Free M&S current account - £100 in M&S vouchers if you switch

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  • Mr_Goodkat
    Mr_Goodkat Posts: 432 Forumite
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    Think it will be goodbye Coop and hello M&S for me then.


    Will pocket the voucher and then use the account to switch elsewhere when another incentive crops up.


    The account / services have little appeal to me outside of the voucher. I can almost taste the case of red wine that this voucher will fund
  • DesG
    DesG Posts: 1,288 Forumite
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    Welcome to 2004:

    Thank you for your application for an M&S Current Account. We are processing your application and will respond to you by email within 48 hours.
  • oldfella
    oldfella Posts: 1,534 Forumite
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    well I think that clause is a risk

    It has a first clause which seems to apply to any bank

    is followed by OR

    then the M&S related bits.

    I reckon that clause could limit it to first time switchers only. Whether they actually know that is something else.
  • Mr_Goodkat
    Mr_Goodkat Posts: 432 Forumite
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    oldfella wrote: »
    well I think that clause is a risk

    It has a first clause which seems to apply to any bank

    is followed by OR

    then the M&S related bits.

    I reckon that clause could limit it to first time switchers only. Whether they actually know that is something else.


    No risk at all.


    The clause is very clear that it is only if you have used with switching service to switch to M&S previously.
  • Mr_Goodkat
    Mr_Goodkat Posts: 432 Forumite
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    DesG wrote: »
    Welcome to 2004:

    Thank you for your application for an M&S Current Account. We are processing your application and will respond to you by email within 48 hours.




    Obviously you did not meet the criteria for automated acceptance and the application needs to be reviewed.


    In 2054 they will still need to handle account applications in this way and I see no problem with it.
  • anotheruser
    anotheruser Posts: 3,485 Forumite
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    Is there a minimum term for the account?
    I could use a spare account to switch to this, then the next month Co-op, then FD after that to get the £300.
  • DesG
    DesG Posts: 1,288 Forumite
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    Mr_Goodkat wrote: »
    Obviously you did not meet the criteria for automated acceptance and the application needs to be reviewed.

    Make statements without fact much? Just because you think something doesn't make it a reality :)
  • Mr_Goodkat
    Mr_Goodkat Posts: 432 Forumite
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    DesG wrote: »
    Make statements without fact much? Just because you think something doesn't make it a reality :)


    I am quite happy to confirm that my statement is in fact a fact
  • Archi_Bald
    Archi_Bald Posts: 9,681 Forumite
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    oldfella wrote: »
    well I think that clause is a risk
    .

    Risk? What risk? 1) I think you are reading something into it that isn't there, and 2) the worst that could happen is you don't get your £100 voucher.
  • Archi_Bald
    Archi_Bald Posts: 9,681 Forumite
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    DesG wrote: »
    Thank you for your application for an M&S Current Account. We are processing your application and will respond to you by email within 48 hours.

    I got that, too and I assumed it is because this isn't just any account, it's an M&S account (I get me coat.....)

    Did anyone get any immediate acceptance?
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