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  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    well hello guess what happened with my credit application
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    well guess what never in doubt & tfd i will be getting rid of my vanquis card,thankyou very much indeed.
    i actually did not apply to anyone of them 3 cards i posted ear;ier,so fair enough bets off,i am still in shock this company do check equifax ,i then got accepted for the john lewis cc not sure what my apr will be,but bet it will be better than what i am getting.
    been trying to check threads but no one seems to talk about them.
    not sure what the card will be like,but did say my equifax was alot better than my experian.now going to try set up a thread...
  • f10101
    f10101 Posts: 29 Forumite
    edited 22 March 2010 at 12:42PM
    HSBC can be fairly generous if you are careful with your account conduct

    I opened a basic account with them with 2 defaults and a CCJ, upgraded to a solo card after 3 months, credit card after 7 and cg card, second account after a year and 3 limit increases on cc over the last 27 months

    Tried to tick all the boxes by paying in salary, bills by dd and regular savings which helped i imagine
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    edited 21 March 2010 at 9:09PM
    once again has anyone had any dealings with stroud&swindon cause they search equifax.
    by the way nid i take it you and aron dont get on
  • izools
    izools Posts: 7,513 Forumite
    1,000 Posts Combo Breaker
    How many times has he been thanked, and how many times have you been thanked?

    Subterfuge and facades aside, the fact remains that the community find him to be an excellent contributor, and you, well, not so much ;)

    And that's not my opinion. I don't have one on the matter. I'm just looking at cold hard black and white facts.
    Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    Think there are proberly alot of people on here talking porkies,the reason is they can!!
  • nickyhutch
    nickyhutch Posts: 7,596 Forumite
    My OH has just had a limit increase from 500 to 1000 in his second statement. Has anyone else had one so soon?
    ******** Never be a spectator of unfairness or stupidity *******
    "Always be calm and polite, and have the materials to make a bomb"
  • I got limit increase from £250 to £500 after statement 2 and now onto £1000 after statement 6.
  • nickyhutch
    nickyhutch Posts: 7,596 Forumite
    Thanks almost there. Hmmm.... may be on for a whopping 2K on this one eventually!
    ******** Never be a spectator of unfairness or stupidity *******
    "Always be calm and polite, and have the materials to make a bomb"
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    i think with a vanquis cc they only except people with a bad credit rating,my mate had laugh with them once knowing he can have any credit card without fail,applied to vanquis got turned down,the reason is he will not make them any money we believe.
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