Lucifa's (Ac)counting the pennies DFW diary

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  • daphne_descends
    daphne_descends Posts: 2,517 Forumite
    First Anniversary Combo Breaker
    edited 7 April 2010 at 9:19AM
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    Thanks Pooky :)

    Luc thanks for asking. Elliot's fine, he's great actually, hard work but keeps me going :) how is Nathan doing? He must be 1 now :eek: walking, getting into everything? I know it's sooooo hard leaving them to go back to work but it has it's upsides, and leaves the time you do have together as truly quality time (er, I won't win any parenting awards, Elliot is playing with cars while I am on here :o I am talking to him too though! <backtracks..>) and it's truly great not to just be 'mum' 24/7. I am at home full time for now but if I hadn't hated my job so much... but anyway. Hence I am on MSE as permanently skint now! Things are not great, tough year ahead. Maybe I'll bring down the daily chat with that instead of hijacking your diary :p

    And Hi Squizz! Sorry Luc :o

    Oh and Luc meant to say about your budget and debt situation, honestly I think it's bloody amazing that despite 14 months out of work you have kept your debt under the original amount IYSWIM - with another person in the house to provide for - I know it can be disheartening to have it increased in any way at all but imagine what it could've been in the pre-MSE days - you should be really proud :)
  • redsquirrel80
    redsquirrel80 Posts: 12,457 Forumite
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    Hey DD! :hello:
    Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012.
    "I cannot make my days longer so I strive to make them better."
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    First Anniversary Combo Breaker
    edited 7 April 2010 at 9:43PM
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    Nathan is 13months (which reminds me haven't had MMR invitation yet...) but not quite walking. Manages to cause enough mischief without adding that to the mix though!
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073
    My debt free diary


  • daphne_descends
    daphne_descends Posts: 2,517 Forumite
    First Anniversary Combo Breaker
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    Yes I bet! My neighbour's little girl is just a bit older than Nathan and not bothered with walking as she can move pretty fast without it! She has a lovely open plan kitchen/lounge and everytime I see her she is taping up cupboards, makes me glad of my tiny kitchen I can gate off :p Ahh it's a lovely age though, before they can answer back... Elliot's first 'sentence' was 'no, MINE!' I'm sooo proud :rotfl:
  • Wannabefree_2
    Wannabefree_2 Posts: 576 Forumite
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    Hurah on the new Diary Luc & good luck in the new job x
    AT LBM 7/1/08 (£24,018.09)- 25/09/11 (£13,032.25) - 26.04.15 - £6,429.70
    LLOYDS TSB CARD £1,168.56 Loan 1LLOYDS TSB £5,261.14
    :j Heading in the right direction!
    Its taking so long......:(
  • Bunnyinthelights
    Bunnyinthelights Posts: 15,278 Forumite
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    Happy New Diary.

    Well done clever friend xx
    Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
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    Happy New Diary Luc :)
    No longer using this account for new posts from 2013
  • beanielou
    beanielou Posts: 90,296 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
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    Haappy new diary from me too :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    First Anniversary Combo Breaker
    edited 7 April 2010 at 9:43PM
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    A good day all round today. Nice relaxed morning mostly online but with a bit of tidying then off up to check out the potential allotment.

    The site is an old kitchen garden of a big house in a local park. The council used it as a nursery for shrubs for a while but it has essentially been unused for almost 10years. There's a lot of work to do to clear the site of stumps/roots and dig over. The outlines of the old beds of the kitchen garden and paths are still there. It could be amazing. Its likely to be run communally in part, with some given over to allotments. I hope I can give it as much time as I'd like... I REALLY enjoyed the work I did today, digging and clearing.
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073
    My debt free diary


  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    First Anniversary Combo Breaker
    edited 7 April 2010 at 9:44PM
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    Found this on my last diary...

    I have decided this will be the year I start hitting those lemons for 6

    I will ...

    Get a job
    Get fit
    Run a half marathon
    Fly at least 3 days a week
    Get my debt as busted as humanly possible

    So far achieved 1 of the 5:o:rotfl:
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073
    My debt free diary


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