I WILL get there!!

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  • Tinkerbelle2000
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    Exciting times Kirsty. You can always hide boxes in a spare room so the living room looks nice and Christmassy.

    Sounds like you have a lovely weekend ahead of you. I must send you those hats now it's been payday and I'm not saving every penny for London lol. Your Christmas sounds like it's going to be great as well. I miss having a large family christmas, we have the grinch with us instead who everyone has to mollycoddle. Cracks me up.

    Have lots of baby cuddles this weekend and take care.

    Tink xx
    As of 31st December 2018 Total Debt = £15837.59
    DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
    DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
    DEBT 9 - £2964.25 DEBT 10 - £4349.39
  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
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    Well I had a lovely time last night and stayed within budget - came home with £9 that I hadn't spent so will be putting that in the sealed tin :)

    Took my mom, sister and niece down to have a look at the outside of the house as well. Mom got quite emotional and kept saying how proud she was of us to be achieving what we have whilst paying my debts off. Niece was not as emotional and just screamed until they started driving again which soon sent her to sleep :rotfl:

    Am having my hair done tomorrow and have decided to go dark again for a change. Hopefully I don't hate it and pine for blond again after a week like I usually do :o
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
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    You have done very well, and it's nice to have that said out loud by someone you love. Glad your having a nice weekend.
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
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    Thanks Bob sometimes I think it's helpful to think about how far we've all come rather than focusing on wishing time away to be DF (which I know I do a lot)

    I've been a bit quiet on the diary front as I've just been getting so stressed with solicitors - everytime I think we have answered the last query from the buyers solicitor they send another (usually the same as the one we have just answered, which they then take 2-3 days to admit!) but I think we are almost there now.

    I am actually letting myself get a bit excited now - I've even put a few things on watch on ebay (a christmas wreath in particular :D as we couldn't have one at our current house - the way the door opens and closes is a pain) and put our beloved table and chairs on ebay ready to buy a smaller set to fit in new dining room.

    Sister did my hair and has done a lovely plum colour, cut and thinned it and I've even got a fringe! For the first time since I was 7 :o and it is taking a LOT of getting used to. I keep walking past mirrors and being confused about what/who I see :rotfl:

    My tummy is not playing ball either. I was hoping for some miracle shift back to a regular cycle and with no pain....in my dreams!
    The pain has actually been nowhere near as bad as I'm used to which makes me wonder if the coil was positioned incorrectly or something similar. Cycle is not happening. It's early days but I was hoping to be a miracle case where all issues were solved as soon as my coil came out... definitely dreaming there.

    Plodding along with small PADs and normal DD payments too so debt is reducing, just VERY slowly. I am toying with paying only minimums for a few months and building savings up a bit. It's so difficult when I think I've got a bit addicted to the figures going down but all debt is 0% so it won't cost me anything to save instead of pay off for a while...I will still have everything paid off well within 0% periods....some thinking to do and some discussions with OH to be had.
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • kirtsypoos
    kirtsypoos Posts: 3,824 Forumite
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    Have just had a phone call to confirm all is good to exchange from our buyer and us so we should be exchanging sometime this afternoon :j:j:j
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • System
    System Posts: 178,102 Community Admin
    Photogenic Name Dropper First Post
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    kirtsypoos wrote: »
    Have just had a phone call to confirm all is good to exchange from our buyer and us so we should be exchanging sometime this afternoon :j:j:j

    Wooooooop!!! :T:T:T

    Fab news hun :beer:
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    kirtsypoos wrote: »
    Have just had a phone call to confirm all is good to exchange from our buyer and us so we should be exchanging sometime this afternoon :j:j:j


    That's fab new shiny Hunni how exciting xx :beer:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
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    Kirsty How wonderful! Merry Christmas hey!
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Kitten868
    Kitten868 Posts: 1,785 Forumite
    First Anniversary First Post
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    Any news yet? Very jealous. Wishing i bought a new house xxx
    Loan 1 £5200/£8000
    Loan 2 £300/£5800
    Total £5500/£13800
  • Tinkerbelle2000
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    Brilliant news Kirsty. I'm so pleased and excited for you.

    Tink xx
    As of 31st December 2018 Total Debt = £15837.59
    DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
    DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
    DEBT 9 - £2964.25 DEBT 10 - £4349.39
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