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Halifax reward account online now, and the old accounts....

1568101194

Comments

  • PROLIANT wrote: »
    hmm, tempting but unless I can verify that I aint gonna get itchytriggerfinger going. :D

    God I sound like a sells person:D, as I said from my experience as long as you don't request a overdraft don't think they will do a credit check. Call them.
  • maxsquared wrote: »
    If you are existing customer and don't apply for overdraft don't think they will search for credit agency, think they uses internal score, I probably have the worst credit record as well as I am not on electrol roll and I got one instantly.
    What do you mean with "instantly"?
    I'm also an existing customer and I have just applied for one reward account. Although at the end of the application process I was told the new bank account number the following message appears
    2h7ibts.png
    saying that my application still needs to be approved.

    So I cannot access the new account yet.

    Do you already have access to your new account?
  • masonic
    masonic Posts: 28,516 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Perhaps I've just been conditioned to expect stricter funding requirements, but I take it there's a general feeling that transfers from one of your Reward accounts to another would count towards the £1000 credit requirement?
  • KTF
    KTF Posts: 4,855 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I already have a mortgage and regular saver with the Halifax and opened one of these accounts within minutes. Might as well add another bank account to the collection :)

    Tempted to open another 2 as well if its this easy and they dont credit check you :)
  • masonic
    masonic Posts: 28,516 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    LemonTree wrote: »
    What do you mean with "instantly"?
    I'm also an existing customer and I have just applied for one reward account. Although at the end of the application process I was told the new bank account number the following message appears saying that my application still needs to be approved.
    I applied for my first one this morning and got accepted instantly. I applied for my second about an hour ago and got the same message. Perhaps something has gone offline? :confused:
  • Kavanne
    Kavanne Posts: 5,093 Forumite
    LemonTree wrote: »
    What do you mean with "instantly"?
    I'm also an existing customer and I have just applied for one reward account. Although at the end of the application process I was told the new bank account number the following message appears
    2h7ibts.png
    saying that my application still needs to be approved.

    So I cannot access the new account yet.

    Do you already have access to your new account?
    I got this message too. Don't panic too much, Lemon. If you are really worried, call them/get them to call you in the morn.
    Kavanne
    Nuns! Nuns! Reverse!

    'I do my job, do you do yours?'

  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    masonic wrote: »
    I applied for my first one this morning and got accepted instantly. I applied for my second about an hour ago and got the same message. Perhaps something has gone offline? :confused:
    I seem to remember the CRA's take their updates on a Sunday (evening and overnight?). Maybe the search facility is disabled whilst this is going on?
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    masonic wrote: »
    Perhaps I've just been conditioned to expect stricter funding requirements, but I take it there's a general feeling that transfers from one of your Reward accounts to another would count towards the £1000 credit requirement?
    My fear would be that they wouldn't count, especially since they let you have 3 (that's 6 per couple!).

    Then again, maybe they're a bit 'slow'? Remember when the Skipton 7.25% (or thereabouts) special saver was launched? Some people on here opened so many (one person bagged 14 from memory?) that Skipton subsequently limited the account to 3 per customer.

    At the end of the day though, there's no need to move money around within Halifax now that a great many accounts offer FPs. Probably best to leave it in overnight though (just to 'register') before shipping it back out again.
  • rb10
    rb10 Posts: 6,334 Forumite
    masonic wrote: »
    Perhaps I've just been conditioned to expect stricter funding requirements, but I take it there's a general feeling that transfers from one of your Reward accounts to another would count towards the £1000 credit requirement?

    I would expect so, because as far as I am aware this is the way it worked with the HICA.

    Edit: See http://forums.moneysavingexpert.com/showpost.html?p=16102003&postcount=99 , Mikeyorks' mother clearly does it this way with her HICA successfully.
  • 456789
    456789 Posts: 2,305 Forumite
    1,000 Posts Combo Breaker
    (one person bagged 14 from memory?)
    awesome!! :T:j:money::rotfl:
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