was the case then I would refuse and tell them it did not end up going anywhere so you feel its only right to withdraw and request for all your documents back.

Then I would contact the Financial ombudsman service (FOS) to ask if they are able to help you, as some they have even had resubmitted on the ones they did originally refuse to deal with.
http://www.financial-ombudsman.org.uk/contact/index.html
The FOS may write to the banks on your behalf if you ask them to and give details of your reclaim.;)

I did not get charged when I asked for my paperwork back, mine did not go any further with them and trying again with the FOS. X

lesley65 · 24 October 2009 at 4:06PM

hi Di

thanks for coming back to me so quickly, i have already had these turned down with the fos, i originally got these loans through Ocean Finance but loancheck and the solicitor both said that i had to pursue the lenders not the brokers. i have just heard that loancheck have gone bust. i have had a look at my paperwork which i signed when loancheck first appointed the solicitor and it states on there that if i pull out i will get charged for the work carried out so far. i feel very confused and frustrated as to what to do next but will try and contact the solicitor again to see what he says although i don't hold out much hope.

thanks again x

di3004 · 24 October 2009 at 4:11PM

lesley65 wrote: »

hi Di

thanks for coming back to me so quickly, i have already had these turned down with the fos, i originally got these loans through Ocean Finance but loancheck and the solicitor both said that i had to pursue the lenders not the brokers. i have just heard that loancheck have gone bust. i have had a look at my paperwork which i signed when loancheck first appointed the solicitor and it states on there that if i pull out i will get charged for the work carried out so far. i feel very confused and frustrated as to what to do next but will try and contact the solicitor again to see what he says although i don't hold out much hope.

thanks again x

Hi hun

Your welcome.;)

Mine was also with the FOS before and was turned away, but some have resubmitted and the FOS are trying to look at other direction of how to get these resolved, maybe through the insurer themselves (underwriter).

I still think it will be worth a phone call to the FOS, there are some posts on the threads about many who have resubmitted, who were previously turned down.

I don't understand why you should pay out for something if there were no success, was this on a no win no fee basis?

marshallka · 24 October 2009 at 4:59PM

lesley65 wrote: »

hi Di

thanks for coming back to me so quickly, i have already had these turned down with the fos, i originally got these loans through Ocean Finance but loancheck and the solicitor both said that i had to pursue the lenders not the brokers. i have just heard that loancheck have gone bust. i have had a look at my paperwork which i signed when loancheck first appointed the solicitor and it states on there that if i pull out i will get charged for the work carried out so far. i feel very confused and frustrated as to what to do next but will try and contact the solicitor again to see what he says although i don't hold out much hope.

thanks again x

Can I ask if it was this site that put you in touch with Loancheck and their solicitors by any chance???

Just looked back on your posts and it was Peter that you said helped you. Have you tried to contact him again Lesley??

pinknico · 24 October 2009 at 5:12PM

Have you tried loancheck on their new number Lesley? 01743 453175.

marshallka · 24 October 2009 at 5:20PM

pinknico wrote: »

Have you tried loancheck on their new number Lesley? 01743 453175.

Its still a long time though Pinknico being since May 08 that Lesley signed papers and the papers stated that if she pulled out she would get charged for any work done. Surely these solicitors would have got back to her before now and it must be very frustrating that Lesley has now signed and cannot go to FOS without threat of being charged for any work done so far. Also don't loancheck have lots of divisions too?

Just found this on complaints about loancheck
http://www.yourloancheck.com/complaints.html

NOTICE NONE OF THE LINKS WORK AT THE SIDE EITHER or THE TOP?????

marshallka · 24 October 2009 at 5:49PM

Just found this on companies house

Name & Registered Office:
LOANCHECK LIMITED
THE OLD HALL, HUSBANDS BOSWORTH
LUTTERWOTH
LEICESTERSHIRE
LE17 6LZ
Company No. 04217665

Status: Dissolved 07/05/2008

Is this the right one Lesley?
There are lots and most dissolved or in liquidation. You need to give us the company number to be certain.

marshallka · 24 October 2009 at 5:57PM

pinknico wrote: »

Have you tried loancheck on their new number Lesley? 01743 453175.

Is this the new company Pinknico as that phone number is to yourloancheck and not loancheck. Did they dissolve and then open up again under a new name?? On companies house it says that this name was trading in 2008 but changed name from the Loan check foundation ltd to yourloancheck.com limited in september, 2009 but is this the same firm that the op is on about?? Its very confusing. I think they are different companies to the one that Lesley is asking about? ALso on the MOJ it says under Loancheck foundation it was authorised since 3rd August, 2009 so must be different companies.

pinknico · 24 October 2009 at 6:43PM

Loancheck is now yourloancheck.

marshallka · 24 October 2009 at 9:18PM

pinknico wrote: »

Loancheck is now yourloancheck.

Wouldn't you think they would inform their customers?. I wonder why they dissolved and then opened up again under a similar name. It makes you wonder when we are going on about lenders doing this all the time.

loancheck/solicitors claiming ppi

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